MySynchrony vs myCFNA Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MySynchrony
Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.
- Manage credit cards in one place
- Secure biometric login
- Schedule and manage payments
- Check balance and credit limit
- Review transaction history
- Access partner deals and offers
- Financial education blog
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Download the MySynchrony App today to securely manage your credit card accounts* all in one place. With this mobile app you will be able to: • Manage your Synchrony issued credit cards in one place • Log in securely using Biometric Authentication • Schedule and manage payments for your accounts • Check your balance and credit limit anytime, anywhere • Review your transaction and payment history • View your statements and manage your statement delivery preference • Securely add or delete multiple bank accounts that you'd like to use to pay your bill • Explore the Synchrony Marketplace for savings, deals, and offers from our partners nationwide, online, or right in your neighborhood • Access the Finance 101 blog to stay in the know on tips to better manage your finances • Discover answers anytime with our 24/7 Knowledge Center for cardholder resources. • Provide us feedback on your mobile app experience. Let us know how we can help and what’s working. We are here for you. (For Synchrony Bank Savings accounts, please visit our Synchrony Bank App.) *Credit cards issued by Synchrony, not including Venmo, PayPal Extras, PayPal Credit, TJMaxx/TJX, eBay Extras
myCFNA Mobile
Manage your CFNA credit card account on the go. Easily pay bills, check balances, monitor transactions, and update personal information. Secure login and 24/7 support are available.
- Schedule and pay bills
- Check account balance and credit
- Monitor transaction history
- View billing statements
- Update personal information
- Freeze/unfreeze credit card
- Promotional financing calculator
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If you are a CFNA accountholder and you have a CFNA.com online account, myCFNA Mobile is for you. Whether you're at home or on the go, you can access your account information and take control of your CFNA Credit Card account with ease. Download myCFNA Mobile today and experience the most convenient way to manage your CFNA account! Don’t have a CFNA.com online account yet? Create one by visiting CFNA.com/create-online-account. STAY IN CONTROL OF YOUR SPENDING • Schedule and pay your bill securely and quickly • Check your account balance and available credit • Monitor your transaction history • View your billing statement • Calculate Your Monthly Payment with our Promotional Financing Calculator STREAMLINED ACCOUNT MANAGEMENT • Update your personal information • Freeze and Unfreeze your CFNA Credit Card • Go Paperless to avoid paper statement fees SAFE & SECURE • Secure login with Password, Touch ID, or Face ID • Two-step authentication 24/7 SUPPORT • Easy access to Customer Service and FAQs Stay in touch! Connect with us on Facebook (https://www.facebook.com/CFNACreditCard) or LinkedIn (https://www.linkedin.com/company/creditfirst/) *To see the full Terms and Conditions, copy and paste the following link into your browser. https://www.cfna.com/legal. myCFNA Mobile supports the most recent version of operating systems and the most common devices.
Screenshots
Verdict
MySynchrony and myCFNA Mobile both sit at 4.8 stars, but that hides the real split: 82% of MySynchrony's written reviews are positive against 51% of myCFNA Mobile's. MySynchrony also leads on update cadence (every 3 weeks vs every 2 months) and chart position (#28 vs unranked). myCFNA Mobile's advantage is iOS requirement (15.0 vs 18). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for MySynchrony against 4.9 for myCFNA Mobile. Both are backed by a comparable volume of ratings — 111K and 33K respectively. Written reviews are what separate them: 82% of MySynchrony's written reviews are positive against 51% of myCFNA Mobile's.
MySynchrony ships an update every 3 weeks, myCFNA Mobile every 2 months. Both last shipped on September 25, 2026.
| Parameter | MySynchrony | myCFNA Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (111K ratings) | 4.9 (33K ratings) — better |
| Positive reviews | 81.9% of reviews — better | 51.1% of reviews |
| Number of ratings | 111K — better | 33K |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #28 — better | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18 | 15.0 — better |
| Further details — not scored | ||
| Size | 205 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | Synchrony Financial | Credit First National Association |
Customer experience
MySynchrony
myCFNA Mobile
User reviews
MySynchrony
From 111K App Store ratingsWhat we love
- 👍 Easy to use
- 👍 User-friendly
- 👍 Convenient
- 👍 Streamlined payment process
- 👍 Helpful for managing multiple accounts
Room to improve
- 🐛 App crashes or freezes
- 🐛 Login issues
- 🐛 Inconsistent account information
- 🐛 Difficulty adding or managing accounts
- 🐛 Unreliable payment processing
myCFNA Mobile
From 33K App Store ratingsWhat we love
- 🚀 Quick and easy payments
- 👍 Excellent navigation and fast performance
- 👍 Simple and easy to use
- 👍 Provides clear and detailed overview of charges and financial status
- 👍 User-friendly interface
Room to improve
- 🐛 Payment issues and app crashes
- 🔒 Poor customer service and unresponsive
- 🐛 Confusing reward credits and unable to choose when to use them
- 🐛 Recurring password issues
- 🐛 Inability to add bank account or make payments through the app
Bugs and requests
MySynchrony
Reported bugs
4 issues- Delayed payment updates
- Incorrect account balance information
- Compatibility issues with older devices
- Inability to remove closed accounts from the app
Requested features
5 requests- Ability to view all accounts in one place
- Option to set up automatic payments
- More detailed transaction history
- Improved notification system
- Ability to update personal information within the app
myCFNA Mobile
Reported bugs
3 issues- App not loading or working properly
- Issues with scheduling and processing payments
- Incorrect payment processing leading to late fees and credit score impact
Requested features
4 requests- Automatic payment option
- Ability to pay off entire debt, not just monthly amount
- Notification for minimum payment changes
- Ability to add bank account and make payments through the app
In-app purchases
MySynchrony
No in-app purchases
myCFNA Mobile
No in-app purchases
Questions
Is MySynchrony free?
Is myCFNA Mobile free?
Which has better reviews, MySynchrony or myCFNA Mobile?
Do MySynchrony or myCFNA Mobile have ads?
Which is updated more often, MySynchrony or myCFNA Mobile?
Other comparisons
