Comparison

Mashreq Egypt vs Lucid Egypt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mashreq Egypt

Manage your personal finances with this secure digital banking app. Track accounts, transfer funds locally and internationally, and control credit cards. Open new accounts, invest in savings, and access support 24/7.

Highlights
  • All-in-one account management
  • Fast, secure transfers and payments
  • Full credit card control
  • Smart savings and investment tools
  • Biometric login and 2FA security
  • 24/7 chatbot support
Features
Read full description

Experience seamless mobile banking with Mashreq Egypt: transfer funds, track credit cards, and manage accounts in one secure online banking app. Step into the future of banking with the Mashreq Egypt mobile banking application, a user-friendly banking app that puts all your personal financial services at your fingertips, exclusively for individual account holders. Key Features & Benefits All-In-One Account Management View balances, transaction history, and e-statements for current and savings or certificate of deposit accounts. Instantly open a Mashreq NEO or a current account with zero account opening fees. Fast, Secure Transfers & Payments Enjoy money transfers with Mashreq. Send money locally in seconds with InstaPay. Transfer EGP and foreign currencies internationally (international and FCY transfers may take longer to process). Pay utility bills, recharge your mobile, and settle government dues, such as traffic fines, in a few clicks. Full Credit Card Control in One App Apply for and manage your Mashreq Egypt credit cards directly within the app. Track spending, view statements, and request card controls, temporary lock or unlock, or change limits effortlessly through the app. Smart Savings & Investment Tools Open a certificate of deposit and grow your wealth at competitive rates. Set savings goals and automate transfers to achieve them effortlessly. Unmatched Security & Support Biometric login (fingerprint or Face ID) and two-factor authentication for total peace of mind. 24/7 chatbot and in-app chat for NEO and Sphynx holders, available for CBE-approved inquiries like account details, transactions, and card services only. ATM & branch locator with GPS support. Why Mashreq Egypt? Seamless Online Banking App: Enjoy a responsive interface for individual account holders. Continuous Improvements: We release regular updates based on your feedback, introducing new features. Global Reach, Local Expertise: Part of Mashreq's international network, tailored to users' needs in Egypt. Join thousands who trust Mashreq Egypt for the best digital banking experience.

About

Lucid Egypt

Shop now and pay later with flexible installment plans. This app allows you to make purchases without paying everything upfront, even without a bank account. Manage your payments, track purchases, and enjoy a smoother shopping experience.

Highlights
  • Pay in installments
  • No upfront payment required
  • Works without a bank account
  • Shop at partner stores
  • Manage payment summaries
  • Flexible payment terms
  • Notifications for upcoming payments
Features
Read full description

Buy what you want and pay in installments, without having to pay everything upfront. Lucid is inclusive and works for everyone, even if you don't have a bank account. Enjoy a smoother shopping experience with Lucid. HOW DOES Lucid WORK? • Download the Lucid app and sign up or log in • Buy in-store • Purchase at our partner stores. Pay nothing upfront. • Pay nothing at time of purchase • Split your payments in 2-5 (you can pay with cash, card, or mobile wallet) • Get a complete summary of all your purchases • And much more! FAST & EASY APP SIGN UP Apply now and get approved in seconds to start your journey with Lucid today. FLEXIBLE PAYMENT TERMS With Lucid, you have the flexibility to choose how you want to pay for your purchases. Whether you prefer to make payments in-store or online, or whether you prefer physical or digital methods, Lucid has got you covered. You have multiple options available, so you can choose the one that best fits your lifestyle and preferences. MANAGE YOUR PAYMENTS Lucid offers a comprehensive financial management solution that helps you keep track of all your purchases, manage your bills, switch payment methods, and receive notifications for upcoming payments. Lucid gives you more control over your money and a more empowering relationship with your finances. With Lucid, you are empowered to better manage your purchases. Need help? reach out to support@lucidco.ai Privacy Policy: https://lucidco.ai/privacy-policy

Screenshots

Mashreq Egypt4 screens
Lucid Egypt4 screens

Verdict

The call

The clearest difference is rating: Mashreq Egypt at 4.7 against Lucid Egypt's 4.2. Mashreq Egypt also leads on ratings volume (200 vs 12). Lucid Egypt's advantage is review sentiment (75% vs 44%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mashreq Egypt holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: Mashreq Egypt has 200 ratings behind it against 12, so its average is the more settled of the two. Written reviews complicate that: 44% of Mashreq Egypt's written reviews are positive against 75% of Lucid Egypt's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Mashreq Egypt ships an update fortnightly, Lucid Egypt every 9 days. The most recent releases landed on September 23, 2026 and September 19, 2026 respectively.

Scorecard3 real differences · 7 level
Mashreq Egypt versus Lucid Egypt: the parameters behind the verdict, then further details
ParameterMashreq EgyptLucid Egypt
PriceFreeFree
Rating4.7 (200 ratings) — better4.2 (12 ratings)
Positive reviews44.4% of reviews75.0% of reviews — better
Number of ratings200 — better12
Update frequencyFortnightlyEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size147 MB124 MB
Age rating4+4+
DeveloperMashreq Bank PSCDeall Inc.

Customer experience

Mashreq Egypt

All ratings200 ratings
Positive93.0%
Neutral1.0%
Negative6.0%
Written reviews18 reviews
Positive44.4%
Neutral5.6%
Negative50.0%

Lucid Egypt

All ratings12 ratings
Positive75.0%
Neutral8.3%
Negative16.7%
Written reviews4 reviews
Positive75.0%
Neutral25.0%
Negative0.0%

In-app purchases

None

Mashreq Egypt

No in-app purchases

None

Lucid Egypt

No in-app purchases

Questions

Is Mashreq Egypt free?
Mashreq Egypt is free to download, with no in-app purchases.
Is Lucid Egypt free?
Lucid Egypt is free to download, with no in-app purchases.
Which has better reviews, Mashreq Egypt or Lucid Egypt?
Mashreq Egypt is rated higher. Mashreq Egypt averages 4.7 out of 5 from 200 ratings, while Lucid Egypt averages 4.2 from 12 ratings.
Do Mashreq Egypt or Lucid Egypt have ads?
Neither Mashreq Egypt nor Lucid Egypt shows ads.
Which is updated more often, Mashreq Egypt or Lucid Egypt?
Mashreq Egypt ships an update fortnightly, and Lucid Egypt every 9 days. Most recently, Mashreq Egypt was updated on September 23, 2026 and Lucid Egypt on September 19, 2026.

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