Comparison

TRU vs Mogo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TRU

This finance app offers flexible payment options, allowing users to choose zero down payment, zero interest, or zero fees. Shop from top merchants in Egypt, enjoy effortless scan-and-pay functionality, and access daily exclusive offers for savings.

Highlights
  • Customizable payment plans (zero down, zero interest, zero fees)
  • Shop from top Egyptian merchants
  • Effortless scan and pay
  • Daily exclusive offers
  • Secure financial management
Features
Read full description

TRU: Redefine Financial Freedom TRU is your ultimate financial partner, designed to put flexibility and control at your fingertips. With TRU, you can customize your financial experience, whether it’s planning your payments, managing purchases, or exploring exciting deals—all while enjoying a seamless and secure app. TRU FLEX: CHOOSE YOUR ZERO The game-changing feature enables you to choose how to pay. Whether you prefer zero down payment, zero interest, or zero fees, TRU Flex empowers you to create a payment plan perfectly aligned with your needs. SHOP FROM EGYPT’S TOP MERCHANTS Access a diverse network of trusted merchants across Egypt. Whether you’re shopping for everyday essentials or high-value items, TRU connects you to the best deals and experiences. EFFORTLESS SCAN AND PAY Simplify your checkout process with TRU’s easy scan-and-pay feature. Complete your transactions quickly and securely with just a few taps. DAILY EXCLUSIVE OFFERS Save more every day with new deals and promotions tailored for you. Manage your finances the right way.. It’s not right unless it’s TRU! Download TRU now

About

Mogo

This consumer finance platform offers flexible payment solutions to help users manage their budgets and enhance their shopping experience. It provides a Buy Now, Pay Later (BNPL) option for streamlined cash-flow management and financial empowerment.

Highlights
  • Flexible payment options
  • Buy Now, Pay Later (BNPL)
  • Budget management
  • Streamlined cash-flow
  • User-friendly interface
Features
Read full description

Mogo is a consumer finance platform powered by MIDBANK, designed to serve as a reliable financial partner in a dynamic and evolving economy. Built with agility at its core, Mogo adapts seamlessly to changing market conditions, delivering innovative and user-friendly solutions that enable customers to manage their budgets with confidence. Through fast, flexible, and convenient payment options, Mogo helps users stay in control of their finances while elevating their overall shopping experience. With its Buy Now, Pay Later (BNPL) offering, Mogo streamlines cash-flow management by providing smart, flexible solutions that empower users to choose the right balance between immediate payments and deferred financing—supporting a more convenient and financially empowered lifestyle.

Screenshots

TRU4 screens
Mogo4 screens

Verdict

The call

The clearest difference is rating: TRU at 4.7 against Mogo's 3.0. TRU also leads on ratings volume (269 vs 20) and iOS requirement (15.0 vs 17.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

TRU holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: TRU has 269 ratings behind it against 20, so its average is the more settled of the two.

UpkeepUpdate frequency

TRU ships an update every 2 weeks, Mogo every 10 days. Both last shipped on November 7, 2026.

Scorecard3 real differences · 7 level
TRU versus Mogo: the parameters behind the verdict, then further details
ParameterTRUMogo
PriceFreeFree
Rating4.7 (269 ratings) — better3.0 (20 ratings)
Positive reviews27.3% of reviews—
Number of ratings269 — better20
Update frequencyEvery 2 weeksEvery 10 days — better
AdsYesYes
In-app purchasesNoNo
MonetizationAd-supportedAd-supported
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.6
Further details — not scored
Size636 MB63 MB
Age rating4+4+
DeveloperFinancial Technologies SAEMid Takseet

Customer experience

TRU

All ratings267 ratings
Positive92.5%
Neutral2.6%
Negative4.9%
Written reviews11 reviews
Positive27.3%
Neutral18.2%
Negative54.5%

Mogo

All ratings20 ratings
Positive50.0%
Neutral5.0%
Negative45.0%

In-app purchases

None

TRU

No in-app purchases

None

Mogo

No in-app purchases

Questions

Is TRU free?
TRU is free to download, with no in-app purchases.
Is Mogo free?
Mogo is free to download, with no in-app purchases.
Which has better reviews, TRU or Mogo?
TRU is rated higher. TRU averages 4.7 out of 5 from 269 ratings, while Mogo averages 3.0 from 20 ratings.
Do TRU or Mogo have ads?
Both TRU and Mogo show ads.
Which is updated more often, TRU or Mogo?
TRU ships an update every 2 weeks, and Mogo every 10 days. Most recently, TRU was updated on November 7, 2026 and Mogo on November 7, 2026.

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