UBA Secure Pass vs Billpoint
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBA Secure Pass
This app provides a secure mobile token for authorizing transactions and managing your identity across various banking platforms. It allows for self-activation, eliminating the need to visit a bank branch for setup.
- Transaction authorization
- Identity management
- Mobile token
- Self-activation
- Virtual channel access
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The Secure Pass (formerly known as U-Token) is UBA's customized version of the mobile token, for use in authorizing transactions and identity management on all of UBA's virtual channels, from the Internet Banking solution (previously known as U-Direct), to the Mobile Banking solution (previously known as U-Mobile), and eventually all other channels which require authorization of transactions of higher limits using the token. It was also developed in line with the do it yourself model, which enables an existing user of the bank's Internet banking solution, to self activate the token without having to walk into a UBA banking hall.
Billpoint
Manage all your bills and transactions in one convenient app. Pay for utilities, airtime, data, and even book flights. Enjoy secure, fast payments with rewards and 24/7 customer support.
- Seamless bill payments
- Instant gift card purchases
- eSIM activation & top-ups
- Virtual accounts for funding
- Fast & secure transactions
- Exclusive rewards & bonuses
- 24/7 dedicated support
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SABIBILL DESCRIPTION Power your Bills with SabiBill—your all-in-one repository solution for effortless bill management. With a seamless interface, advanced features, and robust security, handling your transactions has never been easier. Pay bills, top up airtime, purchase data, book flights, activate, and more—all in one place, with speed and reliability you can trust. Why Choose SabiBill? * 24/7 dedicated customer support to assist you anytime, anywhere. * Exciting welcome bonuses and rewards through our referral and earning program. * Affordable services for bill payments, airtime, data, eSIMs, and more. Powerful Feature * Seamless Bill Payments – Effortlessly pay for airtime, data, electricity, cable TV (DStv, GOtv, Showmax, StarTimes), and more in seconds. * Fast & Secure Transactions – Experience top-notch security and real-time processing, ensuring your payments are always safe and instant. * Exclusive Rewards & Bonuses – Earn cashback, referral bonuses, and special incentives while using SabiBill. * 24/7 Dedicated Support – Our customer support team is available round the clock to assist you anytime, anywhere.
Screenshots
Verdict
The clearest difference is review sentiment: Billpoint at 57% against UBA Secure Pass's 5%. Billpoint also leads on rating (4.6 vs 1.9) and update cadence (every 6 weeks vs every 52 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Billpoint holds the better App Store score, 4.6 against 1.9. Both are backed by a comparable volume of ratings — 285 and 1.1K respectively. Written reviews point the same way: 5% of UBA Secure Pass's written reviews are positive against 57% of Billpoint's.
UBA Secure Pass ships an update every 52 months, Billpoint every 6 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.
| Parameter | UBA Secure Pass | Billpoint |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (285 ratings) | 4.6 (1.1K ratings) — better |
| Positive reviews | 5.5% of reviews | 57.1% of reviews — better |
| Number of ratings | 285 | 1.1K — better |
| Update frequency | Every 52 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 36 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | United Bank For Africa Plc | Flexgreen Concept Ltd |
Customer experience
UBA Secure Pass
Billpoint
User reviews
UBA Secure Pass
From 285 App Store ratingsWhat we love
- ✅ Simple login process with UBA generated user ID
- ⚡ Fast and efficient when working properly
Room to improve
- 🐛 Red screen freeze on launch (especially iPhone)
- ❌ 'User not eligible' error message preventing access
- 📱 Poor compatibility with iOS devices
- 🔌 App fails to load or open
- 💔 OTP/SMS messages never received
Billpoint
From 1.1K App Store ratingsWhat we love
- 🚀 Fast and reliable
- 👍 Easy to use
- 🚀 Quick service
- 🚀 Swift and fast
- 👍 Best app ever
Room to improve
- 🐛 App not working
- 🐛 Too slow
- 🐛 Frustrating experience
- 🐛 Can't use most functions
- 🐛 Bad customer care
Bugs and requests
UBA Secure Pass
Reported bugs
11 issues- Red screen freeze on app launch
- App crashes immediately after download
- User eligibility validation failing incorrectly
- OTP/SMS delivery system non-functional
- Save button hidden under swipe line on iPhone
Show 6 moreShow fewer
- App shows blank/frozen interface
- Registration process incomplete
- Invalid secure pass errors despite correct input
- App incompatible with newer iPhone models
- Safari connection errors
- App unresponsive and hangs frequently
Requested features
5 requests- Replace secure pass with simple SMS OTP option
- Implement dark mode
- Add offline functionality
- Improve error message clarity and solutions
- Enable bulk transfer capability
Billpoint
Reported bugs
7 issues- iTunes not received via email
- Money not reflecting after hours
- Account blocked after sending money
- Money disappeared without trace
- App crashes more often than it works
Show 2 moreShow fewer
- Cannot deposit or buy anything
- Cannot use most functions
Requested features
3 requests- Notify customers of downtime
- Add withdrawal features
- Improve security (PIN required)
In-app purchases
UBA Secure Pass
No in-app purchases
Billpoint
No in-app purchases
