Comparison

SC Mobile Kenya vs LOOP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SC Mobile Kenya

Manage your finances and perform banking transactions from your mobile device. Open accounts, transfer funds, pay bills, and invest in wealth management products. Access over 70 banking services conveniently from anywhere.

Highlights
  • Open accounts in minutes
  • Save and resume applications
  • View and manage finances
  • Transfer funds locally and internationally
  • Pay utility bills and KRA taxes
  • Buy, sell, and track investment portfolios
  • Access insurance services
Features
Read full description

Welcome to SC Mobile Kenya. You are about to start an amazing banking experience. From the comfort of your home you can open an account, transfer funds or access any service that would take you to a banking hall. Say goodbye to long queues, do your banking anywhere and everywhere. Open an account With SC Mobile you have the power of banking in your palm. Within 15 minutes you can open an account and enjoy the benefits that come with it. Open a Current account or Savings account today and enjoy the benefits that come with it. Accounts are available in multiple currencies. Save and Resume In case you are unable to complete your application in one go, do not worry. You can save and resume your application anytime. Get a complete view of your accounts and transact with ease SC Mobile allows you to see, move and manage your finances anytime, anywhere, so start banking everywhere. You can do transfers between accounts within SCB, make transfers to other local banks in Kenya via RTGS or Pesalink, make KRA Payments, send International transfers and pay all your utility bills. What's more, you can top up your airtime on mobile phone, and move money to Mpesa or Airtel Money instantly. Services on your fingertips SC Mobile comes with over 70 services available to you. You can use any of these at your convenience with no need to queue in a banking hall. You can even track the progress of all your requests. SC Mobile gives you more time to do the things you love and not to worry about banking. Access our Wealth Management Proposition - You will also be able to BUY, SELL and TRACK YOUR PORTFOLIO anytime, anywhere with our online fixed income and mutual fund platform. Invest in KES, USD and other major currencies - Get access to our latest market insights and take advantage of the market opportunities available - Get global diversification (both local and offshore investments) with best in class fund managers - Get access to instant General, Travel and Motor insurance whenever and wherever you need it

About

LOOP

This digital wallet streamlines financial management, offering tools for everyday expenses and long-term goals. It facilitates easy bill payments, money transfers, savings, investments, and provides customizable loan solutions. Users can also track budgets and make secure online payments.

Highlights
  • Comprehensive money management
  • Effortless transactions
  • Savvy savings & investments
  • Mobile banking
  • Customizable loan solutions
  • Insightful budget tracking
  • Secure online payments
Features
Read full description

Experience next-level financial management with LOOP, the digital wallet designed to streamline your finances and fit seamlessly into your lifestyle. Whether managing everyday expenses or planning for long-term goals, LOOP is here to enhance your journey and provide the tools you need to succeed. Why Users Love LOOP: 1. Comprehensive Money Management From payments to savings, LOOP is your all-in-one companion, offering complete digital wallet solutions. Manage your money with LOOP, the platform that makes it easy to succeed. Consolidate all your financial activities in one place, making it simple to track, manage, and optimize your finances for better outcomes. 2. Effortless Transactions with LOOP Pay bills and transfer money seamlessly. With LOOP, managing finances is quick and secure, ensuring a stress-free experience. Our solutions make transactions smooth with LOOP, supported by robust security protocols that protect your money at every step. 3. Savvy Savings & Investments with LOOP Achieve goals with LOOP’s smart tools. Whether saving for tomorrow or investing for growth, LOOP supports your journey. Our advice and plans help grow wealth with LOOP, offering personalized insights and strategies that cater to your financial needs. 4. Freedom to Bank Anywhere with LOOP Ditch bank lines with LOOP’s mobile banking. Manage money anytime, with the freedom of modern financial management. Enjoy access and transactions on the go with LOOP, ensuring that your financial information is always at your fingertips. Top up your account at any time using Mpesa or by linking your current bank ATM card 5. Customizable Loan Solutions by LOOP Access loans with terms fitting your lifestyle. LOOP makes borrowing easy and adaptable to circumstances. Get financial support with LOOP, knowing that our flexible loan options are designed to meet your specific requirements. 6. Insightful Budget Tracking with LOOP Stay on top of spending with LOOP’s insights. Make informed decisions with a clear view of finances. LOOP helps identify areas for improvement, providing a comprehensive analysis of your spending patterns. 7. Secure Online Payments with LOOP Shop safely with LOOP’s virtual cards. Enjoy secure transactions for peace of mind. LOOP protects your information, offering a secure shopping environment that prioritizes your safety. 8. Exclusive Deals with LOOP Unlock offers with LOOP Discover. Enjoy deals and discounts to maximize savings. LOOP’s partnerships bring you top discounts, allowing you to enjoy your purchases while saving money. 9. Simple Savings Options with LOOP Choose from LOOP’s plans and watch money grow, tailored to goals. Our savings plans are easy with LOOP, offering flexibility and convenience that fit your lifestyle. 10. Flexible Payment Plans with LOOP FLEX With LOOP FLEX, shop now and pay later. Manage purchases with flexible options, supporting your lifestyle. Ready to Redefine Your Finance Game with LOOP? Download LOOP today, Top up your account at any time using Mpesa and start your journey to financial freedom. Simplify, save, and succeed with LOOP—the digital wallet designed for your lifestyle. Your money, your control—experience it with LOOP. Embrace a new way of managing finances and discover peace of mind with LOOP, the app that puts your financial future in your hands. With LOOP, redefine your financial world and unlock the potential to achieve your dreams, backed by cutting-edge technology and unparalleled support.

Screenshots

SC Mobile Kenya4 screens
LOOP4 screens

Verdict

The call

The clearest difference is rating: SC Mobile Kenya at 4.8 against LOOP's 2.5. SC Mobile Kenya also leads on review sentiment (44% vs 17%) and ratings volume (725 vs 22). LOOP's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SC Mobile Kenya holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: SC Mobile Kenya has 725 ratings behind it against 22, so its average is the more settled of the two. Written reviews point the same way: 44% of SC Mobile Kenya's written reviews are positive against 17% of LOOP's.

UpkeepUpdate frequency

SC Mobile Kenya ships an update every 6 weeks, LOOP every 2 months. The most recent releases landed on September 26, 2026 and September 7, 2026 respectively.

Scorecard5 real differences · 5 level
SC Mobile Kenya versus LOOP: the parameters behind the verdict, then further details
ParameterSC Mobile KenyaLOOP
PriceFreeFree
Rating4.8 (725 ratings) — better2.5 (22 ratings)
Positive reviews44.1% of reviews — better16.7% of reviews
Number of ratings725 — better22
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better14.0
Further details — not scored
Size154 MB136 MB
Age rating4+4+
DeveloperStandard Chartered BankCBA

Customer experience

SC Mobile Kenya

All ratings725 ratings
Positive97.1%
Neutral1.0%
Negative1.9%
Written reviews34 reviews
Positive44.1%
Neutral5.9%
Negative50.0%

LOOP

All ratings22 ratings
Positive31.8%
Neutral9.1%
Negative59.1%
Written reviews18 reviews
Positive16.7%
Neutral11.1%
Negative72.2%

Bugs and requests

SC Mobile Kenya

Reported bugs

9 issues
  • App crashes on startup or requires non-existent updates
  • M-PESA payment failures
  • Login errors occurring frequently
  • Menu button inaccessible on iPhone 12 Pro, 13 Pro, and 14 Pro Max
  • Joint account access not visible in mobile app
Show 4 more
  • Transfer limit notifications not displaying properly
  • Persistent 'unable to process request' errors
  • M-PESA phone number validation requiring 11 digits instead of 10
  • Touch ID functionality stopped working after updates

Requested features

5 requests
  • Credit card payment functionality on mobile app
  • Ability to edit saved beneficiary details
  • Copy-paste support in transfer reference field
  • Better error messaging for transaction limits
  • Touch ID/biometric authentication support

LOOP

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SC Mobile Kenya

No in-app purchases

None

LOOP

No in-app purchases

Questions

Is SC Mobile Kenya free?
SC Mobile Kenya is free to download, with no in-app purchases.
Is LOOP free?
LOOP is free to download, with no in-app purchases.
Which has better reviews, SC Mobile Kenya or LOOP?
SC Mobile Kenya is rated higher. SC Mobile Kenya averages 4.8 out of 5 from 725 ratings, while LOOP averages 2.5 from 22 ratings.
Do SC Mobile Kenya or LOOP have ads?
SC Mobile Kenya shows ads; LOOP does not.
Which is updated more often, SC Mobile Kenya or LOOP?
SC Mobile Kenya ships an update every 6 weeks, and LOOP every 2 months. Most recently, SC Mobile Kenya was updated on September 26, 2026 and LOOP on September 7, 2026.

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