Comparison

Payable vs My mPOS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payable

Accept cashless payments easily and securely with a portable card reader and mobile app. Ideal for businesses of all sizes, it supports a wide range of card networks and provides quick access to funds.

Highlights
  • Accepts Visa, Mastercard, Amex, CUP, Alipay, and QPlus
  • Portable and secure Bluetooth card reader
  • Send receipts via email or text
  • Funds deposited within 1-2 business days
  • No monthly targets or rentals
  • Supports multiple currency types
Features
Read full description

Never miss a Sale with the Payable Card Reader & App. Payable makes it easy, safe, and cost-effective for businesses of all sizes to start accepting cashless payments. Payable offers a variety of credit card readers along with a custom-developed App, making it possible for merchants to accept cashless payments and manage transactions directly on their mobile devices. The solution allows merchants to accept payments from VISA, Mastercard, AMEX, Diners Club, Alipay, CUP, and is the only MPOS terminal in Sri Lanka to support payments from such a wide variety of networks on one unit. Payable offers lightweight, portable, and highly secure card readers that connect to a mobile phone via Bluetooth and allow merchants to begin accepting card payments in-store or on the go with minimal hassle. The solution guarantees money in the merchant's account within 2 business days and is offered without monthly targets, rentals, or minimum transaction values – making it the ideal solution for MSME merchants to grow their business and access the cashless ecosystem. Features: • Accepts Visa, Mastercard, Amex and CUP transactions • Accepts QPlus and Alipay transactions • Easy to Use Card Reader & App • Secure solution developed to meet PA DSS compliance • Bluetooth connectivity between phone & card reader offers increased connection reliability • Portable and lightweight • Free installation, set up, and training • Ability to send receipts via email or text message • Portable solution ideal for trade fairs, events, deliveries & on the go businesses • No fixed-line connectivity required • Automated transaction reconciliation • Money in your account within 1-2 business days • Easy Access to Support via Hotline • Supports multiple currency types • Installment transactions

About

My mPOS

This app facilitates in-person sales, ideal for events or cash-on-delivery. It allows you to manage products, customer information, and orders directly from your mobile device. Share receipts and accept payments through integrated services.

Highlights
  • Product management in cart
  • Order creation and synchronization
  • Customer information capture
  • Tax auto-calculation toggle
  • Email and messenger receipt sharing
  • PayPal Here and Square integration
Features
Read full description

GREAT for mobile sales: at trade shows or conferences. IDEAL for cash on delivery orders. My mPOS is the app to use when you are selling in person. — put products in the cart, create orders and they will appear in your store — add customer information during the order process and contact them easily — enable or disable tax auto-calculation — share receipts via email and messengers — accept payments via PayPal Here and Square services (availability depends on your country) Got feedback? We'd love to hear it! Please e-mail your thoughts to mobile@gigacommerce.com.

Screenshots

Payable4 screens
My mPOS4 screens

Verdict

The call

The clearest difference is rating: My mPOS at 3.8 against Payable's 2.0. My mPOS also leads on update cadence (every 5 weeks vs every 3 months). Payable's advantage is monetization model (free vs ad-supported) and iOS requirement (11.0 vs 14.0). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

My mPOS holds the better App Store score, 3.8 against 2.0. Both are backed by a comparable volume of ratings — 4 and 4 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

Payable ships an update every 3 months, My mPOS every 5 weeks. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 6 level
Payable versus My mPOS: the parameters behind the verdict, then further details
ParameterPayableMy mPOS
PriceFreeFree
Rating2.0 (4 ratings)3.8 (4 ratings) — better
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings44
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better14.0
Further details — not scored
Size68 MB19 MB
Age rating4+4+
DeveloperPAYable (Pvt) Ltd.Ecwid

Customer experience

Payable

All ratings4 ratings
Positive25.0%
Neutral0.0%
Negative75.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

My mPOS

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews4 reviews
Positive0.0%
Neutral25.0%
Negative75.0%

In-app purchases

None

Payable

No in-app purchases

None

My mPOS

No in-app purchases

Questions

Is Payable free?
Payable is free to download, with no in-app purchases.
Is My mPOS free?
My mPOS is free to download, with no in-app purchases.
Which has better reviews, Payable or My mPOS?
My mPOS is rated higher. Payable averages 2.0 out of 5 from 4 ratings, while My mPOS averages 3.8 from 4 ratings.
Do Payable or My mPOS have ads?
Neither Payable nor My mPOS shows ads.
Which is updated more often, Payable or My mPOS?
Payable ships an update every 3 months, and My mPOS every 5 weeks. Most recently, Payable was updated on September 23, 2026 and My mPOS on September 21, 2026.

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