Payable vs HitPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payable
Accept cashless payments easily and securely with a portable card reader and mobile app. Ideal for businesses of all sizes, it supports a wide range of card networks and provides quick access to funds.
- Accepts Visa, Mastercard, Amex, CUP, Alipay, and QPlus
- Portable and secure Bluetooth card reader
- Send receipts via email or text
- Funds deposited within 1-2 business days
- No monthly targets or rentals
- Supports multiple currency types
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Never miss a Sale with the Payable Card Reader & App. Payable makes it easy, safe, and cost-effective for businesses of all sizes to start accepting cashless payments. Payable offers a variety of credit card readers along with a custom-developed App, making it possible for merchants to accept cashless payments and manage transactions directly on their mobile devices. The solution allows merchants to accept payments from VISA, Mastercard, AMEX, Diners Club, Alipay, CUP, and is the only MPOS terminal in Sri Lanka to support payments from such a wide variety of networks on one unit. Payable offers lightweight, portable, and highly secure card readers that connect to a mobile phone via Bluetooth and allow merchants to begin accepting card payments in-store or on the go with minimal hassle. The solution guarantees money in the merchant's account within 2 business days and is offered without monthly targets, rentals, or minimum transaction values – making it the ideal solution for MSME merchants to grow their business and access the cashless ecosystem. Features: • Accepts Visa, Mastercard, Amex and CUP transactions • Accepts QPlus and Alipay transactions • Easy to Use Card Reader & App • Secure solution developed to meet PA DSS compliance • Bluetooth connectivity between phone & card reader offers increased connection reliability • Portable and lightweight • Free installation, set up, and training • Ability to send receipts via email or text message • Portable solution ideal for trade fairs, events, deliveries & on the go businesses • No fixed-line connectivity required • Automated transaction reconciliation • Money in your account within 1-2 business days • Easy Access to Support via Hotline • Supports multiple currency types • Installment transactions
HitPay
This app allows businesses to manage all their payment types, including credit cards, e-wallets, and bank transfers, directly from their mobile device. It facilitates both in-person and online transactions, enabling users to create payment links and manage inventory.
- Accept all payment methods
- Tap to pay on iPhone
- Create payment links
- Add customers and discounts
- Manage POS and e-commerce inventory
- Sync with Shopify
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Manage business payments from your phone. With the HitPay mobile app, you can set up or log in to your HitPay account and manage POS and e-commerce payments easily. ALL PAYMENT METHODS IN ONE APP - Accept local and international Stripe payments including Visa, Mastercard, American Express, and UnionPay - HitPay also supports payment methods by country, including e-wallets, Buy Now Pay Later (BNPL), bank transfers, and OTC payments. Payment methods include PayNow DBS PayLah!, WeChatPay, GrabPay, DuitNow, QRIS, Instapay QR PH, and more - Record cash payments on HitPay to track sales in one place TAP TO PAY ON IPHONE - Accept physical credit and debit cards as well as Apple Pay and other digital wallets. Right on your iPhone. CREATE PAYMENT LINKS FOR ON-THE-GO PAYMENTS - Generate a secure payment link in just minutes, no coding needed - Send payment links to your customer by text, WhatsApp, social media, or email ADD CUSTOMERS AND DISCOUNTS - Add customer details to an order or save customer details for future sales - Provide discounts to loyal customers by saving and adding discounts to orders MANAGE POINT OF SALE AND E-COMMERCE INVENTORY - Create products on HitPay - You can also sync products from your Shopify Store to unify online and POS inventory effortlessly Need Support? * Visit our Help Desk at https://docs.hitpayapp.com/introduction * Contact us at https://www.hitpayapp.com/contact-us
Screenshots
Verdict
The clearest difference is review sentiment: HitPay at 52% against Payable's 0%. HitPay also leads on rating (3.8 vs 2.0) and update cadence (monthly vs every 3 months). Payable's advantage is iOS requirement (11.0 vs 18.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HitPay holds the better App Store score, 3.8 against 2.0. That said, the two scores are not equally well evidenced: HitPay has 36 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 0% of Payable's written reviews are positive against 52% of HitPay's.
Payable ships an update every 3 months, HitPay monthly. The most recent releases landed on September 23, 2026 and October 8, 2026 respectively.
| Parameter | Payable | HitPay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (4 ratings) | 3.8 (36 ratings) — better |
| Positive reviews | 0.0% of reviews | 51.7% of reviews — better |
| Number of ratings | 4 | 36 — better |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 11.0 — better | 18.1 |
| Further details — not scored | ||
| Size | 68 MB | 152 MB |
| Age rating | 4+ | 4+ |
| Developer | PAYable (Pvt) Ltd. | HitPay Payment Solutions Pte Ltd |
Customer experience
Payable
HitPay
In-app purchases
Payable
No in-app purchases
HitPay
No in-app purchases








