Best Life Insurance Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

Looking for free life insurance apps? 20 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Life Insurance Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Ethos - Insurance & WillsEthos - Insurance & WillsFree4.6★ (6.7K)NoNoAug 2026
2National Life GroupNational Life GroupFree4.5★ (592)NoNoAug 2026
3Lemonade InsuranceLemonade InsuranceFree4.8★ (86K)NoNoSep 2026
4New York LifeNew York LifeFree4.9★ (15K)NoNoSep 2026
5Life Insurance Practice Test.Life Insurance Practice Test.Free5.0★ (1)NoYesAug 2026
6State Farm®State Farm®Free4.8★ (1.2M)NoNoSep 2026
7Fabric by Gerber LifeFabric by Gerber LifeFree4.8★ (500)YesNoJul 2026
8Globe LifeGlobe LifeFree2.8★ (93)NoNoSep 2026

Top Picks for Life Insurance

Ethos - Insurance & Wills#1

Ethos - Insurance & Wills by Ethos Technologies Inc

An Ethos Technologies company
Editor's Choice
💰 Finance
4.6😐(6.7K ratings)
Free
Ethos - Insurance & Wills screenshot 1
Ethos - Insurance & Wills screenshot 2
Ethos - Insurance & Wills screenshot 3
Ethos - Insurance & Wills screenshot 4

Secure your family's future with an all-in-one platform for life insurance and estate planning. Apply for term life insurance in minutes with no medical exams and create legally solid Wills and Trusts with guided tools.

What We Love

  • 🚀 Simple and easy to use
  • 👍 Helpful for creating wills and estate planning
  • 💡 Innovative app concept
  • 🚀 Quick and efficient process

Room to Improve

  • 🐛 Glitchy and buggy app
  • 🔒 Privacy and security concerns
  • 👎 Limited options for blended families
National Life Group#2

National Life Group by National Life Group

Your policy on the go.
Strong Contender
💰 Finance
4.5😊(592 ratings)
Free
National Life Group screenshot 1
National Life Group screenshot 2
National Life Group screenshot 3
National Life Group screenshot 4

Securely access and manage your life insurance and annuity policies from your mobile device. View policy details, make payments, set up autopay, and track transactions. Stay connected with agent contact information and receive important alerts.

What We Love

  • 👍 Easy to navigate and use
  • 👍 User friendly and convenient
  • 👍 Straightforward and transparent
  • 👍 Helpful and informative

Room to Improve

  • 🐛 App crashes or freezes
  • 🐛 Login issues and errors
  • 🐛 Slow performance
Lemonade Insurance#3

Lemonade Insurance by Lemonade Inc.

Home, car, pet, and life
Worth Considering
💰 Finance
4.8😐(86K ratings)
Free
Lemonade Insurance screenshot 1
Lemonade Insurance screenshot 2
Lemonade Insurance screenshot 3

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

What We Love

  • 🚀 Quick, seamless, and affordable
  • 👍 Fully digital experience
  • 💡 Charity donation option
  • 👍 Easy setup and user-friendly app

Room to Improve

  • 🐛 Buggy app with crashes and login issues
  • 👎 Poor customer service and communication
  • 👎 Difficult claims process and lack of human support

More Life Insurance apps to explore

4
New York Life
New York Life
New York Life
Life Insurance & Investments
Free

Manage your life insurance policies and investments conveniently. View policy details, monitor investment performance, and make payments directly from your mobile device. Easily find agent contact information and update your preferences.

View and manage policiesMonitor investment valuesMake payments
💰 Finance
(15K)
free
5
Life Insurance Practice Test.
Life Insurance Practice Test.
Life Insurance Practice Test.
Insurance Exam & Certification
Free

Prepare for insurance license exams with over 600 practice questions and cloud-based updates. This app uses a proven "chunking" method to simplify complex topics, making studying more effective and stress-free. It offers a guarantee to refund your upgrade if you don't pass your exam.

600+ updated practice questionsCloud-based updatesEffective Learning Strategy (ELS)
📚 Education
(1)
free with in-app purchases
6
State Farm®
State Farm®
State Farm®
Insurance & Finance
Free

Manage insurance policies, pay bills, and access coverage details. File and track claims, request roadside assistance, and view financial product information. Features include secure login, personalized reminders, and Siri integration.

Manage insurance policiesPay bills with Apple PayFile and track claims
💰 Finance
(1.2M)
free
7
Fabric by Gerber Life
Fabric by Gerber Life
Fabric by Gerber Life
Life insurance, wills & more
Free

Secure your family's financial future with accessible term life insurance, investment options for children, and free legal will creation. This app offers a convenient, all-in-one platform for essential financial planning and protection.

Term life insuranceInvesting for kidsFree legal wills
💰 Finance
(500)
free with in-app purchases
8
Globe Life
Globe Life
Globe Life
by Globe Life
Free

Manage your insurance policies with ease. Pay bills, update personal information, explore coverage options, and connect with customer service. This free app simplifies policy management for current and prospective customers.

Pay monthly premiumsAccept additional coverageSet up one-time payments
💰 Finance
(93)
free
9
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

Invest in stocks, ETFs, mutual fundsTrade cryptocurrenciesCash management and bill pay
💰 Finance
(3.3M)
free with in-app purchases
10
Northwestern Mutual
Northwestern Mutual
Northwestern Mutual
by THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY INC
Free

Manage your investment and insurance accounts, make payments, and track your net worth. Consolidate all your financial accounts in one place to monitor spending and view your overall financial health.

View investment performance and transactionsAccess insurance policy detailsMake premium payments
💰 Finance
(11K)
free
11
MassMutual
MassMutual
MassMutual
Insurance & Financial Services
Free

Manage your life insurance and retirement accounts conveniently from your mobile device. Handle payments, review balances, access policy information, and update beneficiaries all in one place.

Manage life insurance and retirement accountsHandle payments and premiumsReview account balances and policy info
💰 Finance
(5.9K)
free with in-app purchases
12
Root: Better car insurance
Root: Better car insurance
Root: Better car insurance
Good drivers save money
Free

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

Usage-based car insurance discountsRenters insurance from $6/monthCustomizable homeowners insurance
💰 Finance
(73K)
free with in-app purchases
13
LifeCover: Life Insurance
LifeCover: Life Insurance
LifeCover: Life Insurance
Term Life Coverage Calculator
Free

Calculate your personalized life insurance needs in minutes. This app helps you determine the exact coverage required to replace your income, pay off debts, and fund education, all while keeping your data private on your device.

Personalized coverage calculationIncome replacement planningMortgage and debt payoff
💰 Finance
(1)
free
14
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(233K)
free with in-app purchases
15
MyAflac
MyAflac
MyAflac
by Aflac Inc.
Free

Manage your Aflac insurance accounts anytime, anywhere. View coverage details, submit and track claims, make payments, and update policy information securely. Access agent contact details and enroll in special programs for continuous coverage.

Access coverage informationSubmit and check claims statusView secure messages
💼 Business
(6.4K)
free
16
American Family Insurance App
American Family Insurance App
American Family Insurance App
Manage your Insurance Needs
Free

Manage your home, car, and umbrella insurance policies conveniently on the go. Access policy details, make payments, file claims, and get roadside assistance. Secure login options are available.

View insurance policies and account detailsAccess proof of insurance instantlySet up and manage payments, including auto-pay
💰 Finance
(91K)
free
17
Quotes for Sales Professionals
Quotes for Sales Professionals
Quotes for Sales Professionals
by Mutual of Omaha Insurance Company
Free

This business application assists insurance agents in generating quotes for insurance policies. It is designed exclusively for agents and producers to streamline the quoting process.

Insurance policy quotingAgent-exclusive toolStreamlined quoting process
💼 Business
(46)
free
18
Life Insurance Quotes by IXN
Life Insurance Quotes by IXN
Life Insurance Quotes by IXN
by Insurance Experts Network LLC
Free

Compare life insurance quotes from over 100 carriers across all 50 states. Agents can sign up for a free account to access powerful tools. Get up-to-date policy information, including fees and AMBest ratings.

100+ CarriersUp-to-date QuotesIncludes Policy Fees
💰 Finance
(6)
free
19
Allstate® Mobile
Allstate® Mobile
Allstate® Mobile
by Allstate Insurance Company
Free

Manage your insurance policies, pay bills, and access digital ID cards. Get safe-driving rewards, find repair shops, and receive weather alerts. Offers roadside assistance and identity protection.

Digital ID cardsSecure bill payPolicy and claims management
💰 Finance
(1.3M)
free
20
MetLife US App
MetLife US App
MetLife US App
by MetLife
Free

Manage your MetLife benefits efficiently with this app. Access dental and disability coverage details, find providers, and track claims. Securely access your information and update personal details on the go.

Access dental coverage and claimsFind and book dentist appointmentsReview disability claim information
💼 Business
(25K)
free

FAQ about Life Insurance

What are the best life insurance apps for iPhone?
Ethos - Insurance & Wills tops our life insurance apps ranking as of August 2026, with a 4.6-star average from 6.7K App Store ratings, and it's free to download.
Yes — 20 of the top life insurance apps we rank are free to download, including Ethos - Insurance & Wills and National Life Group.
Ethos - Insurance & Wills has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ life insurance apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Ethos app is a comprehensive platform designed to simplify life insurance applications and estate planning. It allows users to apply for term life insurance quickly, often without medical exams, and provides guided tools to create legally solid Wills and Trusts.
The process involves answering a few quick health questions within the app. You can then receive an instant decision on your term life coverage. Many applicants qualify without the need for medical exams or blood draws.

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