Comparison

KongaPay vs Silicash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KongaPay

This mobile wallet simplifies payments, transfers, and savings. It offers instant money transfers, bill payments, and tools for businesses. Earn rewards on savings and enjoy discounts on purchases.

Highlights
  • Instant money transfers
  • Bill and subscription payments
  • Savings with interest
  • Loyalty rewards on balance
  • Discounts on Konga.com
  • Business tools for vendors
Features
Read full description

KongaPay is Nigeria’s all-in-one mobile wallet designed to make payments simple, secure, and seamless from instant transfers to bill payments, savings, and business tools. KongaPay gives you total control of your money. What You Can Do With KongaPay: - Send & Receive Money Instantly: Transfer funds conveniently with high success rates and no failed transactions. - Pay Bills, Subscriptions & More: Settle airtime, data, electricity, and cable bills all in one tap. - Save with K-Save: Fix your income and grow your money effortlessly. Earning up to 24% per annum. - Loyalty Rewards: Earn 6% per annum on your wallet balance with no minimum balance. - Shop & Pay on Konga.com with Discounts: Get frequent discounts when you pay with KongaPay on Konga.com. It's smart and secure shopping. - Safe, Simple & Trusted: KongaPay is licensed by the Central Bank of Nigeria (CBN) and insured by - Go Pro Feature: Unlock tools made for small businesses, vendors, and freelancers: Request a POS terminal, create payment links to get paid via card, transfer, or USSD, track your inventory, and increase your daily transfer limits up to ₦25 million. Why Users Love KongaPay: . Fast and reliable transfers . Secure POS access for businesses . Easy-to-use interface for savings and spending . 24/7 customer support . Built for both personal and business needs Download KongaPay today and take complete control of your personal and business finances in one app.

About

Silicash

Features
Read full description

At Silicash, we believe financial transactions should be fast, simple, and stress-free. That’s why we created an easy-to-use digital wallet designed to make everyday payments seamless — whether you’re transferring money, buying airtime or paying bills.

Screenshots

KongaPay4 screens
Silicash4 screens

Verdict

The call

The clearest difference is ads: KongaPay at none against Silicash's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 18, 2026 and September 28, 2026 respectively.

Scorecard1 real difference · 9 level
KongaPay versus Silicash: the parameters behind the verdict, then further details
ParameterKongaPaySilicash
PriceFreeFree
Rating4.4 (149 ratings) — better—
Positive reviews52.0% of reviews—
Number of ratings149 — better—
Update frequencyFortnightlyFortnightly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.0 — better
Further details — not scored
Size103 MB47 MB
Age rating4+4+
DeveloperKonga Online Shopping LimitedRIZTRENDS TECHNOLOGIES LIMITED

In-app purchases

None

KongaPay

No in-app purchases

None

Silicash

No in-app purchases

Questions

Is KongaPay free?
KongaPay is free to download, with no in-app purchases.
Is Silicash free?
Silicash is free to download, with no in-app purchases.
Do KongaPay or Silicash have ads?
Silicash shows ads; KongaPay does not.
Which is updated more often, KongaPay or Silicash?
KongaPay ships an update fortnightly, and Silicash fortnightly. Most recently, KongaPay was updated on October 18, 2026 and Silicash on September 28, 2026.

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