UBS Access vs ARX Capital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBS Access
Securely log in to digital banking services and confirm online payments and new payees. Receive important security-related notifications to protect your accounts. Offers multiple layers of security for peace of mind.
- Secure login to E-Banking and Mobile Banking
- Confirm online payments and new payees
- Receive security-related event notifications
- PIN and biometric authentication
- Smartphone security checks
- Multi-level data transmission protection
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With the UBS Access App you can log in to E-Eanking and the Mobile Banking App easily and securely. The UBS Access App also allows you to confirm new payees and online purchases made using credit or prepaid card, and it informs you about security-related events. 1. Log in easily to Digital Banking - E-Banking: Open the login page, scan the QR code with the Access App, enter your PIN or use biometrics and you’ll be immediately and securely logged in to E-Banking. - Mobile Banking: Launch the Mobile Banking App and select “Access App” as the login method. Afterwards, you can easily and securely log in using a PIN or biometrics. 2. Approve online payments securely - When you make online payments by credit or prepaid card, you will receive a push notification and can simply confirm the payment. - The highest standards in security reduce the risk of fraud. 3. Confirm new payees - Unblock the Access App with a PIN or using biometrics, check payees and approve payments. 4. Receive security messages - Receive information concerning security-related events such as changes to your security settings or contact details. Using the UBS Access App is this secure: - A PIN of your choice protects the Access App – even if you lose your smartphone. - The Access App always checks the security of your smartphone before you log in to Digital Banking. - The security code for the login is calculated automatically and transferred directly to UBS. Data transmission is protected by multi-level security. - The Access App is always up-to-date and offers optimum protection. - Set up biometrics to log in more easily and to confirm new payees. UBS Switzerland AG and other non-US affiliated companies of UBS Group AG only make the use of the UBS Access App (“App”) available to existing clients of UBS Switzerland AG and of other non-US affiliated companies of UBS Group AG. Other persons are not permitted to use the App. The App is not intended for US persons nor persons domiciled in Australia. The provision of the App for download in the Apple App Store does not constitute a solicitation, offer or recommendation to enter into any transaction, nor is it to be understood as a solicitation or offer to establish a client relationship between the person who downloads the App and UBS Switzerland AG or other non-US affiliated companies of UBS Group AG. Requirements: Banking relationship at UBS Switzerland AG, UBS Europe SE (Germany, Italy) or UBS AG (Hong Kong, Singapore) with Digital Banking contract: For activation, you will need a mobile number stored in Digital Banking for security messages. Enter this mobile number in the profile of your Mobile Banking App: Tap on your name and go to "Phone". You can also do this in E-Banking via your profile: In "My contact details" click on the pencil symbol and then "Phone numbers". Please enter your phone number without the initial 0 and modify the country code if you do not have a Swiss mobile number. Banking relationship at UBS Europe SE (UK, France, Monaco or Luxembourg): For activation, you will need a saved mobile number. Please contact your client advisor to set this up. Banking relationship at UBS Europe SE (Jersey) with a "Digital Banking" contract: For activation, you will need an Access Card with card reader or an Access Card Display. The range of functions may differ depending on the country. We hope you will enjoy using the UBS Access App. We look forward to receiving your feedback and your rating in the Apple App Store.
ARX Capital
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Welcome to ARX Capital, a professional, innovative and holistic wealth management firm, located in the heart of Zurich, Switzerland. With our custom app you can track and monitor investments and portfolios daily, quickly check simulated portfolios we design for our prospects and clients, and discuss strategic views with our professional team. Our App has 5 key functionalities. It aggregates in one place all your necessary ARX Capital contacts, daily business tasks and document workflows, allows you to see a performance-ranked list of individual investments as well as consolidated portfolios on your radar, and communicate with us via a dedicated and secure channel. The list of available features includes: - Daily pricing and transaction tracking of simulated and real portfolios, you are connected in real-time and get timely updates on portfolios and the underlying strategies - Identification of winners and losers based on daily performance in basis points, month-to-date performance in percentage points, or longer-term year-to-date performance in percentage points - Simple and intuitive design of the portfolio table with interactive headings and the ability to collapse individual investment sections for an enhanced view of the portfolio - Summaries of flows, charges, and cash flows on a daily, monthly, and annual basis - Direct and live communication channels with document workflows All data moves between your phone and our servers through a secure and encrypted channel, while your access credentials are securely encrypted and stored safely on your phone. We comply with the industry-grade security practices in Switzerland. Our vision is to provide you with a personalized and convenient experience of top-notch wealth management. Sincerely yours, ARX Capital
Screenshots
Verdict
The clearest difference is update cadence: UBS Access at every 2 months against ARX Capital's every 16 months. ARX Capital's advantage is iOS requirement (15.1 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UBS Access ships an update every 2 months, ARX Capital every 16 months. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.
| Parameter | UBS Access | ARX Capital |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.5K ratings) — better | — |
| Positive reviews | 63.3% of reviews | — |
| Number of ratings | 1.5K — better | — |
| Update frequency | Every 2 months — better | Every 16 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 60 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | UBS AG | ARX Capital AG |
Bugs and requests
UBS Access
Reported bugs
4 issues- Login issues after device change
- QR code scanning problems
- Incompatibility with certain iOS versions
- Unexpected app crashes
Requested features
4 requests- Fingerprint/Face ID support
- Offline mode functionality
- Improved transaction history
- Compatibility with older devices
ARX Capital
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UBS Access
No in-app purchases
ARX Capital
No in-app purchases
Questions
Is UBS Access free?
Is ARX Capital free?
Do UBS Access or ARX Capital have ads?
Which is updated more often, UBS Access or ARX Capital?
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