TRU vs Klivvr
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TRU
This finance app offers flexible payment options, allowing users to choose zero down payment, zero interest, or zero fees. Shop from top merchants in Egypt, enjoy effortless scan-and-pay functionality, and access daily exclusive offers for savings.
- Customizable payment plans (zero down, zero interest, zero fees)
- Shop from top Egyptian merchants
- Effortless scan and pay
- Daily exclusive offers
- Secure financial management
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TRU: Redefine Financial Freedom TRU is your ultimate financial partner, designed to put flexibility and control at your fingertips. With TRU, you can customize your financial experience, whether it’s planning your payments, managing purchases, or exploring exciting deals—all while enjoying a seamless and secure app. TRU FLEX: CHOOSE YOUR ZERO The game-changing feature enables you to choose how to pay. Whether you prefer zero down payment, zero interest, or zero fees, TRU Flex empowers you to create a payment plan perfectly aligned with your needs. SHOP FROM EGYPT’S TOP MERCHANTS Access a diverse network of trusted merchants across Egypt. Whether you’re shopping for everyday essentials or high-value items, TRU connects you to the best deals and experiences. EFFORTLESS SCAN AND PAY Simplify your checkout process with TRU’s easy scan-and-pay feature. Complete your transactions quickly and securely with just a few taps. DAILY EXCLUSIVE OFFERS Save more every day with new deals and promotions tailored for you. Manage your finances the right way.. It’s not right unless it’s TRU! Download TRU now
Klivvr
Manage your spending, credit, and rewards with this comprehensive financial app. It offers instant credit limits, flexible repayment plans, and a prepaid card for everyday use. The family feature allows for shared accounts and controlled spending for multiple users.
- Instant credit limit up to 500,000 EGP
- Flexible repayment plans up to 60 months
- Prepaid card for everyday spending
- Earn and redeem K.Points for cashback
- Family accounts with spending permissions
- Real-time spending tracking
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Klivvr is your all-in-one app for spending, credit, rewards, and family money management, giving you real control over your finances. Buy now, pay later Get an instant credit limit of up to 500,000 EGP and split your purchases into manageable installments. - Flexible repayment plans up to 60 months - Competitive interest rates, zero hidden charges - Apply and get approved in minutes through the app - Clear payment schedule, always visible in-app Spend & send Klivvr's prepaid card is built for seamless everyday spending - Pay online, in-store, or withdraw cash from ATMs - Earn K.Points on every transaction - Redeem your K.Points for cashback - Track your spending in real time with full control Klivvr Family One account, more flexibility, total control. - Issue up to 5 cards for you and your family - Set spending permissions per card - Transfer money instantly between accounts - Double the K.Points per transaction - Enjoy reduced credit interest rates K.Points & rewards Every purchase earns you points. Unlock exclusive vouchers, discounts at top merchants, and cashback. The more you spend, the more you earn. Klivvr is licensed and regulated by the Financial Regulatory Authority (FRA) and the Central Bank of Egypt (CBE). Your money and data are always protected with bank-grade security.
Screenshots
Verdict
The clearest difference is rating: TRU at 4.7 against Klivvr's 3.6. TRU also leads on ratings volume (264 vs 55). Klivvr's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, review sentiment, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TRU holds the better App Store score, 4.7 against 3.6. Both are backed by a comparable volume of ratings — 264 and 55 respectively. Written reviews complicate that: 27% of TRU's written reviews are positive against 30% of Klivvr's, so the app with the better star average is not the one people write more warmly about.
TRU ships an update fortnightly, Klivvr every 10 days. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | TRU | Klivvr |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (264 ratings) — better | 3.6 (55 ratings) |
| Positive reviews | 27.3% of reviews | 30.4% of reviews — better |
| Number of ratings | 264 — better | 55 |
| Update frequency | Fortnightly | Every 10 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, Apple Watch |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 636 MB | 219 MB |
| Age rating | 4+ | 4+ |
| Developer | Financial Technologies SAE | Klivvr |
Customer experience
TRU
Klivvr
In-app purchases
TRU
No in-app purchases
Klivvr
No in-app purchases






