Comparison

Dairyland® vs PayUp Splits

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dairyland®

Access your insurance account and manage policies conveniently from your mobile device. View ID cards, pay bills, submit claims, and review coverage details anytime, anywhere. Opt for paperless billing and receive payment alerts to stay organized.

Highlights
  • View ID cards (offline access)
  • Instant bill payments
  • Paperless billing and documents
  • Bill payment alerts
  • Submit and track claims
  • Review coverage details
  • Download policy documents
Features
Read full description

Manage your account—anytime, anywhere—with the Dairyland® mobile app. • View ID cards—even when you’re offline* • Pay bills instantly with credit, debit, checking, or savings • Choose paperless billing and documents—we’ll plant a tree! • Get bill alerts so you’ll never forget a payment • Submit claims, or check on claim status • Schedule automatic payments (not available for all policy types) • Review your coverage details • Access and download your policy documents • Update your profile and contact information The Dairyland app is available in English and Spanish. Look to Dairyland insurance for affordable coverage, 70 years of trusted insurance experience, and 24/7 customer support you can count on. *Mobile ID cards accepted in most states, must be downloaded to view offline

About

PayUp Splits

Features
Read full description

PayUp helps friends split shared expenses without the awkward math. Scan a receipt, review the extracted items, choose who participated, and split the bill the way your group actually needs: equally, unequally, by shares, or by item. PayUp tracks who paid, who owes what, and which settlements have been recorded. Features: • Scan receipts and turn them into itemized splits • Split bills equally, unequally, by shares, or by item • Add friends and manage shared expense records • Track balances across dinners, trips, groceries, and group expenses • Record settlements when someone pays another person back • View activity for new splits, edits, invitations, and settlements • Use multiple currencies including USD, EUR, GBP, CAD, AUD, INR, and JPY PayUp is an informal shared ledger for expenses and settlements. It does not move money, process payments, provide banking services, or act as a payment processor.

Screenshots

Dairyland®4 screens
PayUp Splits4 screens

Verdict

The call

The clearest difference is iOS requirement: Dairyland® at 18.0 against PayUp Splits's 26.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Dairyland® ships an update every 2 months, PayUp Splits every 6 weeks. The most recent releases landed on October 23, 2026 and October 10, 2026 respectively.

Scorecard1 real difference · 9 level
Dairyland® versus PayUp Splits: the parameters behind the verdict, then further details
ParameterDairyland®PayUp Splits
PriceFreeFree
Rating2.6 (50 ratings) — better—
Positive reviews15.4% of reviews—
Number of ratings50 — better—
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS18.0 — better26.2
Further details — not scored
Size30 MB35 MB
Age rating4+4+
DeveloperDairyland InsuranceRudra Das

Bugs and requests

Dairyland®

Reported bugs

19 issues
  • Login credentials rejected despite correct information
  • Face ID authentication fails or loops indefinitely
  • App crashes after Face ID verification completes
  • Password reset emails not delivered
  • App logs out after every update
Show 14 more
  • Cannot access account information or billing details
  • Loading spinner never completes, app hangs indefinitely
  • Password field character limit differs from web version
  • App won't accept terms and conditions agreement
  • Blank or missing insurance ID cards
  • Auto-pay settings don't save or reflect changes
  • Policy information displays as 'not found' or missing
  • App crashes on iPhone 7 and older devices
  • Forgot password page crashes
  • Sign-up completion button doesn't function
  • App closes immediately upon launch
  • Error codes: 'key not found', 'unknown error', 'coding error'
  • Two-factor verification code never arrives or doesn't work
  • Quick pay feature rejects valid policy information

Requested features

10 requests
  • Enable early bill payment option
  • Implement working auto-pay enrollment
  • Add ability to manage vehicles and drivers through app
  • Improve digital ID card display for mobile viewing
  • Add screenshot/print functionality for insurance cards
Show 5 more
  • Implement persistent Face ID login without password requirement
  • Add payment due date notifications
  • Enable policy modifications through app
  • Provide clear state-by-state digital ID card acceptance information
  • Add option to disable two-factor authentication

PayUp Splits

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Dairyland®

No in-app purchases

None

PayUp Splits

No in-app purchases

Questions

Is Dairyland® free?
Dairyland® is free to download, with no in-app purchases.
Is PayUp Splits free?
PayUp Splits is free to download, with no in-app purchases.
Do Dairyland® or PayUp Splits have ads?
Neither Dairyland® nor PayUp Splits shows ads.
Which is updated more often, Dairyland® or PayUp Splits?
Dairyland® ships an update every 2 months, and PayUp Splits every 6 weeks. Most recently, Dairyland® was updated on October 23, 2026 and PayUp Splits on October 10, 2026.

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