Paynet Wallet vs Emorya
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paynet Wallet
Manage your finances with an e-wallet offering payment accounts in Moldova and EU countries. Open an account in minutes, get a debit card, and enjoy free withdrawals and real-time transaction alerts. Control your card settings and make effortless local and international transfers.
- Open payment accounts in Moldova and EU
- Virtual or physical Mastercard debit card
- Free ATM withdrawals in Moldova
- Real-time transaction alerts
- Card control features (lock/unlock, PIN reset, limits)
- Local and international IBAN support
- Affordable international transfers
- Free bank transfers via MIA Instant Payments
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We made a mobile e-wallet application that allows you to have payment accounts in Republic of Moldova and EU countries. There is no need to go to the bank. Why? We strive to make it easy for you to open a payment account in any country. Moreover, your account comes with various services that are either free or cheaper than banks. GET STARTED FAST Download the Paynet app and open your online account in minutes — right from your smartphone. Get a virtual or physical Paynet Mastercard debit card, add it to Apple Pay, and start using it straight away. NO HIDDEN FEES Enjoy free withdrawals at any ATM in Moldova with no minimum account balance. REAL-TIME ALERTS Get instant push notifications for every incoming and outgoing transaction. CARD CONTROL Lock or unlock your card, reset your card PIN, set spending limits, and enable or disable withdrawals, online transactions, and contactless payments. LOCAL IBAN Share your local IBAN account details. Send and receive money within Moldova. INTERNATIONAL IBAN Share your international IBAN account details for EUR and GBP transfers. Send and receive money from the EU and UK. AFFORDABLE INTERNATIONAL TRANSFERS Receive money with RIA and MoneyGram services in your Paynet app. PAY EFFORTLESSLY Instantly send and receive free bank transfers via MIA Instant Payments. RELIABLE CUSTOMER SUPPORT Our Paynet customer support specialists are here to help, 7 days a week. Reach us via Facebook, Viber, WhatsApp, Telegram or give us a call at (+373) 68 425 125. FREE PAYNET E-WALLET ACCOUNT FOR YOUR EVERYDAY USE * Activate and receive Salary Payments * Activate and receive Social Payments * Create and request payments and transfers * Pay your monthly bills * Free transfers between Paynet customers * Get cashback Get full control of your money with just one app. Open a free Paynet account in minutes today. Simple, safe and secure.
Emorya
This app allows members of a specific network to sync their health data and engage in competitive challenges to earn rewards. It provides tools to track fitness progress with detailed insights and offers easy registration into the network.
- Effortless registration
- Apple Health integration
- Fitness progress tracking
- In-network competitions
- Unlock rewards and achievements
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The Emorya App is designed exclusively for members of the Emorya network, offering a seamless way to sync health data and participate in exciting in-network competitions to unlock rewards and achievements. Key Features: - Effortless Registration: Easily join the Emorya Network directly through the app. - Apple Health Integration: Sync your health data seamlessly with Apple Health. - Track Your Fitness Journey: View detailed graphs and insights into your fitness progress within the Emorya Network. Join the Emorya App today and elevate your fitness experience with real-time health data and competitive challenges! Terms of Use: https://emorya.com/terms-of-use
Screenshots
Verdict
The clearest difference is in-app purchases: Paynet Wallet at none against Emorya's 3. Emorya's advantage is rating (4.7 vs 4.3) and review sentiment (92% vs 75%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Emorya sells 3 in-app purchases, starting at $11.99 per month. Paynet Wallet asks for nothing beyond the download.
Emorya holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 21 and 11 respectively. Written reviews point the same way: 75% of Paynet Wallet's written reviews are positive against 92% of Emorya's.
Paynet Wallet ships an update every 6 days, Emorya every 10 days. The most recent releases landed on October 18, 2026 and October 7, 2026 respectively.
| Parameter | Paynet Wallet | Emorya |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (21 ratings) | 4.7 (11 ratings) — better |
| Positive reviews | 75.0% of reviews | 92.3% of reviews — better |
| Number of ratings | 21 — better | 11 |
| Update frequency | Every 6 days — better | Every 10 days |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 447 MB | 111 MB |
| Age rating | 4+ | 17+ |
| Developer | PayPoint LLC | Emorya IT SRL |
Customer experience
Paynet Wallet
Emorya
In-app purchases
Paynet Wallet
No in-app purchases
Emorya
- Emorya Premium Monthly$11.991 Month
- Emorya Premium Bi-Annual$59.996 Months
- Emorya Premium Annual$99.991 Year
