Comparison

UBA Secure Pass vs Bujeti

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBA Secure Pass

This app provides a secure mobile token for authorizing transactions and managing your identity across various banking platforms. It allows for self-activation, eliminating the need to visit a bank branch for setup.

Highlights
  • Transaction authorization
  • Identity management
  • Mobile token
  • Self-activation
  • Virtual channel access
Features
Read full description

The Secure Pass (formerly known as U-Token) is UBA's customized version of the mobile token, for use in authorizing transactions and identity management on all of UBA's virtual channels, from the Internet Banking solution (previously known as U-Direct), to the Mobile Banking solution (previously known as U-Mobile), and eventually all other channels which require authorization of transactions of higher limits using the token. It was also developed in line with the do it yourself model, which enables an existing user of the bank's Internet banking solution, to self activate the token without having to walk into a UBA banking hall.

About

Bujeti

Features
Read full description

Bujeti is the Finance Control Centre for African businesses. Built to give you full visibility and total control over your financial operations, so you can move faster, make smarter decisions, and scale with confidence. From expense management and automated payments to corporate cards, invoicing, vendor management, and payroll (soon) - Bujeti unifies every financial operation into one powerful platform. With the Bujeti mobile app, you can: - Control business spend with customisable policies - Track and manage expenses in real time - Automate approvals with customisable workflows. - Create and manage budgets for teams and projects. - Automate payments and reduce manual reconciliation. - Create and send invoices with embedded payment options. - Issue multi-currency corporate cards for teams with custom limits. - Connect all your business bank accounts for a single source of truth. - Process reimbursements, vendor payments, and subscriptions in one place. - Manage finances seamlessly across teams, subsidiaries, and multiple currencies. Bujeti also integrates seamlessly with your existing tools, including Google Sheets, QuickBooks, ZohoBooks, Slack and more, to help streamline operations and close books faster with clean, auditable records. Built for African businesses: - Replaces scattered tools and manual processes with a unified platform. - Multi-entity, multi-currency support to scale as your business grows. - Works seamlessly across Nigeria, Kenya, and the Ivory Coast. Whether you’re a CFO, founder, or operations lead, Bujeti gives you full visibility and control to make faster decisions and scale with confidence. Download the Bujeti app today or visit https://www.bujeti.com to get started.

Screenshots

UBA Secure Pass3 screens
Bujeti4 screens

Verdict

The call

The clearest difference is update cadence: Bujeti at fortnightly against UBA Secure Pass's every 52 months. UBA Secure Pass's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 16.4). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

UBA Secure Pass ships an update every 52 months, Bujeti fortnightly. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 7 level
UBA Secure Pass versus Bujeti: the parameters behind the verdict, then further details
ParameterUBA Secure PassBujeti
PriceFreeFree
Rating1.9 (285 ratings) — better—
Positive reviews5.2% of reviews—
Number of ratings285 — better—
Update frequencyEvery 52 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better16.4
Further details — not scored
Size36 MB95 MB
Age rating4+4+
DeveloperUnited Bank For Africa PlcBujeti Inc.

Bugs and requests

UBA Secure Pass

Reported bugs

11 issues
  • Red screen freeze on app launch
  • App crashes immediately after download
  • User eligibility validation failing incorrectly
  • OTP/SMS delivery system non-functional
  • Save button hidden under swipe line on iPhone
Show 6 more
  • App shows blank/frozen interface
  • Registration process incomplete
  • Invalid secure pass errors despite correct input
  • App incompatible with newer iPhone models
  • Safari connection errors
  • App unresponsive and hangs frequently

Requested features

5 requests
  • Replace secure pass with simple SMS OTP option
  • Implement dark mode
  • Add offline functionality
  • Improve error message clarity and solutions
  • Enable bulk transfer capability

Bujeti

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UBA Secure Pass

No in-app purchases

None

Bujeti

No in-app purchases

Questions

Is UBA Secure Pass free?
UBA Secure Pass is free to download, with no in-app purchases.
Is Bujeti free?
Bujeti is free to download, with no in-app purchases.
Do UBA Secure Pass or Bujeti have ads?
Neither UBA Secure Pass nor Bujeti shows ads.
Which is updated more often, UBA Secure Pass or Bujeti?
UBA Secure Pass ships an update every 52 months, and Bujeti fortnightly. Most recently, UBA Secure Pass was updated on November 6, 2026 and Bujeti on November 5, 2026.

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