Comparison

Monese vs West Notifier

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monese

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

Highlights
  • Multi-currency accounts (GBP, EUR, RON)
  • Contactless Mastercard debit card
  • International money transfers
  • Virtual card for online payments
  • Savings pots
  • Real-time spending notifications
  • Credit score building (UK only)
Features
Read full description

Monese is the banking alternative you’ve been waiting for. We’re the money app that helps you budget smartly, spend wisely and switch between currencies in a flash. Whether you need a GBP, EUR or RON account (or all 3!), you’ll be able to manage your money straight from your phone and enjoy the flexibility to live, work, travel, study and thrive wherever life takes you. We even have business accounts! Join over 2 million people and open a Monese mobile money account today. It’s simple, fuss-free and easy – so how does it work? • Open a GBP, EUR or RON account, straight from your phone • Easily switch between currencies and manage your money all in one place • Get a contactless Mastercard debit card you can use globally – online, in-store or at ATMs • Spend abroad with no extra fees on card spending and ATM withdrawals • Quickly send and receive money locally and internationally in multiple currencies • Create a virtual card and pay online or in-store for an extra layer of security • Open a joint account to easily spend, share and save with a loved one, roommate or friend With our feature-rich smartphone app, you’ll also get: • Real-time notifications: Instant updates whenever you use your account • A detailed spending overview: Full transparency around your transactions • Savings pots: Put money aside for something special • Apple Pay: A fast, easy and secure way to pay with your Apple Pay • Automatic Direct Debits and recurring payments: the easy way to pay for things like mobile phone contracts, rent, or gym memberships Plus, you can also: • Build your credit score: Use Credit Builder to grow your credit history and savings at the same time (UK only) • Link your PayPal account: Manage your PayPal balance and transactions from Monese, and add your Monese card to your PayPal wallet • Enjoy state-of-the art security features: 3D Secure, card locking, strong encryption and biometric login • Get instant account statements in PDF or XLS whenever you need Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and recurring payments, all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free, within generous allowances, and add money to your account by bank transfer, debit card, or with cash at over 84,000 locations in the UK, Austria, Belgium, Bulgaria, France, Luxembourg, the Netherlands, Poland, Portugal or Spain. You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).

About

West Notifier

This mobile banking app provides fast and easy access to online banking services. Manage your accounts, transfer funds, pay bills, and set currency rate alarms. Report lost or stolen cards and manage credit card payments securely.

Highlights
  • 24/7 money transfers
  • Instant bill payments
  • Account balance notifications
  • Currency rate alarms
  • Credit card management
  • Card activation/deactivation
  • Loan payment management
Features
Read full description

West Notifier is a Creditwest Bank product which is designed with new generation banking services for our customers to have fast and easy access to online banking. West Notifier is a fast, easy and new generation mobile banking application developed by Creditwest Bank for our customers. With West Notifier; -24/7 quick and easy money transfers - Instantly pay your bills and inquire about invoices. - View your account balances, also receive instant notifications on account deposits and withdrawals. -Receive notifications on the maturity date of your investments accounts, and then deposit or withdraw accordingly. Also view your account activities and balances with ease. - Set the Currency Rate Alarm to notify you once your target foreign exchange rate has been reached -Pay your credit card debt instantly by viewing your current and past statements. Check and pay your additional cards and also make installments for your payments. - Report a lost or stolen card immediately via the application, either freeze your card or cancel it in case of theft. Activate and deactivate your card for online purchases at any time. - View interest rates for deposit accounts with a click -View your loans with a click, check your payment plan and pay your installments instantly. -View your business accounts, and perform all your corporate banking requirements with speed and efficiency. Download the West Notifier application to your smartphone now! Whilst using West Notifier, the internet data usage is on us!

Screenshots

Monese4 screens
West Notifier4 screens

Verdict

The call

The clearest difference is rating: Monese at 4.7 against West Notifier's 4.0. Monese also leads on ratings volume (2.4K vs 4) and review sentiment (19% vs 0%). West Notifier's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Monese holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Monese has 2.4K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 19% of Monese's written reviews are positive against 0% of West Notifier's.

UpkeepUpdate frequency

Monese ships an update every 3 weeks, West Notifier weekly. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

Scorecard6 real differences · 4 level
Monese versus West Notifier: the parameters behind the verdict, then further details
ParameterMoneseWest Notifier
PriceFreeFree
Rating4.7 (2.4K ratings) — better4.0 (4 ratings)
Positive reviews18.8% of reviews — better0.0% of reviews
Number of ratings2.4K — better4
Update frequencyEvery 3 weeksWeekly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size205 MB242 MB
Age rating4+4+
DeveloperMonese LTDCreditwestbank Ltd.

Customer experience

Monese

All ratings2,413 ratings
Positive92.7%
Neutral1.7%
Negative5.6%
Written reviews368 reviews
Positive18.8%
Neutral1.9%
Negative79.3%

West Notifier

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Monese

No in-app purchases

None

West Notifier

No in-app purchases

Questions

Is Monese free?
Monese is free to download, with no in-app purchases.
Is West Notifier free?
West Notifier is free to download, with no in-app purchases.
Which has better reviews, Monese or West Notifier?
Monese is rated higher. Monese averages 4.7 out of 5 from 2.4K ratings, while West Notifier averages 4.0 from 4 ratings.
Do Monese or West Notifier have ads?
Monese shows ads; West Notifier does not.
Which is updated more often, Monese or West Notifier?
Monese ships an update every 3 weeks, and West Notifier weekly. Most recently, Monese was updated on November 6, 2026 and West Notifier on November 2, 2026.

Other comparisons