Comparison

KongaPay vs PeerScore

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KongaPay

This mobile wallet simplifies payments, transfers, and savings. It offers instant money transfers, bill payments, and tools for businesses. Earn rewards on savings and enjoy discounts on purchases.

Highlights
  • Instant money transfers
  • Bill and subscription payments
  • Savings with interest
  • Loyalty rewards on balance
  • Discounts on Konga.com
  • Business tools for vendors
Features
Read full description

KongaPay is Nigeria’s all-in-one mobile wallet designed to make payments simple, secure, and seamless from instant transfers to bill payments, savings, and business tools. KongaPay gives you total control of your money. What You Can Do With KongaPay: - Send & Receive Money Instantly: Transfer funds conveniently with high success rates and no failed transactions. - Pay Bills, Subscriptions & More: Settle airtime, data, electricity, and cable bills all in one tap. - Save with K-Save: Fix your income and grow your money effortlessly. Earning up to 24% per annum. - Loyalty Rewards: Earn 6% per annum on your wallet balance with no minimum balance. - Shop & Pay on Konga.com with Discounts: Get frequent discounts when you pay with KongaPay on Konga.com. It's smart and secure shopping. - Safe, Simple & Trusted: KongaPay is licensed by the Central Bank of Nigeria (CBN) and insured by - Go Pro Feature: Unlock tools made for small businesses, vendors, and freelancers: Request a POS terminal, create payment links to get paid via card, transfer, or USSD, track your inventory, and increase your daily transfer limits up to ₦25 million. Why Users Love KongaPay: . Fast and reliable transfers . Secure POS access for businesses . Easy-to-use interface for savings and spending . 24/7 customer support . Built for both personal and business needs Download KongaPay today and take complete control of your personal and business finances in one app.

About

PeerScore

Read full description

PEERSCORE Have you ever given a loan to a friend or acquaintance and found it difficult to get it back? Do you run a microlending operation and have a high default rate? PeerScore allows you to leverage the power of social network and peer pressure to get your money back. How it works PeerScore leverages the fact that most people are mindful of their reputation especially within their inner circle and would do everything possible to keep it positive. PeerScore uses a unique credit reputation score (your #peerscore) and open disclosure within a bad debtor’s social network to shape credit behaviour and facilitate higher payback and low defaults. If you’ve lent money to anyone who refused to pay when due, just initiate a repayment demand on peerscore (all you need is the phone number of the debtor) and PeerScore will do the rest. In addition, PeerScore helps you keep track of your transactions with creditors and debtors so you never miss any due payment to keep your #peerscore high. Download the App today and start enjoying it.

Screenshots

KongaPay4 screens
PeerScore4 screens

Verdict

The call

The clearest difference is device support: KongaPay at 2 against PeerScore's —. PeerScore's advantage is iOS requirement (12.0 vs 15.6). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 8 level
KongaPay versus PeerScore: the parameters behind the verdict, then further details
ParameterKongaPayPeerScore
PriceFreeFree
Rating4.4 (149 ratings) — better—
Positive reviews52.0% of reviews—
Number of ratings149 — better—
Update frequencyFortnightly—
AdsNo—
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPod — better—
Requires iOS15.612.0 — better
Further details — not scored
Size103 MB38 MB
Age rating4+4+
DeveloperKonga Online Shopping LimitedAlgorism

In-app purchases

None

KongaPay

No in-app purchases

None

PeerScore

No in-app purchases

Questions

Is KongaPay free?
KongaPay is free to download, with no in-app purchases.
Is PeerScore free?
PeerScore is free to download, with no in-app purchases.

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