UBA Secure Pass vs Konoom Client
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBA Secure Pass
This app provides a secure mobile token for authorizing transactions and managing your identity across various banking platforms. It allows for self-activation, eliminating the need to visit a bank branch for setup.
- Transaction authorization
- Identity management
- Mobile token
- Self-activation
- Virtual channel access
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The Secure Pass (formerly known as U-Token) is UBA's customized version of the mobile token, for use in authorizing transactions and identity management on all of UBA's virtual channels, from the Internet Banking solution (previously known as U-Direct), to the Mobile Banking solution (previously known as U-Mobile), and eventually all other channels which require authorization of transactions of higher limits using the token. It was also developed in line with the do it yourself model, which enables an existing user of the bank's Internet banking solution, to self activate the token without having to walk into a UBA banking hall.
Konoom Client
Manage your daily finances with this mobile money app. Send money, pay bills, and track expenses in real-time. Facilitates digital payments for everyone, everywhere.
- Send and receive money
- Pay for purchases and bills
- Deposit and withdraw funds
- Track expenses in real-time
- Top up phone and buy services
- Generate and share receipts
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KONOOM Mobile Money est une application qui vous aide à gérer votre argent au quotidien. Vous pouvez envoyer de l’argent, payer vos achats, régler vos factures et vos impôts, retirer et déposer des fonds chez des agents partenaires, et suivre vos dépenses en temps réel. Notre vision : des paiements numériques pour tous, partout au Tchad. Ce que vous pouvez faire Déposer de l’argent chez nos agents ou depuis votre compte bancaire Envoyer de l’argent 24 h/24, 7 j/7 à vos proches Recevoir des paiements en instantané Payer vos achats en boutique, au marché ou en ligne Régler vos factures et vos impôts sans vous déplacer Retirer de l’argent via nos agents et points compatibles (ex. réseau GIMAC) Recharger votre téléphone et acheter des services (forfaits, TV, etc.) Encaisser sans TPE et demander un paiement (pour commerçants/PME) Générer et partager des reçus, ajouter des bénéficiaires favoris Consulter le solde, l’historique et suivre vos dépenses en temps réel
Screenshots
Verdict
The clearest difference is update cadence: Konoom Client at every 3 weeks against UBA Secure Pass's every 52 months. UBA Secure Pass's advantage is iOS requirement (12.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UBA Secure Pass ships an update every 52 months, Konoom Client every 3 weeks. The most recent releases landed on November 6, 2026 and November 9, 2026 respectively.
| Parameter | UBA Secure Pass | Konoom Client |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (285 ratings) — better | — |
| Positive reviews | 5.2% of reviews | — |
| Number of ratings | 285 — better | — |
| Update frequency | Every 52 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 36 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | United Bank For Africa Plc | Konoom |
Customer experience
UBA Secure Pass
Konoom Client
Bugs and requests
UBA Secure Pass
Reported bugs
11 issues- Red screen freeze on app launch
- App crashes immediately after download
- User eligibility validation failing incorrectly
- OTP/SMS delivery system non-functional
- Save button hidden under swipe line on iPhone
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- App shows blank/frozen interface
- Registration process incomplete
- Invalid secure pass errors despite correct input
- App incompatible with newer iPhone models
- Safari connection errors
- App unresponsive and hangs frequently
Requested features
5 requests- Replace secure pass with simple SMS OTP option
- Implement dark mode
- Add offline functionality
- Improve error message clarity and solutions
- Enable bulk transfer capability
Konoom Client
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UBA Secure Pass
No in-app purchases
Konoom Client
No in-app purchases









