Sallie Mae vs Charoite
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sallie Mae
Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.
- View account summary for loans and credit cards
- Make payments on student loans
- Set up and manage automatic payments
- View loan application status
- Receive payment due notifications
- Secure login with Touch ID/Face ID
- Track credit health with FICO Score
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With a clean look and easy-to-use features, this app is the most convenient way to keep track of your student loans from your mobile devices, anytime, anywhere. It’s simple to check your balances, make payments, view previous transactions, and more. You can also set up and manage automatic loan payments from your bank account, right from the app. You can sign in securely with your Sallie Mae username and password—or Touch ID® or Face ID®—for easy access. Get anytime, anywhere access from your mobile device with these features: • View an account summary for student loans and credit cards from the home screen • Pay the Current Amount Due and make custom payments on student loans • Set up and manage automatic payments from your bank account • View the status of your loan applications • Receive notification when your loan payment is due, past due, or posted • Message our team to get help and answers • Log in quickly with Touch ID or Face ID • Pay your Total Amount Due with Siri® • Track your credit health with a quarterly FICO® Score • Get answers from support with in-app messages • Provide feedback directly to Sallie Mae • Supports dark mode in iOS 13 Note: To manage your Sallie Mae savings accounts, download the Sallie Mae Banking mobile app. Borrowers and cosigners who have an available FICO® Score and a Sallie Mae loan with a current balance greater than $0, may receive their score quarterly after the first disbursement of their loan. The FICO® Score provided to you is the FICO Score 8 based on TransUnion data and is the same score that Sallie Mae uses, along with other information, to manage your account. FICO® Scores and associated educational content are provided solely for your own non-commercial personal review, use, and benefit. This benefit may change or end in the future. FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Sallie Mae and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Sallie Mae Bank and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history, or credit rating. © 2022 Fair Isaac Corporation. All rights reserved. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION. ©2022 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.
Charoite
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Charoite is the personal finance app built for everyone. With a rich set of features and a focus on privacy, you can track your finances with confidence. Bring your own data provider and Charoite will automatically sync & categorize transactions, removing the need for spreadsheet management. Charoite executes completely on device and utilizes iCloud as its method of device syncing so you get the most privacy possible. Household sharing is also supported with per account selection allowing you to share just the accounts you wish with anyone with an iCloud account. We aim to make tracking finances as easy and affordable as possible so that everyone can benefit. Features: - Your Finances in One Place - Sync account transactions across thousands of institutions in a secure, read only manner with SimpleFIN Bridge. Get both a bird's eye and in depth view on all your accounts. - Categorize & Budget Transactions - Charoite will automatically categorize your transactions so you can create budgets and plan your spend. Don't like them? Create custom ones! - Private at Its Core - Charoite processes everything on device and only uses iCloud for data storage, meaning you get the best of Apple's privacy & security guarantees. We will never sell your data as we neither want to, nor can we even see it. - Collaborative Finances - Want to share your finances? Invite anyone with an iCloud account and share the accounts that you wish. Pricing: - Zero Ads - We don't want to embed anything that might read your information nor take advantage of it. - Try for Free; Buy Once - Try Charoite free for seven days. If it works for you, make one purchase to unlock the full iOS app - no recurring Charoite subscription. Connecting accounts through SimpleFIN Bridge requires a separate paid subscription purchased directly from SimpleFIN. SimpleFIN sets its own pricing and availability, which may change.
Screenshots
Verdict
The clearest difference is in-app purchases: Sallie Mae at none against Charoite's 1. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Charoite sells 1 one-off in-app purchase. Sallie Mae asks for nothing beyond the download.
| Parameter | Sallie Mae | Charoite |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (105K ratings) — better | — |
| Positive reviews | 14.8% of reviews | — |
| Number of ratings | 105K — better | — |
| Update frequency | Every 3 weeks | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 93 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Sallie Mae, Inc. | Dennis Li |
Bugs and requests
Sallie Mae
Reported bugs
3 issues- Login issues and endless login loops
- Incorrect payment processing and late fees
- Outdated app information not syncing with website
Requested features
4 requests- Ability to pay individual loans separately
- Improved notification system for payments
- More detailed loan history and analytics
- Seamless integration with bank accounts
Charoite
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Sallie Mae
No in-app purchases
Charoite
- iOS Charoite Purchase$9.99









