EFE vs Blue Flame CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EFE
Access your financial accounts and track progress toward your goals. View your portfolio, link external accounts, and connect with an advisor or planner. Review statements and plan updates for a comprehensive financial overview.
- Track retirement goal progress
- View total portfolio and account details
- Link outside accounts
- View Net Worth
- Connect with an advisor/planner
- Review activity feed and statements
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Your Investment Advisor Get the information you need to help keep you on track toward your financial goals. The EFE app (previously called the Fin Engines app) is the easiest way to access your accounts. Are you an Online Advice & Professional Management member? Use our app to: * View and track progress toward your retirement goal * View your total portfolio and account details * Link your outside accounts to your retirement goal * Review your activity feed, quarterly statements, and plan updates (for Professional Management members only) * Connect with an advisor Are you an Edelman Financial Engines Client? Use our app to: * View your total Net Worth * View your total portfolio and account details * Link your outside accounts * Connect with your planner right through the app The EFE app may not be available to all users.
Blue Flame CU
Manage your finances conveniently from your mobile device. Check balances, review transactions, transfer funds between accounts, and pay bills on the go. Access is fast, secure, and free.
- Check account balances
- Review recent transactions
- Transfer funds between accounts
- View and pay bills
- Secure mobile access
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Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills (you must be enrolled in bill pay within online banking) You need to be enrolled in Online Banking to use this app. To enroll, visit our website or any location. Mobile banking is free to access, but messaging and data rates may apply. Federally insured by the NCUA.
Screenshots
Verdict
The clearest difference is review sentiment: Blue Flame CU at 100% against EFE's 53%. Blue Flame CU also leads on rating (4.9 vs 4.6). EFE's advantage is ads (none vs shown) and ratings volume (7.7K vs 179). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Blue Flame CU holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: EFE has 7.7K ratings behind it against 179, so its average is the more settled of the two. Written reviews point the same way: 53% of EFE's written reviews are positive against 100% of Blue Flame CU's.
EFE ships an update every 6 weeks, Blue Flame CU every 3 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.
| Parameter | EFE | Blue Flame CU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (7.7K ratings) | 4.9 (179 ratings) — better |
| Positive reviews | 53.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 7.7K — better | 179 |
| Update frequency | Every 6 weeks — better | Every 3 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 115 MB | 99 MB |
| Age rating | 4+ | 4+ |
| Developer | Edelman Financial Engines, LLC | Blue Flame Credit Union |
Customer experience
EFE
Blue Flame CU
Bugs and requests
EFE
Reported bugs
3 issues- Login issues after recent app update
- Incorrect account balances displayed
- Inability to manually update liability information
Requested features
5 requests- Add ability to view historical account data and performance
- Improve syncing with external financial accounts
- Provide more customization options for retirement planning
- Include tax document access within the app
- Enhance reporting and analytics capabilities
Blue Flame CU
Not enough reviews yet to summarise bugs or requests.
In-app purchases
EFE
No in-app purchases
Blue Flame CU
No in-app purchases
Questions
Is EFE free?
Is Blue Flame CU free?
Which has better reviews, EFE or Blue Flame CU?
Do EFE or Blue Flame CU have ads?
Which is updated more often, EFE or Blue Flame CU?
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