Comparison

UBS Access vs SZKB Secure

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBS Access

Securely log in to digital banking services and confirm online payments and new payees. Receive important security-related notifications to protect your accounts. Offers multiple layers of security for peace of mind.

Highlights
  • Secure login to E-Banking and Mobile Banking
  • Confirm online payments and new payees
  • Receive security-related event notifications
  • PIN and biometric authentication
  • Smartphone security checks
  • Multi-level data transmission protection
Features
Read full description

With the UBS Access App you can log in to E-Eanking and the Mobile Banking App easily and securely. The UBS Access App also allows you to confirm new payees and online purchases made using credit or prepaid card, and it informs you about security-related events. 1. Log in easily to Digital Banking - E-Banking: Open the login page, scan the QR code with the Access App, enter your PIN or use biometrics and you’ll be immediately and securely logged in to E-Banking. - Mobile Banking: Launch the Mobile Banking App and select “Access App” as the login method. Afterwards, you can easily and securely log in using a PIN or biometrics. 2. Approve online payments securely - When you make online payments by credit or prepaid card, you will receive a push notification and can simply confirm the payment. - The highest standards in security reduce the risk of fraud. 3. Confirm new payees - Unblock the Access App with a PIN or using biometrics, check payees and approve payments. 4. Receive security messages - Receive information concerning security-related events such as changes to your security settings or contact details. Using the UBS Access App is this secure: - A PIN of your choice protects the Access App – even if you lose your smartphone. - The Access App always checks the security of your smartphone before you log in to Digital Banking. - The security code for the login is calculated automatically and transferred directly to UBS. Data transmission is protected by multi-level security. - The Access App is always up-to-date and offers optimum protection. - Set up biometrics to log in more easily and to confirm new payees. UBS Switzerland AG and other non-US affiliated companies of UBS Group AG only make the use of the UBS Access App (“App”) available to existing clients of UBS Switzerland AG and of other non-US affiliated companies of UBS Group AG. Other persons are not permitted to use the App. The App is not intended for US persons nor persons domiciled in Australia. The provision of the App for download in the Apple App Store does not constitute a solicitation, offer or recommendation to enter into any transaction, nor is it to be understood as a solicitation or offer to establish a client relationship between the person who downloads the App and UBS Switzerland AG or other non-US affiliated companies of UBS Group AG. Requirements: Banking relationship at UBS Switzerland AG, UBS Europe SE (Germany, Italy) or UBS AG (Hong Kong, Singapore) with Digital Banking contract: For activation, you will need a mobile number stored in Digital Banking for security messages. Enter this mobile number in the profile of your Mobile Banking App: Tap on your name and go to "Phone". You can also do this in E-Banking via your profile: In "My contact details" click on the pencil symbol and then "Phone numbers". Please enter your phone number without the initial 0 and modify the country code if you do not have a Swiss mobile number. Banking relationship at UBS Europe SE (UK, France, Monaco or Luxembourg): For activation, you will need a saved mobile number. Please contact your client advisor to set this up. Banking relationship at UBS Europe SE (Jersey) with a "Digital Banking" contract: For activation, you will need an Access Card with card reader or an Access Card Display. The range of functions may differ depending on the country. We hope you will enjoy using the UBS Access App. We look forward to receiving your feedback and your rating in the Apple App Store.

About

SZKB Secure

Features
Read full description

Mit «SZKB Secure» melden Sie sich einfach und sicher im E-Banking der Schwyzer Kantonalbank an und geben Zahlungen frei. Diese Lösung erfüllt höchste Sicherheitsanforderungen und bietet grosse Flexibilität durch Verwendung Ihres Smartphones. «SZKB Secure» funktioniert auch ohne Internet- oder Telefonverbindung und ist nach der ersten Aktivierung nutzbar. An wen richtet sich diese App? «SZKB Secure» richtet sich an Kunden der Schwyzer Kantonalbank, welche E-Banking nutzen. «SZKB Secure» löst die bisherigen E-Banking Authentifizierungsverfahren mTAN (SMS-Code) oder Sicherheitsliste ab. Wie funktioniert «SZKB Secure»? Voraussetzung für die Nutzung der App ist ein E-Banking Vertrag der SZKB, der für «SZKB Secure» freigegeben ist. Nachdem Sie die App auf Ihrem Gerät installiert haben, melden Sie sich mit Ihrer Vertragsnummer und Ihrem persönlichen Passwort im E-Banking an. Auf Ihrem Smartphone oder Tablet erscheint eine Meldung, die Sie auffordert, die Anmeldung zu bestätigen. Zusätzlich muss die Anmeldung mit einem biometrischen Verfahren wie Touch ID oder Face ID bestätigt werden, falls dies auf Ihrem Smartphone oder Tablet eingerichtet ist. Ansonsten werden Sie zur Eingabe Ihres persönlichen PIN-Codes für die App aufgefordert. Danach gelangen Sie direkt ins E-Banking. Wo gibt es weiterführende Informationen zu «SZKB Secure»? Informationen zu «SZKB Secure» und über die Umstellung der bestehenden Authentifizierungsverfahren finden Sie unter www.szkb.ch/secure Systemanforderungen: Ein Gerät mit Betriebssystem Apple-iOS (ab Version 12.0) Kosten: Die App wie auch die zur Verfügung gestellten Informationen sind kostenlos. Für den Datentransfer können dem Benutzer jedoch Kosten durch den jeweiligen Provider entstehen.

Screenshots

UBS Access3 screens
SZKB Secure4 screens

Verdict

The call

The clearest difference is update cadence: UBS Access at every 2 months against SZKB Secure's every 8 months. SZKB Secure's advantage is iOS requirement (15.0 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

UBS Access ships an update every 2 months, SZKB Secure every 8 months. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.

Scorecard2 real differences · 8 level
UBS Access versus SZKB Secure: the parameters behind the verdict, then further details
ParameterUBS AccessSZKB Secure
PriceFreeFree
Rating4.8 (1.5K ratings) — better—
Positive reviews63.3% of reviews—
Number of ratings1.5K — better—
Update frequencyEvery 2 months — betterEvery 8 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.615.0 — better
Further details — not scored
Size60 MB17 MB
Age rating4+4+
DeveloperUBS AGSchwyzer Kantonalbank

Bugs and requests

UBS Access

Reported bugs

4 issues
  • Login issues after device change
  • QR code scanning problems
  • Incompatibility with certain iOS versions
  • Unexpected app crashes

Requested features

4 requests
  • Fingerprint/Face ID support
  • Offline mode functionality
  • Improved transaction history
  • Compatibility with older devices

SZKB Secure

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UBS Access

No in-app purchases

None

SZKB Secure

No in-app purchases

Questions

Is UBS Access free?
UBS Access is free to download, with no in-app purchases.
Is SZKB Secure free?
SZKB Secure is free to download, with no in-app purchases.
Do UBS Access or SZKB Secure have ads?
Neither UBS Access nor SZKB Secure shows ads.
Which is updated more often, UBS Access or SZKB Secure?
UBS Access ships an update every 2 months, and SZKB Secure every 8 months. Most recently, UBS Access was updated on October 24, 2026 and SZKB Secure on October 16, 2026.

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