Comparison

CNB Mobile Bank vs MCCU KY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CNB Mobile Bank

Manage your finances on the go with a streamlined mobile banking experience. Customize your dashboard, deposit checks, send money, and monitor account activity with enhanced speed and security features.

Highlights
  • Customizable dashboard
  • Mobile check deposit
  • Send money with Zelle®
  • Bill Pay
  • Card management
  • Account alerts
  • Message support staff
Features
Read full description

App Store Description Enjoy a better mobile banking experience with City National Bank. Our new mobile application offers enhanced speed and customization options that cater to on-the-go needs. Easily manage your finances from your fingertips using the following features: • Customizable dashboard - organize services and see what’s important to you such as transfers, mobile deposits, card management and more • Organize transactions by adding notes or attach a photo of receipts and checks. • Easily deposit checks with mobile deposit • Quickly and safely send money to friends, family or someone you trust with Zelle® • Set up alerts to monitor activity and account balances • Make payments to a company or individual with Bill Pay • Transfer money between your City accounts; or to another institution • View and save monthly account statements • Freeze or block your debit card with Card Management • Correspond with support staff with our Message tool • Locate branches and ATMs near you Securing your account is easy, you’ll be prompted to create a 4-digit passcode as an added layer of security. Fingerprint and Facial Recognition is available on supported devices.

About

MCCU KY

Manage your finances on the go with this mobile banking app. Organize transactions with notes and tags, set up balance alerts, and make payments. Deposit checks, transfer funds, and find nearby branches and ATMs.

Highlights
  • Add tags, notes, and photos to transactions
  • Set up balance alerts
  • Make payments to companies and friends
  • Transfer money between accounts
  • Deposit checks via photo
  • View and save monthly statements
  • Find branches and ATMs
  • Aggregate financial accounts
Features
Read full description

The Members Choice CU Mobile app is your mobile wallet. It's fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here's what you can do with Members Choice Credit Union Mobile App: Keep your transactions organized by allowing you to add tags, notes, and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you're paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back View and save your monthly statements Find branches and ATMs near you Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

CNB Mobile Bank4 screens
MCCU KY4 screens

Verdict

The call

The clearest difference is ratings volume: CNB Mobile Bank at 28K against MCCU KY's 2K. CNB Mobile Bank also leads on review sentiment (69% vs 56%). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for CNB Mobile Bank against 4.8 for MCCU KY. That said, the two scores are not equally well evidenced: CNB Mobile Bank has 28K ratings behind it against 2K, so its average is the more settled of the two. Written reviews are what separate them: 69% of CNB Mobile Bank's written reviews are positive against 56% of MCCU KY's.

UpkeepUpdate frequency

CNB Mobile Bank ships an update monthly, MCCU KY every 3 weeks. The most recent releases landed on October 19, 2026 and October 18, 2026 respectively.

Scorecard2 real differences · 8 level
CNB Mobile Bank versus MCCU KY: the parameters behind the verdict, then further details
ParameterCNB Mobile BankMCCU KY
PriceFreeFree
Rating4.8 (28K ratings)4.8 (2K ratings)
Positive reviews68.8% of reviews — better56.3% of reviews
Number of ratings28K — better2K
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size197 MB198 MB
Age rating12+4+
DeveloperCity Holding CompanyMembers Choice Credit Union (KY)

Customer experience

CNB Mobile Bank

All ratings27,814 ratings
Positive96.6%
Neutral1.7%
Negative1.8%
Written reviews160 reviews
Positive68.8%
Neutral6.9%
Negative24.4%

MCCU KY

All ratings2,004 ratings
Positive95.3%
Neutral1.8%
Negative2.9%
Written reviews16 reviews
Positive56.3%
Neutral12.5%
Negative31.3%

User reviews

CNB Mobile Bank

From 28K App Store ratings

What we love

  • 👍 Amazing staff
  • 🚀 Ease of use
  • 🚀 User friendly
  • 👍 Excellent service
  • 👍 Great app

Room to improve

  • 🐛 Latest update requires replacing iPhone
  • 🔒 Two-step verification required
  • 🐛 Balance not accurate
  • 🐛 Bill pay issues
  • 🐛 Pending transactions issues

MCCU KY

From 2K App Store ratings

What we love

  • 👍 Easy to navigate
  • 💡 Great new app design
  • 🚀 Smooth performance

Room to improve

  • 🐛 Glitchy and unreliable
  • 🤔 Confusing account labeling
  • 📱 Incompatible with older devices

Bugs and requests

CNB Mobile Bank

Reported bugs

4 issues
  • Balance not accurate
  • Pending transactions issues
  • Login issues
  • App not loading correctly

Requested features

4 requests
  • Daily text balance updates
  • Quick view balance option
  • Ability to activate debit card in app
  • Venmo integration

MCCU KY

Reported bugs

2 issues
  • Accounts not showing up
  • Constant need to delete and reinstall app

Requested features

2 requests
  • Apple Watch app
  • Traditional account labels (checking, savings)

In-app purchases

None

CNB Mobile Bank

No in-app purchases

None

MCCU KY

No in-app purchases

Questions

Is CNB Mobile Bank free?
CNB Mobile Bank is free to download, with no in-app purchases.
Is MCCU KY free?
MCCU KY is free to download, with no in-app purchases.
Which has better reviews, CNB Mobile Bank or MCCU KY?
CNB Mobile Bank and MCCU KY are both rated 4.8 out of 5 on the App Store, from 28K and 2K ratings respectively.
Do CNB Mobile Bank or MCCU KY have ads?
Neither CNB Mobile Bank nor MCCU KY shows ads.
Which is updated more often, CNB Mobile Bank or MCCU KY?
CNB Mobile Bank ships an update monthly, and MCCU KY every 3 weeks. Most recently, CNB Mobile Bank was updated on October 19, 2026 and MCCU KY on October 18, 2026.

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