Best Life Insurance Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Looking for free life insurance apps? 20 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Life Insurance Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Ethos - Insurance & WillsEthos - Insurance & WillsFree4.6★ (6.7K)NoNoSep 2026
2National Life GroupNational Life GroupFree4.5★ (592)NoNoSep 2026
3New York LifeNew York LifeFree4.9★ (15K)NoNoSep 2026
4Lemonade InsuranceLemonade InsuranceFree4.8★ (86K)NoNoSep 2026
5Globe LifeGlobe LifeFree2.8★ (93)NoNoSep 2026
6State Farm®State Farm®Free4.8★ (1.3M)NoNoSep 2026
7MassMutualMassMutualFree4.8★ (6K)NoNoSep 2026
8LifeCover: Life InsuranceLifeCover: Life InsuranceFree5.0★ (1)NoNoAug 2026

Top Picks for Life Insurance

Ethos - Insurance & Wills#1

Ethos - Insurance & Wills by Ethos Technologies Inc

An Ethos Technologies company
Editor's Choice
💰 Finance
4.6😐(6.7K ratings)
Free
Ethos - Insurance & Wills screenshot 1
Ethos - Insurance & Wills screenshot 2
Ethos - Insurance & Wills screenshot 3
Ethos - Insurance & Wills screenshot 4

Secure your family's future with an all-in-one platform for life insurance and estate planning. Apply for term life insurance in minutes with no medical exams and create legally solid Wills and Trusts with guided tools.

What We Love

  • 🚀 Simple and easy to use
  • 👍 Helpful for creating wills and estate planning
  • 💡 Innovative app concept
  • 🚀 Quick and efficient process
  • 👍 Useful for blended families

Room to Improve

  • 🐛 Glitchy and buggy app
  • 🔒 Privacy and security concerns
  • 👎 Limited options for blended families
  • 👎 Lack of accessibility for visually impaired users
  • 👎 Forced communication with contacts
National Life Group#2

National Life Group by National Life Group

Your policy on the go.
Strong Contender
💰 Finance
4.5😊(592 ratings)
Free
National Life Group screenshot 1
National Life Group screenshot 2
National Life Group screenshot 3
National Life Group screenshot 4

Securely access and manage your life insurance and annuity policies from your mobile device. View policy details, make payments, set up autopay, and track transactions. Stay connected with agent contact information and receive important alerts.

What We Love

  • 👍 Easy to navigate and use
  • 👍 User friendly and convenient
  • 👍 Straightforward and transparent
  • 👍 Helpful and informative
  • 👍 Provides great visibility into policies
  • 👍 Allows easy access to policy details
  • 👍 Enables self-service features

Room to Improve

  • 🐛 App crashes or freezes
  • 🐛 Login issues and errors
  • 🐛 Slow performance
  • 🐛 Outdated or incompatible with updates
  • 🔍 Limited functionality for policy changes
  • 🔍 Lack of agent responsiveness
New York Life#3

New York Life by New York Life

Life Insurance & Investments
Worth Considering
💰 Finance
4.9😐(15K ratings)
Free
New York Life screenshot 1
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New York Life screenshot 3
New York Life screenshot 4
New York Life screenshot 5

Manage your life insurance policies and investments conveniently. View policy details, monitor investment performance, and make payments directly from your mobile device. Easily find agent contact information and update your preferences.

What We Love

  • 👍 User-friendly interface
  • 🚀 Convenient access to policy details
  • 💡 Helpful for managing policies
  • 🚀 Smooth login experience

Room to Improve

  • 🐛 Login issues and app crashes
  • 🔍 Limited functionality compared to website
  • 🔍 Lack of advanced features

More Life Insurance apps to explore

FAQ about Life Insurance

What are the best life insurance apps for iPhone?
Ethos - Insurance & Wills tops our life insurance apps ranking as of September 2026, with a 4.6-star average from 6.7K App Store ratings, and it's free to download.
Yes — 20 of the top life insurance apps we rank are free to download, including Ethos - Insurance & Wills and National Life Group.
Ethos - Insurance & Wills has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ life insurance apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The Ethos app is a comprehensive platform designed to simplify life insurance applications and estate planning. It allows users to apply for term life insurance quickly, often without medical exams, and provides guided tools to create legally solid Wills and Trusts.
The process involves answering a few quick health questions within the app. You can then receive an instant decision on your term life coverage. Many applicants qualify without the need for medical exams or blood draws.

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