Card by FNBO vs MySynchrony
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Card by FNBO
Manage your credit card account conveniently and securely on the go. View balances, transaction history, and statements. Pay your bill and set up email alerts for important account updates.
- Check account balance
- View statement and transaction history
- Pay credit card bill
- Set up account email alerts
- Secure login
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Manage your FNBO Credit Card account anytime, from anywhere! With the Card by FNBO app you can: - Check your account balance - View your statement and transaction history - Pay your credit card bill - Set up account related email alerts IT’S SECURE - Your security is always our top priority - The Card by FNBO app uses the same security that you use to access your account online IT’S SIMPLE - The Card by FNBO app is simple to use and understand - Your account information will fit your device’s screen and is easy to read and work with IT’S FREE - The Card by FNBO app is available at no cost to you - Your mobile carrier’s message and data rates may apply HOW TO GET STARTED Download the app now and log in with your Online username and password.
MySynchrony
Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.
- Manage credit cards in one place
- Secure biometric login
- Schedule and manage payments
- Check balance and credit limit
- Review transaction history
- Access partner deals and offers
- Financial education blog
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Download the MySynchrony App today to securely manage your credit card accounts* all in one place. With this mobile app you will be able to: • Manage your Synchrony issued credit cards in one place • Log in securely using Biometric Authentication • Schedule and manage payments for your accounts • Check your balance and credit limit anytime, anywhere • Review your transaction and payment history • View your statements and manage your statement delivery preference • Securely add or delete multiple bank accounts that you'd like to use to pay your bill • Explore the Synchrony Marketplace for savings, deals, and offers from our partners nationwide, online, or right in your neighborhood • Access the Finance 101 blog to stay in the know on tips to better manage your finances • Discover answers anytime with our 24/7 Knowledge Center for cardholder resources. • Provide us feedback on your mobile app experience. Let us know how we can help and what’s working. We are here for you. (For Synchrony Bank Savings accounts, please visit our Synchrony Bank App.) *Credit cards issued by Synchrony, not including Venmo, PayPal Extras, PayPal Credit, TJMaxx/TJX, eBay Extras
Screenshots
Verdict
Card by FNBO and MySynchrony both sit at 4.8 stars, but that hides the real split: 82% of MySynchrony's written reviews are positive against 51% of Card by FNBO's. MySynchrony also leads on update cadence (every 3 weeks vs every 2 months) and chart position (#27 vs unranked). Card by FNBO's advantage is iOS requirement (16.0 vs 18). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Card by FNBO against 4.8 for MySynchrony. Both are backed by a comparable volume of ratings — 131K and 118K respectively. Written reviews are what separate them: 51% of Card by FNBO's written reviews are positive against 82% of MySynchrony's.
Card by FNBO ships an update every 2 months, MySynchrony every 3 weeks. Both last shipped on November 5, 2026.
| Parameter | Card by FNBO | MySynchrony |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (131K ratings) — better | 4.8 (118K ratings) |
| Positive reviews | 51.0% of reviews | 82.2% of reviews — better |
| Number of ratings | 131K — better | 118K |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | — | #27 — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18 |
| Further details — not scored | ||
| Size | 48 MB | 197 MB |
| Age rating | 4+ | 4+ |
| Developer | First Bankcard | Synchrony Financial |
Customer experience
Card by FNBO
MySynchrony
User reviews
Card by FNBO
From 131K App Store ratingsWhat we love
- 💻 Quarter century user
- 🔒 Robust security features
- 📱 User-friendly app
- 💳 Great starter credit card
Room to improve
- 🤖 Malfunctioning app login
- 💸 Paying interest not as promised
- 🚫 Reduced credit limit
- 🤔 Unclear payment policies
- 🕰️ Slow payment processing
MySynchrony
From 118K App Store ratingsWhat we love
- 👍 Easy to use
- 👍 User-friendly
- 👍 Convenient
- 👍 Streamlined payment process
- 👍 Helpful for managing multiple accounts
Room to improve
- 🐛 App crashes or freezes
- 🐛 Login issues
- 🐛 Inconsistent account information
- 🐛 Difficulty adding or managing accounts
- 🐛 Unreliable payment processing
Bugs and requests
Card by FNBO
Reported bugs
3 issues- App login issues
- Payment processing problems
- Account management difficulties
Requested features
3 requests- Allow stacking of multiple payments
- Provide option to save multiple payment methods
- Improve app stability and login experience
MySynchrony
Reported bugs
4 issues- Delayed payment updates
- Incorrect account balance information
- Compatibility issues with older devices
- Inability to remove closed accounts from the app
Requested features
5 requests- Ability to view all accounts in one place
- Option to set up automatic payments
- More detailed transaction history
- Improved notification system
- Ability to update personal information within the app
In-app purchases
Card by FNBO
No in-app purchases
MySynchrony
No in-app purchases
Questions
Is Card by FNBO free?
Is MySynchrony free?
Which has better reviews, Card by FNBO or MySynchrony?
Do Card by FNBO or MySynchrony have ads?
Which is updated more often, Card by FNBO or MySynchrony?
Other comparisons
