國泰證券 樹精靈 vs PayoffRoute
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
國泰證券 樹精靈
This app provides fast and intuitive stock market analysis and trading. Quickly view market trends, analyze individual stocks with detailed information, and execute trades for various markets with ease. It also offers global market access and financial news.
- Fast stock market viewing
- Detailed stock analysis
- Quick order execution
- Global market access (US, HK, TW)
- Smart stock search
- Financial news integration
Read full descriptionHide full description
樹精靈APP三大功能一把罩 1、「看盤」 滑,真的比較快 - 自選股、庫存股快速滑動檢視 - 多達70種熱門排行:成交量、漲停股、開盤強勢、大幅震盪、急漲急殺,通通輕鬆滑動,快速掌控盤勢先機 2、「選股」 滑,真的比較快 - 左右滑動,觀察多達20項的個股資訊:行情走勢、最佳五檔、行情報價、分價量表。股票分析,輕輕鬆鬆! 3、「下單」 滑,真的比較快 - 現股、零股、美股、港股、融資、融券輕鬆點選 - 滑動選價、又快又準 - 帳務操作最方便:委託回報、成交回報、即時庫存,一樣左右滑動,全盤掌握! 六大貼心設計 1、【全球看盤】台港美股一次掌握,個股報價超大字顯示 2、【智慧搜尋】輸入部分股名、代碼即可快速顯示相關個股 3、【帳務精簡】帳務資訊精簡條列,海外資產配置一覽無遺 4、【快加自選】搜尋結果、類股報價、個股新聞皆可加入自選 5、【加值新聞】提供最專業的財經類新聞,個股新聞直接連動價位 6、【搖一搖回自選】手機看盤不迷路,搖一搖立即回到自選股 「提醒您:為確保您的帳務及交易安全,請於行動裝置安裝防護軟體。」 免責聲明 本公司所建置電子式交易之相關軟硬體設備,係為提供投資人更多元的下單服務,惟投資人應了解因網路傳輸或電話語音等電子式交易在傳送資料上有著先天上的不可靠與不安全,在使用電子下單交易委託買賣時,仍可能面對以下風險:如斷線、斷電、網路壅塞或其它不可歸責於本公司之因素等造成傳輸之阻礙,致使透過電子式交易所傳送之委託買賣資料無法傳送或接收或時間延遲,本公司不負任何責任,投資人仍應依原委託買賣事項之實際成交結果履行交割義務。倘本公司所提供之電子式交易服務在任何時候無法使用或有所延遲,投資人同意使用其他管道,例如以電話、其他電子平台或親臨本公司營業處所等方式委託或確認。 另外,因可能影響電子下單方式之因素無法一一詳述,投資人於使用電子下單交易前,對本公司不定時發佈之最新訊息及其它注意事項等應將詳加注意及遵守。 本服務資訊來源係由 (包括但不限於)臺灣證券交易所、臺灣期貨交易所、櫃檯買賣中心所提供。本公司提供本資訊服務, 並不保證所有資訊之正確性, 投資人對經由本服務所傳送資訊之正確性與適用性,應自行審慎判斷,對於因本服務所傳送資訊之任何不準確或錯漏而引致之任何損失,本公司均不負任何賠償責任。 本服務資訊僅為本公司提供投資人之一般參考資料,並非針對投資人之特定要求所作之投資建議,基於前開資料之任何交易或投資決定,投資人須自負風險及盈虧,本公司亦不負任何責任。
PayoffRoute
Read full descriptionHide full description
Know who to pay next, how much is due, and whether your repayment route is still on track. Enter only the balances, rates, minimum payments, and due dates you choose. PayoffRoute turns them into an estimated route without connecting to a bank. PayoffRoute is built for planning: • See the next payment and this month's route first. • Compare your current plan, avalanche, and snowball with the same assumptions. • Try an extra-payment scenario before applying it to future allocations. • Record real payments and reconcile differences with lender statements. • Optionally keep annual gross compensation history for your own reference. • Use private iCloud sync when available, create separate recovery snapshots, or export a JSON copy you control. • Delete current data or individual backup snapshots from clear, separate controls. • No third-party advertising or cross-app tracking. Any recommendations for this developer's other apps are clearly labeled and never use financial data for personalization. Free includes one plan with up to three debts. Annual Pro and Lifetime Pro unlock the same unlimited plans and debts. The annual option auto-renews until canceled; the lifetime option is a one-time purchase. Existing data always remains available to view, edit, back up, restore, export, and delete when purchase status changes. Current prices are shown and confirmed by the App Store. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Results are estimates based on the information and assumptions you enter. PayoffRoute does not move money, connect to banks, lend, broker loans, verify income, decide affordability, or provide investment, legal, tax, or personalized financial advice.
Screenshots
Verdict
The clearest difference is in-app purchases: 國泰證券 樹精靈 at none against PayoffRoute's 2. 國泰證券 樹精靈 also leads on iOS requirement (15.0 vs 18.0). PayoffRoute's advantage is update cadence (every 2 weeks vs monthly). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PayoffRoute sells 2 in-app purchases, starting at $9.99 per year. 國泰證券 樹精靈 asks for nothing beyond the download.
國泰證券 樹精靈 ships an update monthly, PayoffRoute every 2 weeks. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.
| Parameter | 國泰證券 樹精靈 | PayoffRoute |
|---|---|---|
| Price | Free | Free |
| Rating | 1.2 (20 ratings) — better | — |
| Positive reviews | 34.2% of reviews | — |
| Number of ratings | 20 — better | — |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, Mac — better |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 91 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Cathaysec Securities Corporation | Jin-Cong Lin |
In-app purchases
國泰證券 樹精靈
No in-app purchases
PayoffRoute
- PayoffRoute Pro Annual$9.991 Year
- PayoffRoute Pro Lifetime$14.99









