Paynet Wallet vs RunPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paynet Wallet
Manage your finances with an e-wallet offering payment accounts in Moldova and EU countries. Open an account in minutes, get a debit card, and enjoy free withdrawals and real-time transaction alerts. Control your card settings and make effortless local and international transfers.
- Open payment accounts in Moldova and EU
- Virtual or physical Mastercard debit card
- Free ATM withdrawals in Moldova
- Real-time transaction alerts
- Card control features (lock/unlock, PIN reset, limits)
- Local and international IBAN support
- Affordable international transfers
- Free bank transfers via MIA Instant Payments
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We made a mobile e-wallet application that allows you to have payment accounts in Republic of Moldova and EU countries. There is no need to go to the bank. Why? We strive to make it easy for you to open a payment account in any country. Moreover, your account comes with various services that are either free or cheaper than banks. GET STARTED FAST Download the Paynet app and open your online account in minutes — right from your smartphone. Get a virtual or physical Paynet Mastercard debit card, add it to Apple Pay, and start using it straight away. NO HIDDEN FEES Enjoy free withdrawals at any ATM in Moldova with no minimum account balance. REAL-TIME ALERTS Get instant push notifications for every incoming and outgoing transaction. CARD CONTROL Lock or unlock your card, reset your card PIN, set spending limits, and enable or disable withdrawals, online transactions, and contactless payments. LOCAL IBAN Share your local IBAN account details. Send and receive money within Moldova. INTERNATIONAL IBAN Share your international IBAN account details for EUR and GBP transfers. Send and receive money from the EU and UK. AFFORDABLE INTERNATIONAL TRANSFERS Receive money with RIA and MoneyGram services in your Paynet app. PAY EFFORTLESSLY Instantly send and receive free bank transfers via MIA Instant Payments. RELIABLE CUSTOMER SUPPORT Our Paynet customer support specialists are here to help, 7 days a week. Reach us via Facebook, Viber, WhatsApp, Telegram or give us a call at (+373) 68 425 125. FREE PAYNET E-WALLET ACCOUNT FOR YOUR EVERYDAY USE * Activate and receive Salary Payments * Activate and receive Social Payments * Create and request payments and transfers * Pay your monthly bills * Free transfers between Paynet customers * Get cashback Get full control of your money with just one app. Open a free Paynet account in minutes today. Simple, safe and secure.
RunPay
Manage your digital wallet, pay bills, and make P2P transfers. This app allows you to pay for various services, including utilities and online games, and withdraw cash at supported locations.
- E-wallet balance control
- Utility bill payments
- Mobile operator payments
- Online game payments
- P2P transfers
- Cash withdrawal at supported stores
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Access Runpay payment solutions directly from your smartphone. - Control your e-wallet balance and cash flows. - Payment of utility bills, mobile operators, internet providers, online games and other digital goods and services. - P2P transfers to other Runpay wallets. - Pay for goods and services or withdraw cash from your Runpay account in any store that supports Qpay or NFC_pay technology (https://my.runpay.com/maps) * Your service provider will depend on your region. Currently, application supports Runpay issuers wallets in the following countries (currencies): Moldova (MDL - Moldovan leu) Tunisia (TND - Tunisian Dinar) Libya (LYD – Libyan Dinar) You can register your wallet via mobile application or on the website https://my.runpay.com.
Screenshots
Verdict
The clearest difference is review sentiment: Paynet Wallet at 67% against RunPay's 25%. RunPay's advantage is rating (4.4 vs 4.2) and ratings volume (92 vs 19). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
RunPay holds the better App Store score, 4.4 against 4.2. Both are backed by a comparable volume of ratings — 19 and 92 respectively. Written reviews complicate that: 67% of Paynet Wallet's written reviews are positive against 25% of RunPay's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 8 days. The most recent releases landed on September 14, 2026 and September 23, 2026 respectively.
| Parameter | Paynet Wallet | RunPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (19 ratings) | 4.4 (92 ratings) — better |
| Positive reviews | 66.7% of reviews — better | 25.0% of reviews |
| Number of ratings | 19 | 92 — better |
| Update frequency | Every 8 days | Every 8 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 445 MB | 304 MB |
| Age rating | 4+ | 4+ |
| Developer | PayPoint LLC | RunPay |
Customer experience
Paynet Wallet
RunPay
In-app purchases
Paynet Wallet
No in-app purchases
RunPay
No in-app purchases
