Comparison

Monese vs Juni

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monese

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

Highlights
  • Multi-currency accounts (GBP, EUR, RON)
  • Contactless Mastercard debit card
  • International money transfers
  • Virtual card for online payments
  • Savings pots
  • Real-time spending notifications
  • Credit score building (UK only)
Features
Read full description

Monese is the banking alternative you’ve been waiting for. We’re the money app that helps you budget smartly, spend wisely and switch between currencies in a flash. Whether you need a GBP, EUR or RON account (or all 3!), you’ll be able to manage your money straight from your phone and enjoy the flexibility to live, work, travel, study and thrive wherever life takes you. We even have business accounts! Join over 2 million people and open a Monese mobile money account today. It’s simple, fuss-free and easy – so how does it work? • Open a GBP, EUR or RON account, straight from your phone • Easily switch between currencies and manage your money all in one place • Get a contactless Mastercard debit card you can use globally – online, in-store or at ATMs • Spend abroad with no extra fees on card spending and ATM withdrawals • Quickly send and receive money locally and internationally in multiple currencies • Create a virtual card and pay online or in-store for an extra layer of security • Open a joint account to easily spend, share and save with a loved one, roommate or friend With our feature-rich smartphone app, you’ll also get: • Real-time notifications: Instant updates whenever you use your account • A detailed spending overview: Full transparency around your transactions • Savings pots: Put money aside for something special • Apple Pay: A fast, easy and secure way to pay with your Apple Pay • Automatic Direct Debits and recurring payments: the easy way to pay for things like mobile phone contracts, rent, or gym memberships Plus, you can also: • Build your credit score: Use Credit Builder to grow your credit history and savings at the same time (UK only) • Link your PayPal account: Manage your PayPal balance and transactions from Monese, and add your Monese card to your PayPal wallet • Enjoy state-of-the art security features: 3D Secure, card locking, strong encryption and biometric login • Get instant account statements in PDF or XLS whenever you need Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and recurring payments, all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free, within generous allowances, and add money to your account by bank transfer, debit card, or with cash at over 84,000 locations in the UK, Austria, Belgium, Bulgaria, France, Luxembourg, the Netherlands, Poland, Portugal or Spain. You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).

About

Juni

Features
Read full description

Juni gives businesses in digital commerce the financial tools and intelligence you need to manage and ease cash flow and make smarter decisions, faster. The Juni mobile app puts you in control of your cash flow on the go with instant access to your card details, receipt uploads for easy expense reporting, spend management and more. - Effortlessly view, manage and create virtual Juni Mastercards - Instantly upload and approve receipts out and about - Track transactions and spend in seconds - Check your total balance, anytime, anywhere - Keep your account safe and secure with biometric sign in - Select Dark or Light mode - Mobile payments and more launching soon Have you met Juni yet? Explore our business accounts and cards, flexible working capital, financial automations and more at juni.co

Screenshots

Monese4 screens
Juni4 screens

Verdict

The call

The clearest difference is ads: Juni at none against Monese's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Monese ships an update every 3 weeks, Juni every 2 weeks. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

Scorecard1 real difference · 9 level
Monese versus Juni: the parameters behind the verdict, then further details
ParameterMoneseJuni
PriceFreeFree
Rating4.7 (2.4K ratings) — better—
Positive reviews18.8% of reviews—
Number of ratings2.4K — better—
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.4
Further details — not scored
Size203 MB112 MB
Age rating4+4+
DeveloperMonese LTDJuni Technology AB

In-app purchases

None

Monese

No in-app purchases

None

Juni

No in-app purchases

Questions

Is Monese free?
Monese is free to download, with no in-app purchases.
Is Juni free?
Juni is free to download, with no in-app purchases.
Do Monese or Juni have ads?
Monese shows ads; Juni does not.
Which is updated more often, Monese or Juni?
Monese ships an update every 3 weeks, and Juni every 2 weeks. Most recently, Monese was updated on October 24, 2026 and Juni on October 20, 2026.

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