Comparison

Rocket Money vs SplitLens

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rocket Money

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Highlights
  • Cancel forgotten subscriptions
  • Negotiate lower bills
  • Track monthly expenses
  • Create custom budgets
  • Automate savings
  • Monitor net worth
  • Track credit score
Features
Read full description

Join over 10 million members in using Rocket Money, the all-in-one personal finance app. Save more, spend less, see everything, and take back control of your financial life. "One of the best personal finance apps we've tested." - PC Mag KEY FEATURES - Find and cancel forgotten subscriptions - Rowan by Rocket Money your AI-powered financial assistant - Create a monthly budget and track spending by category - Lower your bills and let Rocket Money negotiate on your behalf - Track your monthly expenses and avoid overdrafts - Free budgeting app features to get started immediately - Put your savings on autopilot - Track and grow your net worth - Monitor your credit score - Bank-level security and privacy YOUR ALL-IN-ONE FINANCE APP Rocket Money makes it easier than ever to manage subscriptions, manage your budget, lower your bills, cancel subscriptions, and stay on top of your spending. The app tracks all your accounts so you don't have to – just link them once and let the app handle the rest. MANAGE YOUR SUBSCRIPTIONS ALL IN ONE PLACE Put money back in your pocket by canceling your forgotten subscriptions. Rocket Money instantly finds and tracks your subscriptions, and helps you cancel them within the app with just a few taps. ROWAN BY ROCKET MONEY - AI POWERED FINANCIAL ASSISTANT Rowan by Rocket Money is your new AI powered financial assistant that lives in your text messages. Rowan helps to proactively save you money, send you financial summaries, manage your budget, warn you of price increases, and overall have your back. Rowan is your personal financial concierge that lives in your pocket. Tell Rowan to cancel a subscription you're finished with or lower a bill that crept up, and it takes the whole thing off your plate. Cancellations and negotiations run through structured workflows with human verification, Rowan works to save you time and money. Rowan keeps an eye out between conversations too, catching what you'd otherwise find on the statement, a subscription price increase, a new subscription you didn't know you signed up for, a balance running low, and texts you before it costs you. Built in-house on ten years of Rocket Money data in partnership with Anthropic, so the guidance you get is grounded in your actual accounts, not generic tips. Rowan is included with Premium+. Getting started takes one text. BUDGETING APP THAT WORKS FOR YOUR LIFE Whether you need a personal budget, family budget, home budget, or monthly budget – Rocket Money is the budgeting app that adapts to you. Set up your budget in minutes, track spending automatically, and stay on top of every dollar. Our smart budget tracker categorizes your expenses so you always know where your money is going. CREATE A MONTHLY BUDGET IN MINUTES Stop wondering where your money went. Create a budget that automatically monitors your spending by category and keeps you on track towards your financial goals. Our budget planner makes budgeting simple – set custom spending limits, get alerts when you're close to going over budget, and adjust your budget anytime. FREE BUDGETING FEATURES TO GET STARTED Start budgeting for free with Rocket Money. Track expenses, create a spending tracker, and see your full financial picture at no cost. Our app has free budget features which give you the tools to take control of your money today. TRACK SPENDING & MANAGE MONEY EFFORTLESSLY Our expense tracker and spending tracker give you total visibility into where your money goes each month. Track transactions across all accounts, monitor your budget categories, and make smarter money decisions with real-time insights. GET BETTER RATES ON YOUR EXISTING BILLS Our concierge will identify bills that can be lowered and negotiate on your behalf for the best rates possible. https://www.RocketMoney.com/privacy https://www.RocketMoney.com/terms 8455 Colesville Rd Suite 1645 Silver Spring, MD 20910

About

SplitLens

Features
Read full description

SplitLens helps you track subscriptions, shared household costs, one-time purchases, and payment records in one simple place. Keep your recurring charges organized, see what is coming up, and understand how much you are really spending each month. SplitLens is built for people who share subscriptions, bills, utilities, or household purchases with friends, partners, roommates, or family. Features include: • Track weekly, monthly, and yearly subscriptions • See your monthly subscription cost • Add one-time purchases like utilities, groceries, shared bills, and household expenses • Split costs with household members • Track payment status • Save receipts and payment records for personal reference • View purchase and payment history • Restore purchases • Export and import backup data • Use the app without creating an account SplitLens Pro is a one-time purchase that unlocks premium tracking features, including unlimited subscriptions, renewal calendar view, renewal reminders, backup/export/import tools, and advanced household payment tracking. The free version includes up to 5 subscriptions, unlimited one-time purchases, household split viewing, payment receipts, and basic tracking tools. SplitLens is privacy-first. No account is required, and your tracking data is stored locally on your device. Payment receipts and records created in SplitLens are for personal record-keeping only.

Screenshots

Rocket Money4 screens
SplitLens4 screens

Verdict

The call

The clearest difference is ads: SplitLens at none against Rocket Money's shown. Rocket Money's advantage is chart position (#3 vs unranked). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Rocket Money sells 11 in-app purchases, starting at $2.99 per month and SplitLens sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences · 9 level
Rocket Money versus SplitLens: the parameters behind the verdict, then further details
ParameterRocket MoneySplitLens
PriceFreeFree
Rating4.5 (403K ratings) — better—
Positive reviews34.1% of reviews—
Number of ratings403K — better—
Update frequencyWeekly—
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
Best chart rank#3 — better—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size168 MB42 MB
Age rating4+4+
DeveloperRocket MoneyBaylen Thornton

Bugs and requests

Rocket Money

Reported bugs

3 issues
  • App crashes and freezes
  • Inaccurate account balance and transaction tracking
  • Inconsistent or missing subscription/bill cancellation

Requested features

3 requests
  • Ability to create custom budget categories
  • Rollover budgeting feature to carry over unused funds
  • Improved subscription and recurring bill management

SplitLens

Not enough reviews yet to summarise bugs or requests.

In-app purchases

11 purchases

Rocket Money

Subscriptions11
  • Premium$2.991 Month
  • Premium7 Days trial$2.991 Month
  • Premium2 variants$4.991 Month
Show 8 more
  • Premium7 Days trial$4.991 Month
  • Premium$5.991 Month
  • Premium7 Days trial$5.991 Month
  • Premium$6.991 Month
  • Premium7 Days trial$6.991 Month
  • Premium7 Days trial$8.991 Month
  • Premium7 Days trial$9.991 Month
  • Premium7 Days trial$11.991 Month
1 purchases

SplitLens

One-time1
  • SplitLens Pro$4.99

Questions

Is Rocket Money free?
Rocket Money is free to download, with in-app purchases available.
Is SplitLens free?
SplitLens is free to download, with in-app purchases available.
Do Rocket Money or SplitLens have ads?
Rocket Money shows ads; SplitLens does not.

Other comparisons