KongaPay vs Duffle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
KongaPay
This mobile wallet simplifies payments, transfers, and savings. It offers instant money transfers, bill payments, and tools for businesses. Earn rewards on savings and enjoy discounts on purchases.
- Instant money transfers
- Bill and subscription payments
- Savings with interest
- Loyalty rewards on balance
- Discounts on Konga.com
- Business tools for vendors
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KongaPay is Nigeria’s all-in-one mobile wallet designed to make payments simple, secure, and seamless from instant transfers to bill payments, savings, and business tools. KongaPay gives you total control of your money. What You Can Do With KongaPay: - Send & Receive Money Instantly: Transfer funds conveniently with high success rates and no failed transactions. - Pay Bills, Subscriptions & More: Settle airtime, data, electricity, and cable bills all in one tap. - Save with K-Save: Fix your income and grow your money effortlessly. Earning up to 24% per annum. - Loyalty Rewards: Earn 6% per annum on your wallet balance with no minimum balance. - Shop & Pay on Konga.com with Discounts: Get frequent discounts when you pay with KongaPay on Konga.com. It's smart and secure shopping. - Safe, Simple & Trusted: KongaPay is licensed by the Central Bank of Nigeria (CBN) and insured by - Go Pro Feature: Unlock tools made for small businesses, vendors, and freelancers: Request a POS terminal, create payment links to get paid via card, transfer, or USSD, track your inventory, and increase your daily transfer limits up to ₦25 million. Why Users Love KongaPay: . Fast and reliable transfers . Secure POS access for businesses . Easy-to-use interface for savings and spending . 24/7 customer support . Built for both personal and business needs Download KongaPay today and take complete control of your personal and business finances in one app.
Duffle
Easily spend, send, and receive digital currencies with this app. It supports various cryptocurrencies and networks, offering a secure and simplified way to manage your assets without requiring crypto knowledge from merchants. Refer friends to earn rewards and grow your portfolio.
- Spend crypto anywhere
- Simplified sending and receiving
- Duffle Tags for easy transactions
- Support for multiple cryptocurrencies and networks
- Military-grade encryption for security
- Refer and earn rewards
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Duffle is your everyday crypto go-bag,packed with everything you need to make digital currencies as useful as cash. - SPEND CRYPTO ANYWHERE - No crypto knowledge required from merchants - Scan to pay at businesses integrated with Ivorypay SIMPLIFIED SENDING & RECEIVING - Use Duffle Tags (@username) instead of complex wallet addresses - Request funds easily from friends and family - Transfer crypto instantly to other Duffle users SUPPORTED CRYPTOCURRENCIES - USDT - USDC - PYUSD - TUSD - BTC - ETH - More coming soon SUPPORTED NETWORKS - Polygon - Solana - TRON - Ethereum - BSC - Bitcoin Network - Hedera SECURE & RELIABLE - Military-grade encryption keeps your assets protected - Quick PIN and biometric authentication - Full control of your digital assets REFER & EARN - Invite friends and earn IVRY tokens - Receive rewards when your referrals make deposits - Build your crypto portfolio through your network
Screenshots
Verdict
The clearest difference is review sentiment: Duffle at 100% against KongaPay's 52%. Duffle also leads on rating (5.0 vs 4.4) and monetization model (ad-supported vs free with in-app purchases). KongaPay's advantage is ads (none vs shown) and ratings volume (149 vs 4). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Duffle holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: KongaPay has 149 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 52% of KongaPay's written reviews are positive against 100% of Duffle's.
KongaPay ships an update fortnightly, Duffle every 6 days. The most recent releases landed on October 14, 2026 and September 28, 2026 respectively.
| Parameter | KongaPay | Duffle |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (149 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 52.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 149 — better | 4 |
| Update frequency | Fortnightly | Every 6 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 103 MB | 126 MB |
| Age rating | 4+ | 4+ |
| Developer | Konga Online Shopping Limited | IVORYCHAIN TECHNOLOGIES (PTY) LTD |
Customer experience
KongaPay
Duffle
In-app purchases
KongaPay
No in-app purchases
Duffle
No in-app purchases
