Comparison

Mashreq Egypt vs UB Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mashreq Egypt

Manage your personal finances with this secure digital banking app. Track accounts, transfer funds locally and internationally, and control credit cards. Open new accounts, invest in savings, and access support 24/7.

Highlights
  • All-in-one account management
  • Fast, secure transfers and payments
  • Full credit card control
  • Smart savings and investment tools
  • Biometric login and 2FA security
  • 24/7 chatbot support
Features
Read full description

Experience seamless mobile banking with Mashreq Egypt: transfer funds, track credit cards, and manage accounts in one secure online banking app. Step into the future of banking with the Mashreq Egypt mobile banking application, a user-friendly banking app that puts all your personal financial services at your fingertips, exclusively for individual account holders. Key Features & Benefits All-In-One Account Management View balances, transaction history, and e-statements for current and savings or certificate of deposit accounts. Instantly open a Mashreq NEO or a current account with zero account opening fees. Fast, Secure Transfers & Payments Enjoy money transfers with Mashreq. Send money locally in seconds with InstaPay. Transfer EGP and foreign currencies internationally (international and FCY transfers may take longer to process). Pay utility bills, recharge your mobile, and settle government dues, such as traffic fines, in a few clicks. Full Credit Card Control in One App Apply for and manage your Mashreq Egypt credit cards directly within the app. Track spending, view statements, and request card controls, temporary lock or unlock, or change limits effortlessly through the app. Smart Savings & Investment Tools Open a certificate of deposit and grow your wealth at competitive rates. Set savings goals and automate transfers to achieve them effortlessly. Unmatched Security & Support Biometric login (fingerprint or Face ID) and two-factor authentication for total peace of mind. 24/7 chatbot and in-app chat for NEO and Sphynx holders, available for CBE-approved inquiries like account details, transactions, and card services only. ATM & branch locator with GPS support. Why Mashreq Egypt? Seamless Online Banking App: Enjoy a responsive interface for individual account holders. Continuous Improvements: We release regular updates based on your feedback, introducing new features. Global Reach, Local Expertise: Part of Mashreq's international network, tailored to users' needs in Egypt. Join thousands who trust Mashreq Egypt for the best digital banking experience.

About

UB Mobile Banking

Manage your bank accounts, credit cards, and loans conveniently from your smartphone. Perform transactions, request services like cheque books, and report lost cards instantly. Locate nearby ATMs and branches with ease.

Highlights
  • Account overview
  • Fund transfers
  • Bill payments
  • Cheque book requests
  • Lost card reporting
  • ATM/Branch locator
Features
Read full description

Want to finish all your banking transaction without the need to go for a branch? UB Mobile banking app gives you quick and safe access to your accounts anywhere, anytime using your smart phone. Enjoy a variety of services with UB portable bank: Get an overview on all your accounts, credit cards, deposits and loans. Tap on any product to view its details and latest transactions. Just by a single tap, you can transfer between your own accounts and/or other UB accounts in just a few seconds. Additionally, you can settle your credit card and pay your bills through the app. Through the app you can: - Request a new cheque-book. - Report a lost/stolen credit card immediately. - Make complaints, suggestions or inquires. - Locate the nearest ATM, branch through Branches and ATM’s locator How to get started? - Download UB Mobile Banking application from your store free of charge. - Login directly using your Internet Banking credentials or register as a new user through visiting your nearest branch. Dear valued customer, Because we care, we would like to share! Call our call center if there is any issue or you need further information at 19200.

Screenshots

Mashreq Egypt4 screens
UB Mobile Banking4 screens

Verdict

The call

The clearest difference is rating: Mashreq Egypt at 4.7 against UB Mobile Banking's 2.9. Mashreq Egypt also leads on review sentiment (42% vs 0%) and update cadence (fortnightly vs every 3 months). UB Mobile Banking's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mashreq Egypt holds the better App Store score, 4.7 against 2.9. That said, the two scores are not equally well evidenced: Mashreq Egypt has 225 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 42% of Mashreq Egypt's written reviews are positive against 0% of UB Mobile Banking's.

UpkeepUpdate frequency

Mashreq Egypt ships an update fortnightly, UB Mobile Banking every 3 months. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.

Scorecard5 real differences · 5 level
Mashreq Egypt versus UB Mobile Banking: the parameters behind the verdict, then further details
ParameterMashreq EgyptUB Mobile Banking
PriceFreeFree
Rating4.7 (225 ratings) — better2.9 (11 ratings)
Positive reviews42.1% of reviews — better0.0% of reviews
Number of ratings225 — better11
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.112.0 — better
Further details — not scored
Size160 MB32 MB
Age rating4+4+
DeveloperMashreq Bank PSCThe United Bank of Egypt

Customer experience

Mashreq Egypt

All ratings225 ratings
Positive92.9%
Neutral0.9%
Negative6.2%
Written reviews19 reviews
Positive42.1%
Neutral5.3%
Negative52.6%

UB Mobile Banking

All ratings11 ratings
Positive45.5%
Neutral0.0%
Negative54.5%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Mashreq Egypt

No in-app purchases

None

UB Mobile Banking

No in-app purchases

Questions

Is Mashreq Egypt free?
Mashreq Egypt is free to download, with no in-app purchases.
Is UB Mobile Banking free?
UB Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, Mashreq Egypt or UB Mobile Banking?
Mashreq Egypt is rated higher. Mashreq Egypt averages 4.7 out of 5 from 225 ratings, while UB Mobile Banking averages 2.9 from 11 ratings.
Do Mashreq Egypt or UB Mobile Banking have ads?
Neither Mashreq Egypt nor UB Mobile Banking shows ads.
Which is updated more often, Mashreq Egypt or UB Mobile Banking?
Mashreq Egypt ships an update fortnightly, and UB Mobile Banking every 3 months. Most recently, Mashreq Egypt was updated on October 15, 2026 and UB Mobile Banking on October 7, 2026.

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