Experian® vs CreditVana

Get your Experian Credit Report and FICO® Score with a free membership—no credit card needed! Apply for credit cards and loans labeled “No Ding Decline™” that won’t ding your FICO® Score if you’re not approved^^. You could save an avg of $1,007/year on car insurance^^^. Chat with the Experian Virtual Assistant™. With a paid membership, you could save an avg of $721 with Bill Negotiation & Subscription Cancellation**and get an advance with Experian Cash™ powered by Brigit^. GET STARTED FOR FREE ■Experian Boost®ø Raise your FICO® Score* using bills you already pay - cell phone, utilities, streaming services and eligible rent payments ■Credit monitoring Stay informed if accounts are opened in your name, or new inquiries appear on your Experian credit report ■Marketplace## Compare credit card, personal loan or car insurance quotes matched to your credit profile ■Financial health assessment# Take a survey and get suggested actions to improve your overall financial health and see what steps you could take to improve it PREMIUM BENEFITS ■Bill Negotiation & Subscription Cancellation**  You could save time and up to $721 when we negotiate and cancel your bills  ■Experian CreditLock*** Protect against identity theft by locking your Experian credit file. Get real-time alerts if someone applies for credit in your name while locked  ■Experian Cash™ powered by Brigit^ Get a $25-250 advance when you need it most TERMS  See experian.com/legal for Terms of Use Agreement, Privacy Policy, Marketplace Licenses & Disclosures, Insurance State Licenses and Insurance Carrier Partner Details.  øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®.  *Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8 or another type of credit score altogether.  **Results will vary. Not all bills or subs eligible. Savings not guaranteed. $721 avg. est. savings w/ 1+ negotiation & 1+ cancelation. Paid membership w/connected payment account(s) req’d. See experian.com for details.  ***Experian CreditLock is a separate service from Security Freeze: experian.com/freeze/center.html. Learn about the differences at Experian.com  ##Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states.  ^^Applying for cards and loans labeled ‘No Ding Decline™’ won’t hurt your credit scores if you aren’t initially approved. Initial approval will result in hard inquiry, which may impact your credit scores.  ^^^Results will vary and some may not see savings. Average savings of $1,007 per year for customers who switched and saved.  #Results may vary. The financial health assessment is for informational purposes only and is not intended to provide financial, legal, tax, or other advice. ^Experian Cash™ is powered by Brigit. Not all users will qualify. Depending on eligibility, advances range from $25–$250.  Express delivery is optional and a fee may apply. Monthly membership fee may apply, cancel anytime. Not available in all states. You are not required to enroll in a paid membership to receive an advance. Users that are eligible for an advance may access an advance with a free Experian membership. Terms apply. ©2026 Experian. All rights reserved. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners.

Take complete control of your financial health with CreditVana—your all-in-one 3-bureau credit score tracker, identity monitoring, and credit building assistant. Whether you're looking to check your credit score, repair your credit history, protect your identity, or unlock better credit card & loan rates, CreditVana gives you the real-time tools, AI coaching, and insights you need to reach your goals. Why Users Love CreditVana: • 3-BUREAU CREDIT REPORTS: Instant access to updated credit scores and reports from TransUnion, Equifax, and Experian. • AI CREDIT COACH: Get personalized, step-by-step guidance tailored to your specific credit profile to help raise your score fast. • 24/7 IDENTITY THEFT PROTECTION: Continuous dark web monitoring, fraud alerts, and SSN tracking to keep your identity safe. • REAL-TIME SCORE ALERTS: Instant notifications whenever changes, inquiries, or new accounts appear on your credit report. • CREDIT BUILDER OFFERS: Hand-picked financial offers, cards, and loans designed to help you build or rebuild credit responsibly. Key Features Built for You: ► 3-BUREAU CREDIT MONITORING Track all 3 major credit bureau scores in one clean, easy-to-read dashboard. Monitor key credit factors including payment history, credit utilization, account age, and hard inquiries. ► PERSONALIZED AI CREDIT COACH Stop guessing how to improve your score. CreditVana’s smart AI analyzes your credit profile and highlights exact actions you can take to remove negative items and boost your rating. ► IDENTITY & DARK WEB MONITORING Protect your hard-earned credit from identity thieves. Receive immediate alerts if your social security number, passwords, or personal information are compromised on the dark web. ► CREDIT BUILDER & FINANCIAL OFFERS Discover pre-qualified credit building cards, personal loan options, and insurance plans structured to elevate your financial standing without risking hard inquiries. ► SAFE, SECURE & PRIVATE Your financial data privacy is our top priority. CreditVana uses bank-grade 256-bit encryption to protect your sensitive information. Checking your score with CreditVana will NEVER hurt or lower your credit score. Download CreditVana today and start building the credit score you deserve!