Paynet Wallet vs Algo Wealth
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paynet Wallet
Manage your finances with an e-wallet that lets you open payment accounts in Moldova and EU countries without visiting a bank. Enjoy free withdrawals, real-time alerts, and card controls. Send and receive money locally and internationally with ease.
- Open accounts in Moldova and EU countries
- Virtual and physical Mastercard debit cards
- Free ATM withdrawals in Moldova
- Real-time transaction alerts
- Card controls (lock/unlock, PIN reset, limits)
- Local and international IBAN support
- Affordable international transfers
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We made a mobile e-wallet application that allows you to have payment accounts in Republic of Moldova and EU countries. There is no need to go to the bank. Why? We strive to make it easy for you to open a payment account in any country. Moreover, your account comes with various services that are either free or cheaper than banks. GET STARTED FAST Download the Paynet app and open your online account in minutes — right from your smartphone. Get a virtual or physical Paynet Mastercard debit card, add it to Apple Pay, and start using it straight away. NO HIDDEN FEES Enjoy free withdrawals at any ATM in Moldova with no minimum account balance. REAL-TIME ALERTS Get instant push notifications for every incoming and outgoing transaction. CARD CONTROL Lock or unlock your card, reset your card PIN, set spending limits, and enable or disable withdrawals, online transactions, and contactless payments. LOCAL IBAN Share your local IBAN account details. Send and receive money within Moldova. INTERNATIONAL IBAN Share your international IBAN account details for EUR and GBP transfers. Send and receive money from the EU and UK. AFFORDABLE INTERNATIONAL TRANSFERS Receive money with RIA and MoneyGram services in your Paynet app. PAY EFFORTLESSLY Instantly send and receive free bank transfers via MIA Instant Payments. RELIABLE CUSTOMER SUPPORT Our Paynet customer support specialists are here to help, 7 days a week. Reach us via Facebook, Viber, WhatsApp, Telegram or give us a call at (+373) 68 425 125. FREE PAYNET E-WALLET ACCOUNT FOR YOUR EVERYDAY USE * Activate and receive Salary Payments * Activate and receive Social Payments * Create and request payments and transfers * Pay your monthly bills * Free transfers between Paynet customers * Get cashback Get full control of your money with just one app. Open a free Paynet account in minutes today. Simple, safe and secure.
Algo Wealth
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AlgoWealth is a personal wealth tracking app that brings your portfolio, watchlist, and market data together in one place. Portfolio: aggregate holdings from all your banks and accounts in one dashboard, with balance history, allocations, and per-account breakdowns. Watchlist: follow the stocks you care about with live quotes and automatic refresh. Stock pages: price charts and key fundamental metrics to keep decisions grounded. Blog: research notes and stock ideas, right in the app. Access is provided by invitation.
Screenshots
Verdict
The clearest difference is update cadence: Paynet Wallet at every 2 weeks against Algo Wealth's every 11 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paynet Wallet ships an update every 2 weeks, Algo Wealth every 11 months. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.
| Parameter | Paynet Wallet | Algo Wealth |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (21 ratings) — better | — |
| Positive reviews | 75.0% of reviews | — |
| Number of ratings | 21 — better | — |
| Update frequency | Every 2 weeks — better | Every 11 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 138 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | PayPoint LLC | Alexey Lutsenko |
In-app purchases
Paynet Wallet
No in-app purchases
Algo Wealth
No in-app purchases
Questions
Is Paynet Wallet free?
Is Algo Wealth free?
Do Paynet Wallet or Algo Wealth have ads?
Which is updated more often, Paynet Wallet or Algo Wealth?
Other comparisons
