SEFT Mobile vs MySynchrony
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SEFT Mobile
Monitor your latest financial transactions on the EFT system. View both incoming and outgoing payments with ease.
- View inward transactions
- View outward transactions
- Real-time transaction monitoring
- EFT system integration
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SEFT Mobile Client for EFT Seychelles that let you view your latest inward and outward transactions on the EFT system.
MySynchrony
Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.
- Manage credit cards in one place
- Secure biometric login
- Schedule and manage payments
- Check balance and credit limit
- Review transaction history
- Access partner deals and offers
- Financial education blog
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Download the MySynchrony App today to securely manage your credit card accounts* all in one place. With this mobile app you will be able to: • Manage your Synchrony issued credit cards in one place • Log in securely using Biometric Authentication • Schedule and manage payments for your accounts • Check your balance and credit limit anytime, anywhere • Review your transaction and payment history • View your statements and manage your statement delivery preference • Securely add or delete multiple bank accounts that you'd like to use to pay your bill • Explore the Synchrony Marketplace for savings, deals, and offers from our partners nationwide, online, or right in your neighborhood • Access the Finance 101 blog to stay in the know on tips to better manage your finances • Discover answers anytime with our 24/7 Knowledge Center for cardholder resources. • Provide us feedback on your mobile app experience. Let us know how we can help and what’s working. We are here for you. (For Synchrony Bank Savings accounts, please visit our Synchrony Bank App.) *Credit cards issued by Synchrony, not including Venmo, PayPal Extras, PayPal Credit, TJMaxx/TJX, eBay Extras
Screenshots
Verdict
The clearest difference is update cadence: MySynchrony at every 3 weeks against SEFT Mobile's every 6 months. MySynchrony also leads on ratings volume (116K vs 1) and chart position (#30 vs unranked). SEFT Mobile's advantage is iOS requirement (10.0 vs 18). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SEFT Mobile holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MySynchrony has 116K ratings behind it against 1, so its average is the more settled of the two.
SEFT Mobile ships an update every 6 months, MySynchrony every 3 weeks. The most recent releases landed on October 23, 2026 and October 30, 2026 respectively.
| Parameter | SEFT Mobile | MySynchrony |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.8 (116K ratings) |
| Positive reviews | — | 82.2% of reviews |
| Number of ratings | 1 | 116K — better |
| Update frequency | Every 6 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | — | #30 — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 10.0 — better | 18 |
| Further details — not scored | ||
| Size | 18 MB | 197 MB |
| Age rating | 4+ | 4+ |
| Developer | Darell Edmond | Synchrony Financial |
Customer experience
SEFT Mobile
MySynchrony
Bugs and requests
SEFT Mobile
Not enough reviews yet to summarise bugs or requests.
MySynchrony
Reported bugs
4 issues- Delayed payment updates
- Incorrect account balance information
- Compatibility issues with older devices
- Inability to remove closed accounts from the app
Requested features
5 requests- Ability to view all accounts in one place
- Option to set up automatic payments
- More detailed transaction history
- Improved notification system
- Ability to update personal information within the app
In-app purchases
SEFT Mobile
No in-app purchases
MySynchrony
No in-app purchases
Questions
Is SEFT Mobile free?
Is MySynchrony free?
Which has better reviews, SEFT Mobile or MySynchrony?
Do SEFT Mobile or MySynchrony have ads?
Which is updated more often, SEFT Mobile or MySynchrony?
Other comparisons
