Comparison

Northwestern Mutual vs Philo Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Northwestern Mutual

Manage your investment and insurance accounts, make payments, and track your net worth. Consolidate all your financial accounts in one place to monitor spending and view your overall financial health.

Highlights
  • View investment performance and transactions
  • Access insurance policy details
  • Make premium payments
  • Enroll in autopay
  • Consolidate all financial accounts
  • Categorize and monitor transactions
  • Track net worth
Read full description

Access Northwestern Mutual accounts and stay on top of your finances on the go. The Northwestern Mutual app allows you to: • See historical performance and transactions of your Northwestern Mutual investment accounts • See details of your Northwestern Mutual insurance policies • Make premium payments for NM Life, Disability & Long-Term Care plans • Enroll in autopay and never miss another premium payment • Get contact information for your NM financial team • Link all your accounts, such as banking, credit cards, retirement, investment and loans into one centralized location • Categorize and monitor your financial transactions to see where your money is going • View and track your total net worth • Securely and quickly access your account with Touch ID or Face ID We will continue to improve our app and add new features that will make managing your finances even easier. As we expand our mobile offerings, we look forward to hearing your feedback. With your help, we can ensure the best possible customer experience. -- Copyright © 2026 The Northwestern Mutual Life Insurance Company. All Rights Reserved. Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company and its subsidiaries.

About

Philo Mobile

Access your bank accounts on the go. View balances, transaction history, deposit checks, transfer funds, and pay bills securely from your mobile device. Manage your finances anytime, anywhere.

Highlights
  • View account balances
  • Check transaction history
  • Deposit checks
  • Transfer funds
  • Pay bills
Features
Read full description

Philo Mobile is a free service, from Philo Exchange Bank, that allows you to access your money anytime, anywhere. With Philo Mobile you can view your account balances, view recent transaction history, deposit checks, transfer funds (internally), and pay bills from virtually anywhere on your iPhone or iPad.

Screenshots

Northwestern Mutual4 screens
Philo Mobile4 screens

Verdict

The call

The clearest difference is ads: Northwestern Mutual at none against Philo Mobile's shown. Northwestern Mutual also leads on update cadence (fortnightly vs every 4 months) and ratings volume (12K vs 117). Philo Mobile's advantage is iOS requirement (15.0 vs 18.0). On price, rating, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Northwestern Mutual against 4.8 for Philo Mobile. That said, the two scores are not equally well evidenced: Northwestern Mutual has 12K ratings behind it against 117, so its average is the more settled of the two.

UpkeepUpdate frequency

Northwestern Mutual ships an update fortnightly, Philo Mobile every 4 months. The most recent releases landed on October 2, 2026 and September 26, 2026 respectively.

Scorecard5 real differences · 5 level
Northwestern Mutual versus Philo Mobile: the parameters behind the verdict, then further details
ParameterNorthwestern MutualPhilo Mobile
PriceFreeFree
Rating4.8 (12K ratings)4.8 (117 ratings) — better
Positive reviews47.9% of reviews—
Number of ratings12K — better117
Update frequencyFortnightly — betterEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size119 MB104 MB
Age rating17+4+
DeveloperNorthwestern MutualPhilo Exchange Bank Inc.

Customer experience

Northwestern Mutual

All ratings11,540 ratings
Positive96.9%
Neutral1.2%
Negative1.9%
Written reviews119 reviews
Positive47.9%
Neutral11.8%
Negative40.3%

Philo Mobile

All ratings111 ratings
Positive96.4%
Neutral0.9%
Negative2.7%

Bugs and requests

Northwestern Mutual

Reported bugs

4 issues
  • Login verification issues
  • Disconnected accounts
  • Unreliable data synchronization
  • Enrollment in autopay not working

Requested features

5 requests
  • Ability to arrange accounts
  • More customization options
  • Improved charting and analytics
  • Cryptocurrency account integration
  • Enhanced document access

Philo Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Northwestern Mutual

No in-app purchases

None

Philo Mobile

No in-app purchases

Questions

Is Northwestern Mutual free?
Northwestern Mutual is free to download, with no in-app purchases.
Is Philo Mobile free?
Philo Mobile is free to download, with no in-app purchases.
Which has better reviews, Northwestern Mutual or Philo Mobile?
Philo Mobile is rated higher. Northwestern Mutual averages 4.8 out of 5 from 12K ratings, while Philo Mobile averages 4.8 from 117 ratings.
Do Northwestern Mutual or Philo Mobile have ads?
Philo Mobile shows ads; Northwestern Mutual does not.
Which is updated more often, Northwestern Mutual or Philo Mobile?
Northwestern Mutual ships an update fortnightly, and Philo Mobile every 4 months. Most recently, Northwestern Mutual was updated on October 2, 2026 and Philo Mobile on September 26, 2026.

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