FirstLight Mobile Banking vs Ticker

FirstLight’s FREE Mobile Banking Application - optimized for iPhone and iPad devices.* FEATURES OF FirstLight MOBILE BANKING: • Review account balances and transactions • Transfer funds between accounts • Pay bills** • View copies of cleared checks • Deposit checks • Locate surcharge-free ATM’s and FirstLight branches SAFE AND SECURE FirstLight uses SSL (Secure Socket Layer) encryption to communicate securely through all mobile devices. *Must be enrolled in Online Banking. There is no charge from FirstLight, but messaging and data rates may apply. **Must have Bill Pay set up previously in Online Banking.

Ticker turns your salary into a live earnings counter and shows what every expense really costs in work time. See your pay grow during work hours, track overtime, log income and expenses, and understand your money in a way that feels instantly real. Instead of only seeing numbers, Ticker shows how much time your purchases cost: coffee, rent, a phone, a holiday, or anything else. Key features: • Live salary counter based on your work schedule • Overtime tracking with custom multipliers • Expense and income logging • “How much work did this cost?” calculator • Smart insights for spending habits • Payday countdown • Shareable work-value cards • Optional PIN to keep salary private • Local-first salary tracking Ticker is built for people who want a simple, visual, and motivating way to understand income, expenses, and the real value of their time.