Comparison

FSB Now vs FSBU Personal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FSB Now

Manage your finances on the go with this mobile banking application. View balances, deposit checks, transfer funds, and pay bills securely from anywhere. Find branch locations and utilize features like Zelle® setup for easy person-to-person payments.

Highlights
  • View account balances
  • Mobile check deposit
  • Funds transfer
  • Bill Pay
  • Transaction history
  • Zelle® setup
  • Find branch locations
Features
Read full description

FSB Now allows its users to make banking decisions anywhere, anytime. With FSB Now, you can view account balances, make mobile deposits, transfer funds, pay bills, pay others, find branch locations, and much more. The FSB Now app features (contact FSB for functionality questions): - Bill Pay* - Transaction history views - Simple Zelle® setup - Check Deposit - Funds transfer - Balance inquiry - Multi-user login FSB has seven convenient locations located in Alburnett, Cedar Rapids, Hiawatha, Marion, and Tiffin. FSB’s mission is to provide you one more reason to be your financial solutions provider of choice. Essentially, our mission is to be all about you. We’re large enough to provide strategic financial solutions yet small enough to collaborate with customers on their financial needs. Message and Data rates may apply. Additional Terms and Conditions apply. Member FDIC *No charge for Bill Pay when you use it each month to pay at least one bill ($3 per month if not used).

About

FSBU Personal

Manage your bank accounts, view transactions, and transfer funds conveniently from your mobile device. Deposit checks by taking pictures and track your deposit history. Getting started is simple with your existing online banking credentials.

Highlights
  • Check account balances
  • View recent transactions
  • Transfer money between accounts
  • Deposit checks via photo
  • View deposit history
Features
Read full description

Bank conveniently and securely with First State Bank of Uvalde Personal Mobile Banking. Now you can manage your finances anytime, anywhere - from your mobile device. Manage Your Accounts: • Check account balances • View recent transactions, including check images • Transfer money between accounts Deposit Checks: • Deposit checks by snapping a picture of each check • View deposit history in the app • Getting started is easy. Simply download the app and sign on with your user credentials. [No additional fees apply.*]. For more information about First State Bank of Uvalde mobile services, please us at 830-278-6231 Carrier’s data rates may apply.

Screenshots

FSB Now4 screens
FSBU Personal4 screens

Verdict

The call

The clearest difference is monetization model: FSB Now at free against FSBU Personal's free with in-app purchases. FSB Now also leads on review sentiment (63% vs 40%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for FSB Now against 4.7 for FSBU Personal. Both are backed by a comparable volume of ratings — 1.1K and 805 respectively. Written reviews are what separate them: 63% of FSB Now's written reviews are positive against 40% of FSBU Personal's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on November 6, 2026.

Scorecard2 real differences · 8 level
FSB Now versus FSBU Personal: the parameters behind the verdict, then further details
ParameterFSB NowFSBU Personal
PriceFreeFree
Rating4.7 (1.1K ratings) — better4.7 (805 ratings)
Positive reviews63.0% of reviews — better40.0% of reviews
Number of ratings1.1K — better805
Update frequencyEvery 3 monthsEvery 3 months
AdsYesYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size100 MB125 MB
Age rating4+4+
DeveloperFarmers State Bank Marion, IAFirst State Bank of Uvalde

Customer experience

FSB Now

All ratings838 ratings
Positive97.7%
Neutral1.0%
Negative1.3%
Written reviews27 reviews
Positive63.0%
Neutral3.7%
Negative33.3%

FSBU Personal

All ratings741 ratings
Positive92.2%
Neutral1.9%
Negative5.9%
Written reviews5 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

Bugs and requests

FSB Now

Reported bugs

7 issues
  • White screen on app launch
  • Face ID authentication fails to open account
  • App crashes every few weeks requiring reinstall
  • Error occurred message with no clear resolution
  • Unexpected logout and inability to log back in
Show 2 more
  • Card lock feature not functioning as expected
  • Inline verification hard locked requiring phone calls

Requested features

3 requests
  • Transfer description or title capability
  • Improved session management to prevent auto-logout
  • Better password recovery process

FSBU Personal

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FSB Now

No in-app purchases

None

FSBU Personal

No in-app purchases

Questions

Is FSB Now free?
FSB Now is free to download, with no in-app purchases.
Is FSBU Personal free?
FSBU Personal is free to download, with no in-app purchases.
Which has better reviews, FSB Now or FSBU Personal?
FSB Now is rated higher. FSB Now averages 4.7 out of 5 from 1.1K ratings, while FSBU Personal averages 4.7 from 805 ratings.
Do FSB Now or FSBU Personal have ads?
Both FSB Now and FSBU Personal show ads.
Which is updated more often, FSB Now or FSBU Personal?
FSB Now ships an update every 3 months, and FSBU Personal every 3 months. Most recently, FSB Now was updated on November 6, 2026 and FSBU Personal on November 6, 2026.

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