Comparison

My SPS vs Rushmore Servicing

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My SPS

Manage your mortgage account securely and conveniently 24/7. Make payments, set up auto-drafts, view statements, and review escrow details on the go. Access account information and upload documents easily.

Highlights
  • Manage mortgage account 24/7
  • Make mortgage payments
  • Set up/modify auto-draft payments
  • View statements and letters
  • Review escrow information
  • Upload documents
  • Secure login with Touch/Face ID
Features
Read full description

My SPS mobile app is a fast, secure way to manage your mortgage account 24/7. Make payments, set up and make changes to monthly auto draft, view statements, and review escrow information. *If you have already created a user name and password on spservicing.com, just skip the registration process and login with your online username and password. Features: • Manage your account and make your mortgage payment 24/7 on the go • Access the Information HUB for answers to your most common account questions • Set up or modify existing auto draft payments • Quickly access your account with touch ID or face ID for eligible devices • Review balances and activity • Upload documents for your account • View monthly statements and letters

About

Rushmore Servicing

Manage your mortgage conveniently from anywhere, 24/7. Make secure payments, set up AutoPay, and access important documents like statements and correspondence easily. Get on-demand assistance from mortgage experts when needed.

Highlights
  • Manage mortgage 24/7
  • Make secure payments
  • Set up AutoPay
  • Access statements
  • Contact mortgage experts
Read full description

Stress-Free Homeownership, at Your Fingertips. Keeping track of your mortgage with Rushmore Servicing is more convenient than ever. Make payments quickly, access your documents, or get in touch with a mortgage expert for on-demand assistance. With our app in your back pocket, we’ve made it easy to… • Manage your mortgage from anywhere, 24/7 • Handle the basics with ease—securely make payments or set up AutoPay • Access your statements & other correspondence when it’s convenient for you

Screenshots

My SPS4 screens
Rushmore Servicing4 screens

Verdict

The call

The clearest difference is rating: Rushmore Servicing at 4.9 against My SPS's 2.0. Rushmore Servicing also leads on review sentiment (17% vs 6%). My SPS's advantage is device support (3 vs 1). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Rushmore Servicing holds the better App Store score, 4.9 against 2.0. Both are backed by a comparable volume of ratings — 324 and 273 respectively. Written reviews point the same way: 6% of My SPS's written reviews are positive against 17% of Rushmore Servicing's.

UpkeepUpdate frequency

My SPS ships an update every 3 months, Rushmore Servicing every 2 months. The most recent releases landed on September 17, 2026 and July 6, 2026 respectively.

Scorecard3 real differences · 7 level
My SPS versus Rushmore Servicing: the parameters behind the verdict, then further details
ParameterMy SPSRushmore Servicing
PriceFreeFree
Rating2.0 (324 ratings)4.9 (273 ratings) — better
Positive reviews6.5% of reviews16.7% of reviews — better
Number of ratings324 — better273
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.0
Further details — not scored
Size31 MB23 MB
Age rating4+4+
DeveloperSelect Portfolio Servicing, Inc.Nationstar Mortgage Holdings Inc.

Customer experience

My SPS

All ratings324 ratings
Positive22.5%
Neutral4.0%
Negative73.5%
Written reviews154 reviews
Positive6.5%
Neutral1.9%
Negative91.6%

Rushmore Servicing

All ratings273 ratings
Positive98.2%
Neutral0.7%
Negative1.1%
Written reviews6 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

Bugs and requests

My SPS

Reported bugs

6 issues
  • Unable to accept terms and conditions
  • Login issues
  • App not working
  • Unable to download documents
  • Screenshot disabled
Show 1 more
  • Freezes after update

Requested features

3 requests
  • Dark mode option
  • Improved document handling
  • Better account management features

Rushmore Servicing

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

My SPS

No in-app purchases

None

Rushmore Servicing

No in-app purchases

Questions

Is My SPS free?
My SPS is free to download, with no in-app purchases.
Is Rushmore Servicing free?
Rushmore Servicing is free to download, with no in-app purchases.
Which has better reviews, My SPS or Rushmore Servicing?
Rushmore Servicing is rated higher. My SPS averages 2.0 out of 5 from 324 ratings, while Rushmore Servicing averages 4.9 from 273 ratings.
Do My SPS or Rushmore Servicing have ads?
Neither My SPS nor Rushmore Servicing shows ads.
Which is updated more often, My SPS or Rushmore Servicing?
My SPS ships an update every 3 months, and Rushmore Servicing every 2 months. Most recently, My SPS was updated on September 17, 2026 and Rushmore Servicing on July 6, 2026.

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