HitPay vs Zulio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HitPay
This app allows businesses to manage all their payment types, including credit cards, e-wallets, and bank transfers, directly from their mobile device. It facilitates both in-person and online transactions, enabling users to create payment links and manage inventory.
- Accept all payment methods
- Tap to pay on iPhone
- Create payment links
- Add customers and discounts
- Manage POS and e-commerce inventory
- Sync with Shopify
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Manage business payments from your phone. With the HitPay mobile app, you can set up or log in to your HitPay account and manage POS and e-commerce payments easily. ALL PAYMENT METHODS IN ONE APP - Accept local and international Stripe payments including Visa, Mastercard, American Express, and UnionPay - HitPay also supports payment methods by country, including e-wallets, Buy Now Pay Later (BNPL), bank transfers, and OTC payments. Payment methods include PayNow DBS PayLah!, WeChatPay, GrabPay, DuitNow, QRIS, Instapay QR PH, and more - Record cash payments on HitPay to track sales in one place TAP TO PAY ON IPHONE - Accept physical credit and debit cards as well as Apple Pay and other digital wallets. Right on your iPhone. CREATE PAYMENT LINKS FOR ON-THE-GO PAYMENTS - Generate a secure payment link in just minutes, no coding needed - Send payment links to your customer by text, WhatsApp, social media, or email ADD CUSTOMERS AND DISCOUNTS - Add customer details to an order or save customer details for future sales - Provide discounts to loyal customers by saving and adding discounts to orders MANAGE POINT OF SALE AND E-COMMERCE INVENTORY - Create products on HitPay - You can also sync products from your Shopify Store to unify online and POS inventory effortlessly Need Support? * Visit our Help Desk at https://docs.hitpayapp.com/introduction * Contact us at https://www.hitpayapp.com/contact-us
Zulio
Empower your business to accept card payments without incurring additional costs. This app allows you to automatically include credit card fees in your pricing and offer cash discounts. Enjoy no processing fees, simple reporting, and dedicated customer support.
- Accept card payments
- No processing fees
- Auto-calculate fees
- Offer cash discounts
- Send invoices
- Clean reporting
- Personal customer support
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Give customers choice in how they pay without increasing your costs. Accepting card payments using traditional processors with high fees, and complicated PCI requirements can feel unfair. You shouldn't have to pay another “gross income tax” to get paid for the work you do. Auto calculate and include the credit card fee in your regular price and offer discount for paying with cash. No Processing Fees Accept Payments Send Invoices Personal Customer Support No Annual PCI Requirements Clean reporting. Keep 100% of everything that hits your account.
Screenshots
Verdict
The clearest difference is rating: Zulio at 4.1 against HitPay's 3.8. Zulio also leads on iOS requirement (15.4 vs 18.1). HitPay's advantage is ratings volume (36 vs 10). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zulio holds the better App Store score, 4.1 against 3.8. Both are backed by a comparable volume of ratings — 36 and 10 respectively. Written reviews complicate that: 52% of HitPay's written reviews are positive against 50% of Zulio's, so the app with the better star average is not the one people write more warmly about.
HitPay ships an update monthly, Zulio every 3 weeks. The most recent releases landed on September 21, 2026 and June 1, 2026 respectively.
| Parameter | HitPay | Zulio |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (36 ratings) | 4.1 (10 ratings) — better |
| Positive reviews | 51.7% of reviews — better | 50.0% of reviews |
| Number of ratings | 36 — better | 10 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.1 | 15.4 — better |
| Further details — not scored | ||
| Size | 152 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | HitPay Payment Solutions Pte Ltd | Provident Payments Central LLC |
Customer experience
HitPay
Zulio
In-app purchases
HitPay
No in-app purchases
Zulio
No in-app purchases







