Freedom First Mobile vs Alcova
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Freedom First Mobile
Manage your personal finances with this secure mobile tool. Track spending, set bill reminders, and organize transactions with added notes and images. Locate ATMs and contact customer service directly.
- Transaction tagging and notes
- Bill alerts and notifications
- ATM and branch locator
- Bank-level security
- 4-digit passcode protection
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The Freedom First Mobile App is a free mobile decision-support tool. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Freedom First FCU customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Freedom First Mobile App, you must be enrolled as a Freedom First FCU Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.
Alcova
This app simplifies the mortgage process by allowing users to apply for loans, track progress, and access important documents. It provides tools to calculate mortgage options and securely upload necessary paperwork. Users can also easily connect with their loan officer and real estate agent.
- Apply for a loan
- Access pre-approval letters
- Track loan progress
- Calculate mortgage options
- Secure document upload
- One-click contact
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ALCOVA Mortgage’s mission is to simplify the mortgage process. This app is one way we empower you to easily stay connected through the homebuying process. Key Features: Apply for a loan in just minutes Access your pre-approval letter Track the progress of your loan through each milestone Calculate your mortgage options and payments Securely scan and upload documents using your phone’s camera Call or text your loan officer and real estate agent with one click Stay up-to-date with valuable insight from industry experts
Screenshots
Verdict
The clearest difference is monetization model: Alcova at free against Freedom First Mobile's free with in-app purchases. Freedom First Mobile's advantage is ratings volume (6.2K vs 8) and rating (4.8 vs 4.5). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Freedom First Mobile holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Freedom First Mobile has 6.2K ratings behind it against 8, so its average is the more settled of the two.
Freedom First Mobile ships an update every 4 weeks, Alcova every 2 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | Freedom First Mobile | Alcova |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (6.2K ratings) — better | 4.5 (8 ratings) |
| Positive reviews | 63.2% of reviews | — |
| Number of ratings | 6.2K — better | 8 |
| Update frequency | Every 4 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 18.0 — better |
| Further details — not scored | ||
| Size | 198 MB | 93 MB |
| Age rating | 12+ | 4+ |
| Developer | Freedom First Federal Credit Union | ALCOVA Mortgage LLC |
Customer experience
Freedom First Mobile
Alcova
Bugs and requests
Freedom First Mobile
Reported bugs
3 issues- App not refreshing or loading properly
- Login screen issues
- Inconsistent account balances and transaction details
Requested features
3 requests- Improve account visibility and transaction history
- Enhance mobile deposit limits
- Provide 24/7 customer support
Alcova
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Freedom First Mobile
No in-app purchases
Alcova
No in-app purchases
Questions
Is Freedom First Mobile free?
Is Alcova free?
Which has better reviews, Freedom First Mobile or Alcova?
Do Freedom First Mobile or Alcova have ads?
Which is updated more often, Freedom First Mobile or Alcova?
Other comparisons
