UBA Secure Pass vs JuniGo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBA Secure Pass
This app provides a secure mobile token for authorizing transactions and managing your identity across various banking platforms. It allows for self-activation, eliminating the need to visit a bank branch for setup.
- Transaction authorization
- Identity management
- Mobile token
- Self-activation
- Virtual channel access
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The Secure Pass (formerly known as U-Token) is UBA's customized version of the mobile token, for use in authorizing transactions and identity management on all of UBA's virtual channels, from the Internet Banking solution (previously known as U-Direct), to the Mobile Banking solution (previously known as U-Mobile), and eventually all other channels which require authorization of transactions of higher limits using the token. It was also developed in line with the do it yourself model, which enables an existing user of the bank's Internet banking solution, to self activate the token without having to walk into a UBA banking hall.
JuniGo
Easily manage your finances, send and receive money securely, and pay individuals or businesses with a few taps. This app offers transparent transactions and robust security controls for everyday financial management.
- Send and receive money securely
- Pay individuals and businesses
- Track transactions
- Manage account with security controls
- Intuitive and easy to use
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JuniGo is a simple and secure way to manage your money, make payments, and stay connected with people and businesses you trust. Designed for everyday use, JuniGo helps you move money seamlessly while keeping transparency, security, and ease of use at the core of the experience. What you can do with JuniGo: - Send and receive money quickly and securely - Pay individuals or businesses with just a few taps - Track your transactions with clear and accessible records - Manage your account with robust security and verification controls Built with trust in mind JuniGo uses modern security standards and compliance processes to help protect your account and your data. Your information is handled responsibly, and key actions are safeguarded to give you peace of mind. Made for simplicity Whether you’re paying someone, receiving funds, or managing your account, JuniGo is designed to be intuitive and easy to use—no unnecessary steps, no complexity. JuniGo is continuously evolving, with new features and improvements added regularly to better support your financial needs. Download JuniGo today and take control of your payments - simply and securely.
Screenshots
Verdict
The clearest difference is rating: JuniGo at 5.0 against UBA Secure Pass's 1.9. JuniGo also leads on update cadence (every 2 weeks vs every 52 months). UBA Secure Pass's advantage is ratings volume (285 vs 2) and iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
JuniGo holds the better App Store score, 5.0 against 1.9. That said, the two scores are not equally well evidenced: UBA Secure Pass has 285 ratings behind it against 2, so its average is the more settled of the two.
UBA Secure Pass ships an update every 52 months, JuniGo every 2 weeks. The most recent releases landed on October 20, 2026 and October 15, 2026 respectively.
| Parameter | UBA Secure Pass | JuniGo |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (285 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 5.5% of reviews | — |
| Number of ratings | 285 — better | 2 |
| Update frequency | Every 52 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 36 MB | 75 MB |
| Age rating | 4+ | 17+ |
| Developer | United Bank For Africa Plc | JuniGo Technology Ltd |
Customer experience
UBA Secure Pass
JuniGo
Bugs and requests
UBA Secure Pass
Reported bugs
11 issues- Red screen freeze on app launch
- App crashes immediately after download
- User eligibility validation failing incorrectly
- OTP/SMS delivery system non-functional
- Save button hidden under swipe line on iPhone
Show 6 moreShow fewer
- App shows blank/frozen interface
- Registration process incomplete
- Invalid secure pass errors despite correct input
- App incompatible with newer iPhone models
- Safari connection errors
- App unresponsive and hangs frequently
Requested features
5 requests- Replace secure pass with simple SMS OTP option
- Implement dark mode
- Add offline functionality
- Improve error message clarity and solutions
- Enable bulk transfer capability
JuniGo
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UBA Secure Pass
No in-app purchases
JuniGo
No in-app purchases









