Comparison

Security Finance℠ vs IBC Card Controls

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Security Finance℠

Manage your installment loans on the go. Make secure payments, track due dates, and access financial education tools. Stay informed with notification reminders and easily connect with your local branch.

Highlights
  • Secure payments
  • Payment reminders
  • Check due dates
  • Verify loan balance
  • View loan documents
  • Find local branches
  • Renew loan by phone
Read full description

Managing your Security Finance account has never been easier with the Security Finance℠ Mobile App, which offers a range of features designed to help you stay on top of things while on the go. With our app, you can easily make secure payments, check your next due date, contact your local branch, explore financial education tools, easily sign up and change a password, and more. Moreover, you can enable notification reminders, so you never miss a payment. The Security Finance℠ Mobile App provides the following features: • Make secure payments without convenience fees • Receive notification reminders • Check your payment amount and next due date • Verify your loan balance • View your last payment and amount • View loan documents • Upload verification documents • Improved sign-up, log-in, and user id/password change experience • Find a nearby branch • Renew your loan by phone • Contact your local branch easily • Schedule your Tax appointment At Security Finance, we are committed to providing fast financial solutions that cater to your busy schedule. For over 65 years, we have proudly served our community with easy and safe installment loans, and now we are bringing you even more convenience with our mobile app. With our conveniently located branches, you can receive personal service from people you know and trust. And now, with the app, you can easily manage your account and make fast, secure payments, right at your fingertips. If you are not currently a customer with Security Finance, you can still access the app as a guest to explore branch locations and contact information. However, to enjoy the app's full functionality, you must open a loan account. Security Finance is licensed to offer traditional installment loans, which vary in amounts, terms, and available ancillary products based on the states of operation. Any account activity processed on a given day will not be reflected until the next business day. All Rights Reserved 2023 You can find our Privacy Policy, Privacy Notice, and Security Finance℠ Mobile App Terms of Use on our website at www.securityfinance.com Security Finance is affiliated with the following Brands: Bond Finance, Continental Credit, Continental Loans, Maverick Finance, and Sunbelt Credit Security Finance of Georgia, LLC – NMLS #2029421

About

IBC Card Controls

Take full control of your debit card with this app. Easily turn your card on or off, set spending limits, restrict transactions by merchant or location, and receive instant alerts for every purchase.

Highlights
  • Turn card on/off
  • Set spending limits
  • Merchant controls
  • Location controls
  • Transaction alerts
Features
Read full description

IBC controls allows you to manage your IBC Debit. You can turn your card OFF or your card ON, add spending controls by amount, add merchant or location controls and receive immediate transaction alerts.

Screenshots

Security Finance℠4 screens
IBC Card Controls4 screens

Verdict

The call

The clearest difference is rating: Security Finance℠ at 3.5 against IBC Card Controls's 2.5. Security Finance℠ also leads on review sentiment (38% vs 25%) and update cadence (every 4 months vs every 8 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Security Finance℠ holds the better App Store score, 3.5 against 2.5. Both are backed by a comparable volume of ratings — 209 and 151 respectively. Written reviews point the same way: 38% of Security Finance℠'s written reviews are positive against 25% of IBC Card Controls's.

UpkeepUpdate frequency

Security Finance℠ ships an update every 4 months, IBC Card Controls every 8 months. The most recent releases landed on September 22, 2026 and September 9, 2026 respectively.

Scorecard4 real differences · 6 level
Security Finance℠ versus IBC Card Controls: the parameters behind the verdict, then further details
ParameterSecurity Finance℠IBC Card Controls
PriceFreeFree
Rating3.5 (209 ratings) — better2.5 (151 ratings)
Positive reviews38.1% of reviews — better24.6% of reviews
Number of ratings209 — better151
Update frequencyEvery 4 months — betterEvery 8 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.2 — better14.0
Further details — not scored
Size92 MB85 MB
Age rating4+4+
DeveloperSecurity Finance Corporation of SpartanburgInternational Bancshares Corporation

Customer experience

Security Finance℠

All ratings209 ratings
Positive60.8%
Neutral6.7%
Negative32.5%
Written reviews63 reviews
Positive38.1%
Neutral4.8%
Negative57.1%

IBC Card Controls

All ratings151 ratings
Positive34.4%
Neutral3.3%
Negative62.3%
Written reviews57 reviews
Positive24.6%
Neutral3.5%
Negative71.9%

User reviews

Security Finance℠

From 209 App Store ratings

What we love

  • 👍 Easy and quick loan process
  • 👍 Respectful and helpful workers
  • 👍 Good customer service
  • 👍 Friendly staff
  • 👍 Great place and people

Room to improve

  • 👎 Scammy company
  • 👎 High interest rates
  • 👎 App doesn't work
  • 👎 Difficult to log in
  • 👎 Cannot access account

IBC Card Controls

From 151 App Store ratings

What we love

  • ✅ Real-time transaction alerts
  • ✅ Card on/off functionality
  • ✅ Fraud prevention tool
  • ✅ Monitors debit card usage
  • ✅ Granular card controls

Room to improve

  • ❌ Frequent login issues
  • ❌ Password reset problems
  • ❌ App crashes/server errors
  • ❌ Inability to delete old cards
  • ❌ Separate app redundancy

Bugs and requests

Security Finance℠

Reported bugs

18 issues
  • App doesn't send email for verification
  • App has trouble opening
  • Cannot access account
  • App doesn't work half the time
  • Huge hassle logging in
Show 13 more
  • App will load but says unable to log in
  • Cannot log in
  • Password reset link not received
  • App closes right away
  • Unable to log in after changing password
  • Cannot get into the app
  • Cannot log in to the website
  • New login system issues
  • App crashes
  • Login screen freezes
  • Email for password reset not received
  • App not accepting password
  • App not accepting email for registration

Requested features

7 requests
  • Ability to make split payments
  • Allow payment with credit cards
  • Fix the login system
  • Allow multiple users to log in from the same device
  • Make the app user-friendly
Show 2 more
  • Allow making payments in the app
  • Allow two loans in one app

IBC Card Controls

Reported bugs

10 issues
  • Cannot log in
  • Password reset not working
  • App crashes or shows server error
  • Randomly logs out users
  • Transaction history not showing or disappearing
Show 5 more
  • Cannot delete inactive cards
  • App says to update but no update available
  • Cannot establish connection outside US
  • Cannot copy-paste into login fields
  • New card not showing, only old card

Requested features

5 requests
  • Integrate into main banking app
  • Allow same login as main app
  • Add option to delete inactive cards
  • Allow password manager integration/copy-paste
  • Add option to remove/change cards in 'Manage Portfolio'

In-app purchases

None

Security Finance℠

No in-app purchases

None

IBC Card Controls

No in-app purchases

Questions

Is Security Finance℠ free?
Security Finance℠ is free to download, with no in-app purchases.
Is IBC Card Controls free?
IBC Card Controls is free to download, with no in-app purchases.
Which has better reviews, Security Finance℠ or IBC Card Controls?
Security Finance℠ is rated higher. Security Finance℠ averages 3.5 out of 5 from 209 ratings, while IBC Card Controls averages 2.5 from 151 ratings.
Do Security Finance℠ or IBC Card Controls have ads?
Neither Security Finance℠ nor IBC Card Controls shows ads.
Which is updated more often, Security Finance℠ or IBC Card Controls?
Security Finance℠ ships an update every 4 months, and IBC Card Controls every 8 months. Most recently, Security Finance℠ was updated on September 22, 2026 and IBC Card Controls on September 9, 2026.

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