Comparison

KongaPay vs Streetpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KongaPay

This mobile wallet simplifies payments, transfers, and savings. It offers instant money transfers, bill payments, and tools for businesses. Earn rewards on savings and enjoy discounts on purchases.

Highlights
  • Instant money transfers
  • Bill and subscription payments
  • Savings with interest
  • Loyalty rewards on balance
  • Discounts on Konga.com
  • Business tools for vendors
Features
Read full description

KongaPay is Nigeria’s all-in-one mobile wallet designed to make payments simple, secure, and seamless from instant transfers to bill payments, savings, and business tools. KongaPay gives you total control of your money. What You Can Do With KongaPay: - Send & Receive Money Instantly: Transfer funds conveniently with high success rates and no failed transactions. - Pay Bills, Subscriptions & More: Settle airtime, data, electricity, and cable bills all in one tap. - Save with K-Save: Fix your income and grow your money effortlessly. Earning up to 24% per annum. - Loyalty Rewards: Earn 6% per annum on your wallet balance with no minimum balance. - Shop & Pay on Konga.com with Discounts: Get frequent discounts when you pay with KongaPay on Konga.com. It's smart and secure shopping. - Safe, Simple & Trusted: KongaPay is licensed by the Central Bank of Nigeria (CBN) and insured by - Go Pro Feature: Unlock tools made for small businesses, vendors, and freelancers: Request a POS terminal, create payment links to get paid via card, transfer, or USSD, track your inventory, and increase your daily transfer limits up to ₦25 million. Why Users Love KongaPay: . Fast and reliable transfers . Secure POS access for businesses . Easy-to-use interface for savings and spending . 24/7 customer support . Built for both personal and business needs Download KongaPay today and take complete control of your personal and business finances in one app.

About

Streetpay

This fintech solution simplifies payments and financial management for everyone, especially the underserved. It allows users to securely send money, receive payments, and pay bills from their mobile devices.

Highlights
  • Send money
  • Receive payments
  • Pay bills
  • Manage finances
  • Secure mobile transactions
  • Financial empowerment
Features
Read full description

Streetpay is a powerful fintech solution licensed by 9 Payment Service Bank (9PSB), designed to simplify payments and bring financial services closer to everyone — especially the underserved. With Streetpay, you can send money, receive payments, pay bills, and manage your finances securely from your mobile device. Whether you're a business owner, agent, or individual, Streetpay offers a seamless digital experience that empowers you to take control of your finances anywhere, anytime.

Screenshots

KongaPay4 screens
Streetpay4 screens

Verdict

The call

The clearest difference is review sentiment: Streetpay at 100% against KongaPay's 52%. Streetpay also leads on rating (5.0 vs 4.4) and monetization model (free vs free with in-app purchases). KongaPay's advantage is ratings volume (149 vs 2) and update cadence (fortnightly vs every 6 weeks). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Streetpay holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: KongaPay has 149 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 52% of KongaPay's written reviews are positive against 100% of Streetpay's.

UpkeepUpdate frequency

KongaPay ships an update fortnightly, Streetpay every 6 weeks. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
KongaPay versus Streetpay: the parameters behind the verdict, then further details
ParameterKongaPayStreetpay
PriceFreeFree
Rating4.4 (149 ratings)5.0 (2 ratings) — better
Positive reviews52.0% of reviews100.0% of reviews — better
Number of ratings149 — better2
Update frequencyFortnightly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.614.0.0 — better
Further details — not scored
Size103 MB45 MB
Age rating4+17+
DeveloperKonga Online Shopping LimitedStreetpay

Customer experience

KongaPay

All ratings149 ratings
Positive83.2%
Neutral3.4%
Negative13.4%
Written reviews25 reviews
Positive52.0%
Neutral0.0%
Negative48.0%

Streetpay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

KongaPay

No in-app purchases

None

Streetpay

No in-app purchases

Questions

Is KongaPay free?
KongaPay is free to download, with no in-app purchases.
Is Streetpay free?
Streetpay is free to download, with no in-app purchases.
Which has better reviews, KongaPay or Streetpay?
Streetpay is rated higher. KongaPay averages 4.4 out of 5 from 149 ratings, while Streetpay averages 5.0 from 2 ratings.
Do KongaPay or Streetpay have ads?
Neither KongaPay nor Streetpay shows ads.
Which is updated more often, KongaPay or Streetpay?
KongaPay ships an update fortnightly, and Streetpay every 6 weeks. Most recently, KongaPay was updated on October 24, 2026 and Streetpay on October 24, 2026.

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