Comparison

ICCU vs Cold Storage Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ICCU

Manage your credit and debit cards with ease. Instantly turn cards on or off, set spending limits, and restrict transaction types. Receive alerts for card activity and view your transaction history for complete financial control.

Highlights
  • Turn cards on/off
  • Location-based transaction restrictions
  • Enable/disable online/international transactions
  • Set spending limits
  • Set alerts for transactions
  • View transaction history
Features
Read full description

Card Control – Stay in control of all your ICCU credit and debit cards with CardControl. •Turn your card on and off with a simple touch. When turned off, all purchases and ATM transactions will be declined until you turn the card on again. This is great peace of mind if your card is ever lost or stolen. • Restrict transactions to merchants within a certain area of your location using your phone's GPS. • Enable and disable online and international transactions. • Set spending limits by dollar amount, merchant categories, and more. • Set spending limits for children or other card users. • Set up alerts to notify you when your card is used, when a transaction exceeds your guidelines, or when a transaction has been declined. • View your transaction history and account balance. • And more. To learn more, visit ICCU.com.

About

Cold Storage Tracker

This privacy-focused app allows you to track your Bitcoin holdings by manually recording transactions or monitoring public blockchain data. Organize your investments by portfolio, view performance, and export backups without needing an account or exchange login.

Highlights
  • Manual transaction recording
  • Read-only public blockchain data monitoring
  • Portfolio grouping
  • Cost basis and performance tracking
  • Public address and extended public key monitoring
  • JSON backup export
  • Non-custodial
Features
Read full description

Cold Storage Tracker is a privacy-first Bitcoin portfolio tracker for manual records and read-only public blockchain data. Record BTC buys, organize them by portfolio group, view cost basis and performance, monitor public addresses or extended public keys, and export JSON backups. No exchange login or app account is required. The app is non-custodial: it does not create, import, store, or use private keys, seed phrases, or signing credentials. It cannot send, receive, exchange, transfer, or custody Bitcoin or any virtual currency. Market and blockchain data come from third-party providers and may be delayed or unavailable. Cold Storage Tracker does not provide investment, tax, or legal advice.

Screenshots

ICCU4 screens
Cold Storage Tracker4 screens

Verdict

The call

The clearest difference is rating: Cold Storage Tracker at 5.0 against ICCU's 4.0. Cold Storage Tracker also leads on update cadence (monthly vs every 12 months). ICCU's advantage is monetization model (free vs free with in-app purchases) and ratings volume (150 vs 2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cold Storage Tracker holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: ICCU has 150 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

ICCU ships an update every 12 months, Cold Storage Tracker monthly. The most recent releases landed on October 5, 2026 and October 12, 2026 respectively.

Scorecard5 real differences · 5 level
ICCU versus Cold Storage Tracker: the parameters behind the verdict, then further details
ParameterICCUCold Storage Tracker
PriceFreeFree
Rating4.0 (150 ratings)5.0 (2 ratings) — better
Positive reviews22.6% of reviews—
Number of ratings150 — better2
Update frequencyEvery 12 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.0 — better26.0
Further details — not scored
Size86 MB11 MB
Age rating4+4+
DeveloperIdaho Central Credit UnionRICARDO TOMAS VEGA

Customer experience

ICCU

All ratings150 ratings
Positive74.7%
Neutral2.7%
Negative22.7%
Written reviews31 reviews
Positive22.6%
Neutral9.7%
Negative67.7%

Cold Storage Tracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

ICCU

No in-app purchases

None

Cold Storage Tracker

No in-app purchases

Questions

Is ICCU free?
ICCU is free to download, with no in-app purchases.
Is Cold Storage Tracker free?
Cold Storage Tracker is free to download, with no in-app purchases.
Which has better reviews, ICCU or Cold Storage Tracker?
Cold Storage Tracker is rated higher. ICCU averages 4.0 out of 5 from 150 ratings, while Cold Storage Tracker averages 5.0 from 2 ratings.
Do ICCU or Cold Storage Tracker have ads?
Neither ICCU nor Cold Storage Tracker shows ads.
Which is updated more often, ICCU or Cold Storage Tracker?
ICCU ships an update every 12 months, and Cold Storage Tracker monthly. Most recently, ICCU was updated on October 5, 2026 and Cold Storage Tracker on October 12, 2026.

Other comparisons