QwickPAY vs Payable
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
QwickPAY
Transform your iOS device into a secure point-of-sale system. Accept various payment types, including card-present and remote transactions, with features like invoicing and tap-to-pay. Streamline sales and reduce PCI scope by never handling sensitive cardholder data.
- Card-present and card-not-present payments
- Email invoicing for remote transactions
- Tap to Pay on iPhone
- Kiosk Mode
- SMS/email/print receipts
- Enhanced tip features
- In-app passcode lock
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QwickPAY is a complete payment solution allowing your iOS device (iPhone or iPad) to become a highly secure point of sale system for card-present and card-not-present payments. Whether you need to accept payments in-store, curbside, for delivery, takeout, or via email invoicing, QwickPAY is ready with point of sale devices that accept secure data entered over the phone with manual entry, or in-person with a swipe, tap, or dip of a card, or from tap and go mobile wallets. Streamline the payment process and create frictionless sales and invoices to facilitate in-person and remote, touchless transactions with QwickPAY. QwickPAY removes 100% of the sensitive cardholder data from the merchant while still giving them the necessary information to process Card-Present, credit and signature debit transactions. QwickPAY gives merchants a total solution that helps to reduce their PCI scope. With QwickPAY mobile, the merchant NEVER possesses, transmits or comes in contact with sensitive cardholder data. QwickPAY has been EMV Level 3 certified with several major POS processors. Merchant Account REQUIRED. If you don’t have one, we can help you there too. Contact support@qwickpay.com for details. KEY FEATURES Tap to Pay on iPhone Card-present transactions for magstripe, EMV contact, EMV contactless and NFC payments Invoicing to enable touch-free commerce Kiosk Mode Simplified Menu Receipts can be sent via SMS, e-mail and print Saved receipts can be re-sent via SMS, e-mail and print Tally screen for entering multiple line item amounts Enhanced tip features: prompt for tip; 3 suggested tip percentages; Custom Tip; No Tip options In-app passcode lock History filtering for transaction types TECHNICAL SUPPORT For assistance related to processing, transactions, applications, and settlement, please contact your QwickPAY Service Provider. Your QwickPAY Service Provider is the vendor that provided you with your Login credentials, or you can directly contact your processor (the entity that supplied your merchant account). They will be able to provide you with the best possible service. Most merchant account providers have 365/24/7 support. OTHER FEATURES QwickPAY provides unmatched security for cardholders and merchants. Dynamic Payment Card Data. Encryption within the read head – Decrypted data delivered only to a PCI-DSS certified payment processor or gateway. Tokenization of sensitive data. Authentication (Card, Cardholder data, Card Reading Device, Host, Session) Eliminates the costs and hassles related to the chargeback process by identifying counterfeit cards.
Payable
Accept cashless payments easily and securely with a portable card reader and mobile app. Ideal for businesses of all sizes, it supports a wide range of card networks and provides quick access to funds.
- Accepts Visa, Mastercard, Amex, CUP, Alipay, and QPlus
- Portable and secure Bluetooth card reader
- Send receipts via email or text
- Funds deposited within 1-2 business days
- No monthly targets or rentals
- Supports multiple currency types
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Never miss a Sale with the Payable Card Reader & App. Payable makes it easy, safe, and cost-effective for businesses of all sizes to start accepting cashless payments. Payable offers a variety of credit card readers along with a custom-developed App, making it possible for merchants to accept cashless payments and manage transactions directly on their mobile devices. The solution allows merchants to accept payments from VISA, Mastercard, AMEX, Diners Club, Alipay, CUP, and is the only MPOS terminal in Sri Lanka to support payments from such a wide variety of networks on one unit. Payable offers lightweight, portable, and highly secure card readers that connect to a mobile phone via Bluetooth and allow merchants to begin accepting card payments in-store or on the go with minimal hassle. The solution guarantees money in the merchant's account within 2 business days and is offered without monthly targets, rentals, or minimum transaction values – making it the ideal solution for MSME merchants to grow their business and access the cashless ecosystem. Features: • Accepts Visa, Mastercard, Amex and CUP transactions • Accepts QPlus and Alipay transactions • Easy to Use Card Reader & App • Secure solution developed to meet PA DSS compliance • Bluetooth connectivity between phone & card reader offers increased connection reliability • Portable and lightweight • Free installation, set up, and training • Ability to send receipts via email or text message • Portable solution ideal for trade fairs, events, deliveries & on the go businesses • No fixed-line connectivity required • Automated transaction reconciliation • Money in your account within 1-2 business days • Easy Access to Support via Hotline • Supports multiple currency types • Installment transactions
Screenshots
Verdict
The clearest difference is review sentiment: QwickPAY at 48% against Payable's 0%. QwickPAY also leads on rating (4.8 vs 2.0). Payable's advantage is iOS requirement (11.0 vs 17.6). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
QwickPAY holds the better App Store score, 4.8 against 2.0. Both are backed by a comparable volume of ratings — 4 and 4 respectively. Written reviews point the same way: 48% of QwickPAY's written reviews are positive against 0% of Payable's.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 19, 2026 and September 23, 2026 respectively.
| Parameter | QwickPAY | Payable |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4 ratings) — better | 2.0 (4 ratings) |
| Positive reviews | 48.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 4 | 4 |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.6 | 11.0 — better |
| Further details — not scored | ||
| Size | 24 MB | 68 MB |
| Age rating | 17+ | 4+ |
| Developer | MagTek, Inc. | PAYable (Pvt) Ltd. |
Customer experience
QwickPAY
Payable
In-app purchases
QwickPAY
No in-app purchases
Payable
No in-app purchases








