NBF Direct App vs Setld.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NBF Direct App
Manage your finances on the go with this mobile banking solution. Easily check balances, pay bills, transfer funds securely, and manage your cards and beneficiaries. Features include password-less access and loan deferment requests.
- Enhanced dashboard for account overview
- Password-less biometric login
- Secure funds transfers (domestic & international)
- Utility bill payments
- Credit card management and spending tracking
- Beneficiary management
- Loan deferment requests
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Welcome to the upgraded NBF Direct App, from National Bank of Fujairah your ultimate mobile banking solution! With enhanced features and improved functionality, managing your finances has never been easier. Check balances, pay bills, transfer funds, and more—all from the convenience of your smartphone. Here's what's new: • Enhanced Dashboard: Get a quick snapshot of your accounts, transactions, and notifications. • Improved User Interface: Enjoy a sleek, intuitive design for effortless navigation. • Password-less Access: Log in and make transfers using your device's biometrics. • Funds Transfers: Transfer money securely within your accounts, to other NBF accounts, or even internationally. • Utility Bill Payments: Pay your bills with just a few taps—no more late fees! • Cards Management: Manage your credit cards, track spending, and access various card services. • Beneficiary Management: Add and manage beneficiaries effortlessly for quick fund transfers. • Schedule Transfers: Set up automated transfers for added convenience. • Loan Deferment: Request postponement of loan repayments directly from the app. • IBAN Letter Generation: Generate IBAN letters on the go. Upgrade now and experience banking at your fingertips! Terms and conditions apply.
Setld.
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Setld is the easiest way to pay friends, split bills, and order at your favourite spots, all in one app, built for South Africa. Whether you're settling up after dinner, sending a mate their half of the Uber, or skipping the queue at your local coffee shop, Setld keeps your money moving and your friendships drama-free. PAY FRIENDS INSTANTLY • Send and request money in a simple chat, it settles the moment you tap. • No more "I'll EFT you later." Pay your share on the spot. • See exactly who owes who, and clear a debt in one tap. SPLIT ANY BILL, FAIRLY • Scan a bill and tap the items you actually had. • Everyone pays only their share, no awkward maths, no one short. • Add a tip at checkout, your way. SCAN. ORDER. SKIP THE QUEUE. • Scan the QR at your table or the counter to see the menu. • Order and pay from your phone, takeaway is paid up front, sit-down runs as a tab you split at the end. • Invite friends to the table so everyone orders onto one bill. A WALLET THAT KEEPS UP • Top up securely by card, powered by Yoco. • Watch your balance update in real time across every screen. • Withdraw to your bank whenever you like. BUILT AROUND YOUR FRIENDS • Group chats for trips, housemates and regular crews. • Keep a running tab with the people you see most. • Activity feed so nothing slips through the cracks. Setld is made for the way South Africans actually go out, split, pay, order and settle, without the spreadsheet. Download Setld and never chase a friend for money again.
Screenshots
Verdict
NBF Direct App and Setld. are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | NBF Direct App | Setld. |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (141 ratings) — better | — |
| Positive reviews | 28.6% of reviews | — |
| Number of ratings | 141 — better | — |
| Update frequency | Monthly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 278 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | National Bank Of Fujairah | BENNO LUTZ VAN DER MERWE |
In-app purchases
NBF Direct App
No in-app purchases
Setld.
No in-app purchases
Questions
Is NBF Direct App free?
Is Setld. free?
Do NBF Direct App or Setld. have ads?
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