TRU vs Mogo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TRU
This finance app offers flexible payment options, allowing users to choose zero down payment, zero interest, or zero fees. Shop from top merchants in Egypt, enjoy effortless scan-and-pay functionality, and access daily exclusive offers for savings.
- Customizable payment plans (zero down, zero interest, zero fees)
- Shop from top Egyptian merchants
- Effortless scan and pay
- Daily exclusive offers
- Secure financial management
Read full descriptionHide full description
TRU: Redefine Financial Freedom TRU is your ultimate financial partner, designed to put flexibility and control at your fingertips. With TRU, you can customize your financial experience, whether it’s planning your payments, managing purchases, or exploring exciting deals—all while enjoying a seamless and secure app. TRU FLEX: CHOOSE YOUR ZERO The game-changing feature enables you to choose how to pay. Whether you prefer zero down payment, zero interest, or zero fees, TRU Flex empowers you to create a payment plan perfectly aligned with your needs. SHOP FROM EGYPT’S TOP MERCHANTS Access a diverse network of trusted merchants across Egypt. Whether you’re shopping for everyday essentials or high-value items, TRU connects you to the best deals and experiences. EFFORTLESS SCAN AND PAY Simplify your checkout process with TRU’s easy scan-and-pay feature. Complete your transactions quickly and securely with just a few taps. DAILY EXCLUSIVE OFFERS Save more every day with new deals and promotions tailored for you. Manage your finances the right way.. It’s not right unless it’s TRU! Download TRU now
Mogo
This consumer finance platform offers flexible payment solutions to help users manage their budgets and enhance their shopping experience. It provides a Buy Now, Pay Later (BNPL) option for streamlined cash-flow management and financial empowerment.
- Flexible payment options
- Buy Now, Pay Later (BNPL)
- Budget management
- Streamlined cash-flow
- User-friendly interface
Read full descriptionHide full description
Mogo is a consumer finance platform powered by MIDBANK, designed to serve as a reliable financial partner in a dynamic and evolving economy. Built with agility at its core, Mogo adapts seamlessly to changing market conditions, delivering innovative and user-friendly solutions that enable customers to manage their budgets with confidence. Through fast, flexible, and convenient payment options, Mogo helps users stay in control of their finances while elevating their overall shopping experience. With its Buy Now, Pay Later (BNPL) offering, Mogo streamlines cash-flow management by providing smart, flexible solutions that empower users to choose the right balance between immediate payments and deferred financing—supporting a more convenient and financially empowered lifestyle.
Screenshots
Verdict
The clearest difference is rating: TRU at 4.7 against Mogo's 3.0. TRU also leads on ratings volume (269 vs 20) and iOS requirement (15.0 vs 17.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TRU holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: TRU has 269 ratings behind it against 20, so its average is the more settled of the two.
TRU ships an update every 2 weeks, Mogo every 10 days. Both last shipped on November 7, 2026.
| Parameter | TRU | Mogo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (269 ratings) — better | 3.0 (20 ratings) |
| Positive reviews | 27.3% of reviews | — |
| Number of ratings | 269 — better | 20 |
| Update frequency | Every 2 weeks | Every 10 days — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Ad-supported | Ad-supported |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 636 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | Financial Technologies SAE | Mid Takseet |
Customer experience
TRU
Mogo
In-app purchases
TRU
No in-app purchases
Mogo
No in-app purchases







