Comparison

UBA Secure Pass vs JuniGo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBA Secure Pass

This app provides a secure mobile token for authorizing transactions and managing your identity across various banking platforms. It allows for self-activation, eliminating the need to visit a bank branch for setup.

Highlights
  • Transaction authorization
  • Identity management
  • Mobile token
  • Self-activation
  • Virtual channel access
Features
Read full description

The Secure Pass (formerly known as U-Token) is UBA's customized version of the mobile token, for use in authorizing transactions and identity management on all of UBA's virtual channels, from the Internet Banking solution (previously known as U-Direct), to the Mobile Banking solution (previously known as U-Mobile), and eventually all other channels which require authorization of transactions of higher limits using the token. It was also developed in line with the do it yourself model, which enables an existing user of the bank's Internet banking solution, to self activate the token without having to walk into a UBA banking hall.

About

JuniGo

Easily manage your finances, send and receive money securely, and pay individuals or businesses with a few taps. This app offers transparent transactions and robust security controls for everyday financial management.

Highlights
  • Send and receive money securely
  • Pay individuals and businesses
  • Track transactions
  • Manage account with security controls
  • Intuitive and easy to use
Features
Read full description

JuniGo is a simple and secure way to manage your money, make payments, and stay connected with people and businesses you trust. Designed for everyday use, JuniGo helps you move money seamlessly while keeping transparency, security, and ease of use at the core of the experience. What you can do with JuniGo: - Send and receive money quickly and securely - Pay individuals or businesses with just a few taps - Track your transactions with clear and accessible records - Manage your account with robust security and verification controls Built with trust in mind JuniGo uses modern security standards and compliance processes to help protect your account and your data. Your information is handled responsibly, and key actions are safeguarded to give you peace of mind. Made for simplicity Whether you’re paying someone, receiving funds, or managing your account, JuniGo is designed to be intuitive and easy to use—no unnecessary steps, no complexity. JuniGo is continuously evolving, with new features and improvements added regularly to better support your financial needs. Download JuniGo today and take control of your payments - simply and securely.

Screenshots

UBA Secure Pass3 screens
JuniGo4 screens

Verdict

The call

The clearest difference is rating: JuniGo at 5.0 against UBA Secure Pass's 1.9. JuniGo also leads on update cadence (every 2 weeks vs every 52 months). UBA Secure Pass's advantage is ratings volume (285 vs 2) and iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

JuniGo holds the better App Store score, 5.0 against 1.9. That said, the two scores are not equally well evidenced: UBA Secure Pass has 285 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

UBA Secure Pass ships an update every 52 months, JuniGo every 2 weeks. The most recent releases landed on October 20, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
UBA Secure Pass versus JuniGo: the parameters behind the verdict, then further details
ParameterUBA Secure PassJuniGo
PriceFreeFree
Rating1.9 (285 ratings)5.0 (2 ratings) — better
Positive reviews5.5% of reviews—
Number of ratings285 — better2
Update frequencyEvery 52 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.1
Further details — not scored
Size36 MB75 MB
Age rating4+17+
DeveloperUnited Bank For Africa PlcJuniGo Technology Ltd

Customer experience

UBA Secure Pass

All ratings275 ratings
Positive19.6%
Neutral5.5%
Negative74.9%
Written reviews110 reviews
Positive5.5%
Neutral0.9%
Negative93.6%

JuniGo

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

UBA Secure Pass

Reported bugs

11 issues
  • Red screen freeze on app launch
  • App crashes immediately after download
  • User eligibility validation failing incorrectly
  • OTP/SMS delivery system non-functional
  • Save button hidden under swipe line on iPhone
Show 6 more
  • App shows blank/frozen interface
  • Registration process incomplete
  • Invalid secure pass errors despite correct input
  • App incompatible with newer iPhone models
  • Safari connection errors
  • App unresponsive and hangs frequently

Requested features

5 requests
  • Replace secure pass with simple SMS OTP option
  • Implement dark mode
  • Add offline functionality
  • Improve error message clarity and solutions
  • Enable bulk transfer capability

JuniGo

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UBA Secure Pass

No in-app purchases

None

JuniGo

No in-app purchases

Questions

Is UBA Secure Pass free?
UBA Secure Pass is free to download, with no in-app purchases.
Is JuniGo free?
JuniGo is free to download, with no in-app purchases.
Which has better reviews, UBA Secure Pass or JuniGo?
JuniGo is rated higher. UBA Secure Pass averages 1.9 out of 5 from 285 ratings, while JuniGo averages 5.0 from 2 ratings.
Do UBA Secure Pass or JuniGo have ads?
Neither UBA Secure Pass nor JuniGo shows ads.
Which is updated more often, UBA Secure Pass or JuniGo?
UBA Secure Pass ships an update every 52 months, and JuniGo every 2 weeks. Most recently, UBA Secure Pass was updated on October 20, 2026 and JuniGo on October 15, 2026.

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