Mashreq Egypt vs Khales
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mashreq Egypt
Manage your personal finances with this secure digital banking app. Track accounts, transfer funds locally and internationally, and control credit cards. Open new accounts, invest in savings, and access support 24/7.
- All-in-one account management
- Fast, secure transfers and payments
- Full credit card control
- Smart savings and investment tools
- Biometric login and 2FA security
- 24/7 chatbot support
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Experience seamless mobile banking with Mashreq Egypt: transfer funds, track credit cards, and manage accounts in one secure online banking app. Step into the future of banking with the Mashreq Egypt mobile banking application, a user-friendly banking app that puts all your personal financial services at your fingertips, exclusively for individual account holders. Key Features & Benefits All-In-One Account Management View balances, transaction history, and e-statements for current and savings or certificate of deposit accounts. Instantly open a Mashreq NEO or a current account with zero account opening fees. Fast, Secure Transfers & Payments Enjoy money transfers with Mashreq. Send money locally in seconds with InstaPay. Transfer EGP and foreign currencies internationally (international and FCY transfers may take longer to process). Pay utility bills, recharge your mobile, and settle government dues, such as traffic fines, in a few clicks. Full Credit Card Control in One App Apply for and manage your Mashreq Egypt credit cards directly within the app. Track spending, view statements, and request card controls, temporary lock or unlock, or change limits effortlessly through the app. Smart Savings & Investment Tools Open a certificate of deposit and grow your wealth at competitive rates. Set savings goals and automate transfers to achieve them effortlessly. Unmatched Security & Support Biometric login (fingerprint or Face ID) and two-factor authentication for total peace of mind. 24/7 chatbot and in-app chat for NEO and Sphynx holders, available for CBE-approved inquiries like account details, transactions, and card services only. ATM & branch locator with GPS support. Why Mashreq Egypt? Seamless Online Banking App: Enjoy a responsive interface for individual account holders. Continuous Improvements: We release regular updates based on your feedback, introducing new features. Global Reach, Local Expertise: Part of Mashreq's international network, tailored to users' needs in Egypt. Join thousands who trust Mashreq Egypt for the best digital banking experience.
Khales
Easily top-up and pay bills for utilities, education, and clubs. This secure and fast payment solution simplifies transactions for various services and prepaid plans.
- Easy bill payment
- Fast top-up services
- Secure transactions
- Pay for utilities
- Pay for education
- Pay for clubs
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- Khales payment solutions is the easiest way to Top-up & pay your bills, it’s EASY, FAST AND SAFE. - Download the app, Sign up and make your payment in simple steps for either Utilities, Education, Clubs and more.. - With Khales payment solutions you enjoy Top-up and bill payment for: - Shooting club - Shrouk academy - Japan university - Alex prepaid - El behira prepaid - Canal prepaid - South delta prepaid - South Cairo prepaid - North delta prepaid - North Cairo prepaid - Middle Egypt prepaid - Upper Egypt prepaid - Canal - Behira - South delta - North delta - South Cairo - North Cairo
Screenshots
Verdict
The clearest difference is review sentiment: Mashreq Egypt at 44% against Khales's 0%. Mashreq Egypt also leads on rating (4.7 vs 1.0) and ratings volume (204 vs 3). Khales's advantage is update cadence (daily vs fortnightly) and iOS requirement (12.4 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mashreq Egypt holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: Mashreq Egypt has 204 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 44% of Mashreq Egypt's written reviews are positive against 0% of Khales's.
Mashreq Egypt ships an update fortnightly, Khales daily. The most recent releases landed on September 29, 2026 and June 10, 2026 respectively.
| Parameter | Mashreq Egypt | Khales |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (204 ratings) — better | 1.0 (3 ratings) |
| Positive reviews | 44.4% of reviews — better | 0.0% of reviews |
| Number of ratings | 204 — better | 3 |
| Update frequency | Fortnightly | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 12.4 — better |
| Further details — not scored | ||
| Size | 147 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Mashreq Bank PSC | Khales for digital payments services |
Customer experience
Mashreq Egypt
Khales
In-app purchases
Mashreq Egypt
No in-app purchases
Khales
No in-app purchases
