Comparison

Mashreq Egypt vs Klivvr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mashreq Egypt

Manage your personal finances with this secure digital banking app. Track accounts, transfer funds locally and internationally, and control credit cards. Open new accounts, invest in savings, and access support 24/7.

Highlights
  • All-in-one account management
  • Fast, secure transfers and payments
  • Full credit card control
  • Smart savings and investment tools
  • Biometric login and 2FA security
  • 24/7 chatbot support
Features
Read full description

Experience seamless mobile banking with Mashreq Egypt: transfer funds, track credit cards, and manage accounts in one secure online banking app. Step into the future of banking with the Mashreq Egypt mobile banking application, a user-friendly banking app that puts all your personal financial services at your fingertips, exclusively for individual account holders. Key Features & Benefits All-In-One Account Management View balances, transaction history, and e-statements for current and savings or certificate of deposit accounts. Instantly open a Mashreq NEO or a current account with zero account opening fees. Fast, Secure Transfers & Payments Enjoy money transfers with Mashreq. Send money locally in seconds with InstaPay. Transfer EGP and foreign currencies internationally (international and FCY transfers may take longer to process). Pay utility bills, recharge your mobile, and settle government dues, such as traffic fines, in a few clicks. Full Credit Card Control in One App Apply for and manage your Mashreq Egypt credit cards directly within the app. Track spending, view statements, and request card controls, temporary lock or unlock, or change limits effortlessly through the app. Smart Savings & Investment Tools Open a certificate of deposit and grow your wealth at competitive rates. Set savings goals and automate transfers to achieve them effortlessly. Unmatched Security & Support Biometric login (fingerprint or Face ID) and two-factor authentication for total peace of mind. 24/7 chatbot and in-app chat for NEO and Sphynx holders, available for CBE-approved inquiries like account details, transactions, and card services only. ATM & branch locator with GPS support. Why Mashreq Egypt? Seamless Online Banking App: Enjoy a responsive interface for individual account holders. Continuous Improvements: We release regular updates based on your feedback, introducing new features. Global Reach, Local Expertise: Part of Mashreq's international network, tailored to users' needs in Egypt. Join thousands who trust Mashreq Egypt for the best digital banking experience.

About

Klivvr

Manage your finances with flexible credit, family budgeting, and rewards. This app offers buy now, pay later options, allows you to share cards with family members, and provides tools to track spending and earn points on purchases. Enjoy exclusive offers and gamified challenges to save more.

Highlights
  • Buy now, pay later with flexible installments
  • Family Plan with up to 4 extra cards
  • Real-time transaction tracking
  • Earn and redeem K Points for cash
  • Spending challenges and gamification
  • Exclusive offers and discounts
Features
Read full description

Klivvr is your all-in-one app for spending, credit, rewards, and family money management, giving you real control over your finances.   Buy now, pay later Get an instant credit limit of up to 500,000 EGP and split your purchases into manageable installments. - Flexible repayment plans up to 60 months - Competitive interest rates, zero hidden charges - Apply and get approved in minutes through the app - Clear payment schedule, always visible in-app   Spend & send Klivvr's prepaid card is built for seamless everyday spending - Pay online, in-store, or withdraw cash from ATMs - Earn K.Points on every transaction - Redeem your K.Points for cashback - Track your spending in real time with full control   Klivvr Family One account, more flexibility, total control. - Issue up to 5 cards for you and your family - Set spending permissions per card - Transfer money instantly between accounts - Double the K.Points per transaction - Enjoy reduced credit interest rates K.Points & rewards Every purchase earns you points. Unlock exclusive vouchers, discounts at top merchants, and cashback. The more you spend, the more you earn.   Klivvr is licensed and regulated by the Financial Regulatory Authority (FRA) and the Central Bank of Egypt (CBE). Your money and data are always protected with bank-grade security.

Screenshots

Mashreq Egypt4 screens
Klivvr4 screens

Verdict

The call

The clearest difference is rating: Mashreq Egypt at 4.7 against Klivvr's 3.7. Mashreq Egypt also leads on monetization model (free vs free with in-app purchases) and review sentiment (44% vs 33%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mashreq Egypt holds the better App Store score, 4.7 against 3.7. Both are backed by a comparable volume of ratings — 200 and 53 respectively. Written reviews point the same way: 44% of Mashreq Egypt's written reviews are positive against 33% of Klivvr's.

UpkeepUpdate frequency

Mashreq Egypt ships an update fortnightly, Klivvr every 10 days. The most recent releases landed on September 23, 2026 and September 17, 2026 respectively.

Scorecard4 real differences · 6 level
Mashreq Egypt versus Klivvr: the parameters behind the verdict, then further details
ParameterMashreq EgyptKlivvr
PriceFreeFree
Rating4.7 (200 ratings) — better3.7 (53 ratings)
Positive reviews44.4% of reviews — better33.3% of reviews
Number of ratings200 — better53
Update frequencyFortnightlyEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, Apple Watch
Requires iOS15.1 — better16.0
Further details — not scored
Size147 MB247 MB
Age rating4+4+
DeveloperMashreq Bank PSCKlivvr

Customer experience

Mashreq Egypt

All ratings200 ratings
Positive93.0%
Neutral1.0%
Negative6.0%
Written reviews18 reviews
Positive44.4%
Neutral5.6%
Negative50.0%

Klivvr

All ratings53 ratings
Positive67.9%
Neutral1.9%
Negative30.2%
Written reviews42 reviews
Positive33.3%
Neutral2.4%
Negative64.3%

In-app purchases

None

Mashreq Egypt

No in-app purchases

None

Klivvr

No in-app purchases

Questions

Is Mashreq Egypt free?
Mashreq Egypt is free to download, with no in-app purchases.
Is Klivvr free?
Klivvr is free to download, with no in-app purchases.
Which has better reviews, Mashreq Egypt or Klivvr?
Mashreq Egypt is rated higher. Mashreq Egypt averages 4.7 out of 5 from 200 ratings, while Klivvr averages 3.7 from 53 ratings.
Do Mashreq Egypt or Klivvr have ads?
Neither Mashreq Egypt nor Klivvr shows ads.
Which is updated more often, Mashreq Egypt or Klivvr?
Mashreq Egypt ships an update fortnightly, and Klivvr every 10 days. Most recently, Mashreq Egypt was updated on September 23, 2026 and Klivvr on September 17, 2026.

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