Monese vs Precisionpay Go

Monese is the banking alternative you’ve been waiting for. We’re the money app that helps you budget smartly, spend wisely and switch between currencies in a flash. Whether you need a GBP, EUR or RON account (or all 3!), you’ll be able to manage your money straight from your phone and enjoy the flexibility to live, work, travel, study and thrive wherever life takes you. We even have business accounts! Join over 2 million people and open a Monese mobile money account today. It’s simple, fuss-free and easy – so how does it work? • Open a GBP, EUR or RON account, straight from your phone • Easily switch between currencies and manage your money all in one place • Get a contactless Mastercard debit card you can use globally – online, in-store or at ATMs • Spend abroad with no extra fees on card spending and ATM withdrawals • Quickly send and receive money locally and internationally in multiple currencies • Create a virtual card and pay online or in-store for an extra layer of security • Open a joint account to easily spend, share and save with a loved one, roommate or friend With our feature-rich smartphone app, you’ll also get: • Real-time notifications: Instant updates whenever you use your account • A detailed spending overview: Full transparency around your transactions • Savings pots: Put money aside for something special • Apple Pay: A fast, easy and secure way to pay with your Apple Pay • Automatic Direct Debits and recurring payments: the easy way to pay for things like mobile phone contracts, rent, or gym memberships Plus, you can also: • Build your credit score: Use Credit Builder to grow your credit history and savings at the same time (UK only) • Link your PayPal account: Manage your PayPal balance and transactions from Monese, and add your Monese card to your PayPal wallet • Enjoy state-of-the art security features: 3D Secure, card locking, strong encryption and biometric login • Get instant account statements in PDF or XLS whenever you need Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and recurring payments, all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free, within generous allowances, and add money to your account by bank transfer, debit card, or with cash at over 84,000 locations in the UK, Austria, Belgium, Bulgaria, France, Luxembourg, the Netherlands, Poland, Portugal or Spain. You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).

“Request and pay for your business expenses easily and securely with Barclaycard Precisionpay Go.” WHY USE PRECISIONPAY GO? If you're an employee, contractor or other approved user and your employer has a Precisionpay Go account with Barclaycard, you’ll be able to use this app for approved business payments including hotel bookings, flights, office stationery, and more. Through the app, you are issued a virtual payment card, which you can then use online or on-the-go. HOW DOES IT WORK? Eligible? Your employer needs to have a corporate account with Barclaycard that you’re connected to. Once your employer has created a Precisionpay Go account, you'll be sent an invite to download the app. Once you're connected, you can either generate or request a secure virtual payment card, which you'll then be able to access in the app and use for either online payments or add to your Apple Wallet and use with Apple Pay – a safer, more secure and private way to pay. WHAT ARE THE BENEFITS? - Brings flexibility and convenience to your business payments - Saves you time and effort - removing the burden of 'Pay and Reclaim' for both you and your employer - Make payments securely with unique virtual payment cards created for a single purpose - Ensures that you, won't be paying for business expenses out of pocket - Removes the need for plastic - no need to wait for your physical card to arrive in the post, and helps reduce environmental impact WHAT ELSE CAN I DO ON THE APP? You can also view completed transactions and attach images of your receipts. Please note, the application will need to access your camera to capture images.