Mashreq Egypt vs UB Digital Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mashreq Egypt
Manage your personal finances with this secure digital banking app. Track accounts, transfer funds locally and internationally, and control credit cards. Open new accounts, invest in savings, and access support 24/7.
- All-in-one account management
- Fast, secure transfers and payments
- Full credit card control
- Smart savings and investment tools
- Biometric login and 2FA security
- 24/7 chatbot support
Read full descriptionHide full description
Experience seamless mobile banking with Mashreq Egypt: transfer funds, track credit cards, and manage accounts in one secure online banking app. Step into the future of banking with the Mashreq Egypt mobile banking application, a user-friendly banking app that puts all your personal financial services at your fingertips, exclusively for individual account holders. Key Features & Benefits All-In-One Account Management View balances, transaction history, and e-statements for current and savings or certificate of deposit accounts. Instantly open a Mashreq NEO or a current account with zero account opening fees. Fast, Secure Transfers & Payments Enjoy money transfers with Mashreq. Send money locally in seconds with InstaPay. Transfer EGP and foreign currencies internationally (international and FCY transfers may take longer to process). Pay utility bills, recharge your mobile, and settle government dues, such as traffic fines, in a few clicks. Full Credit Card Control in One App Apply for and manage your Mashreq Egypt credit cards directly within the app. Track spending, view statements, and request card controls, temporary lock or unlock, or change limits effortlessly through the app. Smart Savings & Investment Tools Open a certificate of deposit and grow your wealth at competitive rates. Set savings goals and automate transfers to achieve them effortlessly. Unmatched Security & Support Biometric login (fingerprint or Face ID) and two-factor authentication for total peace of mind. 24/7 chatbot and in-app chat for NEO and Sphynx holders, available for CBE-approved inquiries like account details, transactions, and card services only. ATM & branch locator with GPS support. Why Mashreq Egypt? Seamless Online Banking App: Enjoy a responsive interface for individual account holders. Continuous Improvements: We release regular updates based on your feedback, introducing new features. Global Reach, Local Expertise: Part of Mashreq's international network, tailored to users' needs in Egypt. Join thousands who trust Mashreq Egypt for the best digital banking experience.
UB Digital Wallet
Manage your money securely and simply from your phone. Instantly fund your wallet, transfer funds, pay merchants, and settle bills. Receive real-time notifications for balance and transaction history.
- Instant wallet funding
- Wallet-to-wallet transfers
- Merchant payments
- Cash withdrawal at retailers
- Quick bill payments
- Real-time transaction notifications
Read full descriptionHide full description
Stop stressing over payments! UB Wallet by The United Bank gives you ultimate security and simplicity for managing your money right from your phone. Download now and take full control of your finances without the hassle. Key Features: Instant Load: Fund your wallet instantly from your UB account. Easy Transfers: Send money instantly, wallet-to-wallet, with a single tap. Pay & Withdraw: Pay at select merchants and cash out at any Fawry Retailer. Quick Bills: Settle all your utility bills easily with a swipe. Stay Updated: Check your balance and payment history with real-time transaction notifications. Download UB Wallet today and make your financial life easier and more secure! (Application is free of charge. Terms & conditions apply.)
Screenshots
Verdict
The clearest difference is review sentiment: Mashreq Egypt at 44% against UB Digital Wallet's 0%. Mashreq Egypt also leads on rating (4.7 vs 3.0) and update cadence (fortnightly vs every 10 months). UB Digital Wallet's advantage is iOS requirement (11.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mashreq Egypt holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Mashreq Egypt has 200 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 44% of Mashreq Egypt's written reviews are positive against 0% of UB Digital Wallet's.
Mashreq Egypt ships an update fortnightly, UB Digital Wallet every 10 months. The most recent releases landed on September 25, 2026 and September 9, 2026 respectively.
| Parameter | Mashreq Egypt | UB Digital Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (200 ratings) — better | 3.0 (5 ratings) |
| Positive reviews | 44.4% of reviews — better | 0.0% of reviews |
| Number of ratings | 200 — better | 5 |
| Update frequency | Fortnightly — better | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 11.0 — better |
| Further details — not scored | ||
| Size | 147 MB | 130 MB |
| Age rating | 4+ | 4+ |
| Developer | Mashreq Bank PSC | The United Bank of Egypt |
Customer experience
Mashreq Egypt
UB Digital Wallet
In-app purchases
Mashreq Egypt
No in-app purchases
UB Digital Wallet
No in-app purchases
Questions
Is Mashreq Egypt free?
Is UB Digital Wallet free?
Which has better reviews, Mashreq Egypt or UB Digital Wallet?
Do Mashreq Egypt or UB Digital Wallet have ads?
Which is updated more often, Mashreq Egypt or UB Digital Wallet?
Other comparisons
