Comparison

NBF Direct App vs Liv Lite

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NBF Direct App

Manage your finances on the go with this mobile banking solution. Easily check balances, pay bills, transfer funds securely, and manage your cards and beneficiaries. Features include password-less access and loan deferment requests.

Highlights
  • Enhanced dashboard for account overview
  • Password-less biometric login
  • Secure funds transfers (domestic & international)
  • Utility bill payments
  • Credit card management and spending tracking
  • Beneficiary management
  • Loan deferment requests
Features
Read full description

Welcome to the upgraded NBF Direct App, from National Bank of Fujairah your ultimate mobile banking solution! With enhanced features and improved functionality, managing your finances has never been easier. Check balances, pay bills, transfer funds, and more—all from the convenience of your smartphone. Here's what's new: • Enhanced Dashboard: Get a quick snapshot of your accounts, transactions, and notifications. • Improved User Interface: Enjoy a sleek, intuitive design for effortless navigation. • Password-less Access: Log in and make transfers using your device's biometrics. • Funds Transfers: Transfer money securely within your accounts, to other NBF accounts, or even internationally. • Utility Bill Payments: Pay your bills with just a few taps—no more late fees! • Cards Management: Manage your credit cards, track spending, and access various card services. • Beneficiary Management: Add and manage beneficiaries effortlessly for quick fund transfers. • Schedule Transfers: Set up automated transfers for added convenience. • Loan Deferment: Request postponement of loan repayments directly from the app. • IBAN Letter Generation: Generate IBAN letters on the go. Upgrade now and experience banking at your fingertips! Terms and conditions apply.

About

Liv Lite

This app provides essential financial services for younger family members, including a personalized debit card and app access for expense tracking. It allows for earning allowances through chores and cashless shopping, with easy money requests between family members.

Highlights
  • Personalized debit card
  • Expense tracking
  • Allowance for chores
  • Cashless shopping
  • Biometric login
  • Instant card lock
Features
Read full description

Welcome to Liv Lite! A unique digital bank account providing essential financial services for your family members! Includes a personalized debit card and dedicated app access. Why choose Liv Lite? It’s convenient: With your own Liv Lite app, you can easily track your expenses. It’s safe: You can use biometrics for login. Instantly lock the card through the app in case it’s lost or stolen. You can get allowances: Complete tasks or chores to score more cash. (only for ages 8-18) You can go Cashless: Shop with ease using your very own debit card. Request money whenever, wherever: Nudge your family from your Liv Lite app and watch the money roll in. How can you get Liv Lite? One of your parents or family members can easily apply for Liv Lite through our new LivX app. Just make sure they already have a Liv account and ask them to sign you up for Liv Lite. If a Liv Lite Account has already been created for you, download the Liv Lite app to explore financial freedom.

Screenshots

NBF Direct App4 screens
Liv Lite4 screens

Verdict

The call

The clearest difference is rating: NBF Direct App at 4.4 against Liv Lite's 1.0. NBF Direct App also leads on review sentiment (47% vs 19%) and ratings volume (141 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NBF Direct App holds the better App Store score, 4.4 against 1.0. That said, the two scores are not equally well evidenced: NBF Direct App has 141 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 47% of NBF Direct App's written reviews are positive against 19% of Liv Lite's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
NBF Direct App versus Liv Lite: the parameters behind the verdict, then further details
ParameterNBF Direct AppLiv Lite
PriceFreeFree
Rating4.4 (141 ratings) — better1.0 (4 ratings)
Positive reviews46.8% of reviews — better18.8% of reviews
Number of ratings141 — better4
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.0
Further details — not scored
Size278 MB562 MB
Age rating4+4+
DeveloperNational Bank Of FujairahEmirates NBD Bank P.J.S.C

Customer experience

NBF Direct App

All ratings141 ratings
Positive83.0%
Neutral6.4%
Negative10.6%
Written reviews47 reviews
Positive46.8%
Neutral4.3%
Negative48.9%

Liv Lite

All ratings4 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews16 reviews
Positive18.8%
Neutral6.3%
Negative75.0%

In-app purchases

None

NBF Direct App

No in-app purchases

None

Liv Lite

No in-app purchases

Questions

Is NBF Direct App free?
NBF Direct App is free to download, with no in-app purchases.
Is Liv Lite free?
Liv Lite is free to download, with no in-app purchases.
Which has better reviews, NBF Direct App or Liv Lite?
NBF Direct App is rated higher. NBF Direct App averages 4.4 out of 5 from 141 ratings, while Liv Lite averages 1.0 from 4 ratings.
Do NBF Direct App or Liv Lite have ads?
Neither NBF Direct App nor Liv Lite shows ads.
Which is updated more often, NBF Direct App or Liv Lite?
NBF Direct App ships an update monthly, and Liv Lite monthly. Most recently, NBF Direct App was updated on October 24, 2026 and Liv Lite on October 31, 2026.

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