Comparison

BVM Mobile vs My SPS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BVM Mobile

This app simplifies the home financing process by providing tools to scan documents, track loan progress, and access educational resources. It helps users understand mortgage jargon, calculate payments, and stay connected with their loan officers and real estate agents.

Highlights
  • Document scanning
  • Loan process updates
  • Mortgage education
  • Contact information
  • Mortgage calculator
Features
Read full description

At Big Valley Mortgage, we are passionately committed to helping our neighbors finance the dream of homeownership.  We understand that the loan process may be confusing, so we developed the BVM Mobile App to simplify the process for you.  Whether you are a consumer looking to purchase your first home, an existing customer looking to refinance an existing mortgage, a seasoned investor, or a real estate agent who would like to stay on top of the loan process with their clients, the BVM Mobile App gives you the tools you need. Key Features Include: - Scanner: Conveniently scan all needed documents to your loan officer from your phone’s scanner - Communicate: Receive important updates as your loan is processed. - Education: Familiarize yourself with mortgage jargon or stay current on the latest mortgage news - Contact: Easily locate contact information of your loan officer and real estate agent - Mortgage Calculator: Calculate your monthly payment, determine how much home you can afford and compare the cost of different loan programs

About

My SPS

Manage your mortgage account securely and conveniently 24/7. Make payments, set up auto-drafts, view statements, and review escrow details on the go. Access account information and upload documents easily.

Highlights
  • Manage mortgage account 24/7
  • Make mortgage payments
  • Set up/modify auto-draft payments
  • View statements and letters
  • Review escrow information
  • Upload documents
  • Secure login with Touch/Face ID
Features
Read full description

My SPS mobile app is a fast, secure way to manage your mortgage account 24/7. Make payments, set up and make changes to monthly auto draft, view statements, and review escrow information. *If you have already created a user name and password on spservicing.com, just skip the registration process and login with your online username and password. Features: • Manage your account and make your mortgage payment 24/7 on the go • Access the Information HUB for answers to your most common account questions • Set up or modify existing auto draft payments • Quickly access your account with touch ID or face ID for eligible devices • Review balances and activity • Upload documents for your account • View monthly statements and letters

Screenshots

BVM Mobile4 screens
My SPS4 screens

Verdict

The call

The clearest difference is rating: BVM Mobile at 5.0 against My SPS's 2.0. BVM Mobile also leads on update cadence (every 2 months vs every 3 months) and iOS requirement (11.4 vs 15.6). My SPS's advantage is ratings volume (324 vs 5). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BVM Mobile holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: My SPS has 324 ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

BVM Mobile ships an update every 2 months, My SPS every 3 months. The most recent releases landed on October 13, 2026 and October 20, 2026 respectively.

Scorecard4 real differences · 6 level
BVM Mobile versus My SPS: the parameters behind the verdict, then further details
ParameterBVM MobileMy SPS
PriceFreeFree
Rating5.0 (5 ratings) — better2.0 (324 ratings)
Positive reviews—6.5% of reviews
Number of ratings5324 — better
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.4 — better15.6
Further details — not scored
Size46 MB31 MB
Age rating4+4+
DeveloperAmerican Pacific Mortgage CorporationSelect Portfolio Servicing, Inc.

Customer experience

BVM Mobile

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

My SPS

All ratings324 ratings
Positive22.5%
Neutral4.0%
Negative73.5%
Written reviews154 reviews
Positive6.5%
Neutral1.9%
Negative91.6%

Bugs and requests

BVM Mobile

Not enough reviews yet to summarise bugs or requests.

My SPS

Reported bugs

6 issues
  • Unable to accept terms and conditions
  • Login issues
  • App not working
  • Unable to download documents
  • Screenshot disabled
Show 1 more
  • Freezes after update

Requested features

3 requests
  • Dark mode option
  • Improved document handling
  • Better account management features

In-app purchases

None

BVM Mobile

No in-app purchases

None

My SPS

No in-app purchases

Questions

Is BVM Mobile free?
BVM Mobile is free to download, with no in-app purchases.
Is My SPS free?
My SPS is free to download, with no in-app purchases.
Which has better reviews, BVM Mobile or My SPS?
BVM Mobile is rated higher. BVM Mobile averages 5.0 out of 5 from 5 ratings, while My SPS averages 2.0 from 324 ratings.
Do BVM Mobile or My SPS have ads?
Neither BVM Mobile nor My SPS shows ads.
Which is updated more often, BVM Mobile or My SPS?
BVM Mobile ships an update every 2 months, and My SPS every 3 months. Most recently, BVM Mobile was updated on October 13, 2026 and My SPS on October 20, 2026.

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