Comparison

Payable vs Stripe Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payable

Accept cashless payments easily and securely with a portable card reader and mobile app. Ideal for businesses of all sizes, it supports a wide range of card networks and provides quick access to funds.

Highlights
  • Accepts Visa, Mastercard, Amex, CUP, Alipay, and QPlus
  • Portable and secure Bluetooth card reader
  • Send receipts via email or text
  • Funds deposited within 1-2 business days
  • No monthly targets or rentals
  • Supports multiple currency types
Features
Read full description

Never miss a Sale with the Payable Card Reader & App. Payable makes it easy, safe, and cost-effective for businesses of all sizes to start accepting cashless payments. Payable offers a variety of credit card readers along with a custom-developed App, making it possible for merchants to accept cashless payments and manage transactions directly on their mobile devices. The solution allows merchants to accept payments from VISA, Mastercard, AMEX, Diners Club, Alipay, CUP, and is the only MPOS terminal in Sri Lanka to support payments from such a wide variety of networks on one unit. Payable offers lightweight, portable, and highly secure card readers that connect to a mobile phone via Bluetooth and allow merchants to begin accepting card payments in-store or on the go with minimal hassle. The solution guarantees money in the merchant's account within 2 business days and is offered without monthly targets, rentals, or minimum transaction values – making it the ideal solution for MSME merchants to grow their business and access the cashless ecosystem. Features: • Accepts Visa, Mastercard, Amex and CUP transactions • Accepts QPlus and Alipay transactions • Easy to Use Card Reader & App • Secure solution developed to meet PA DSS compliance • Bluetooth connectivity between phone & card reader offers increased connection reliability • Portable and lightweight • Free installation, set up, and training • Ability to send receipts via email or text message • Portable solution ideal for trade fairs, events, deliveries & on the go businesses • No fixed-line connectivity required • Automated transaction reconciliation • Money in your account within 1-2 business days • Easy Access to Support via Hotline • Supports multiple currency types • Installment transactions

About

Stripe Pay

Features
Read full description

In today's business, we go cashless, everyone knows that. That's why many businesses turn to Stripe for payment processing. Simple and productive. So here's the situation: You're with your client, and he/she asks, "Do you accept card?" Traditionally, you'd say, "Yes I do, let me just log in to my Stripe account, go to add customer, get particulars, go to payment methods, add cards, bla, bla, bla..." All these while using your SMALL phone browser, scrolling and zooming HAPHAZARDLY around, finding the desired button. All these while your client is watching you STRUGGLING in your own phone, watching closely if their card details are saved SECURELY. You feel nervious, your client feels nervous, and he/she says, "Maybe next time, I'm in a rush." That's it. Game over (for you). Now this is where we come in: Stripe account already logged in to Stripe Pay. Step 1: Add your client from the THUMB-SIZED button right from the main screen. Step 2: Automatically add your client's card details by simply pointing your camera on his/her card. Two steps and that's it. Game over (for your client). Go back to your office (or home) and process it backend. It's that simple. Disclaimer: Stripe Pay uses the official Stripe API and is developed by Fidz Technologies, which is not affiliated with Stripe.

Screenshots

Payable4 screens
Stripe Pay4 screens

Verdict

The call

The clearest difference is update cadence: Stripe Pay at every 5 days against Payable's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Payable ships an update every 3 months, Stripe Pay every 5 days. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

Scorecard1 real difference · 9 level
Payable versus Stripe Pay: the parameters behind the verdict, then further details
ParameterPayableStripe Pay
PriceFreeFree
Rating2.0 (4 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 3 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better12.0
Further details — not scored
Size68 MB108 MB
Age rating4+4+
DeveloperPAYable (Pvt) Ltd.Fidz Technologies SG Pte Ltd

In-app purchases

None

Payable

No in-app purchases

None

Stripe Pay

No in-app purchases

Questions

Is Payable free?
Payable is free to download, with no in-app purchases.
Is Stripe Pay free?
Stripe Pay is free to download, with no in-app purchases.
Do Payable or Stripe Pay have ads?
Neither Payable nor Stripe Pay shows ads.
Which is updated more often, Payable or Stripe Pay?
Payable ships an update every 3 months, and Stripe Pay every 5 days. Most recently, Payable was updated on November 2, 2026 and Stripe Pay on November 7, 2026.

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